Buy/Renew Tata Car Insurance Online

Buying or renewing your Tata car insurance plan with Tata AIG is simple, quick and hassle-free. You buy the car insurance policy online by following these easy steps:

• Visit the Tata AIG website and go to the Car Insurance page.
• Enter the car registration number and choose the ‘Get Price’ option in case of a car insurance plan. However, if you are renewing your existing Tata AIG car Insurance, click on ‘Renew’.
• Fill in the required car and personal details on the promoted form on the screen.
• Select the policy coverage you want.
• Fill in information about your car insurance plan claims. If you claimed your car insurance plan, write the details in the assigned box. In case of no claims, leave the option blank, and you will be entitled to receive the No Claim Bonus (NCB) when renewing your car insurance.
• You will receive an instant car insurance quote. If the premiums fit your budget, proceed with the car insurance plan and pay the premium online through any digital payment options available on our safe portal.
• Receive the confirmation for your car insurance on your email and WhatsApp inbox.

Our car insurance purchase and renewal process are efficient, saving you time and reducing your effort. By choosing a Tata AIG four-wheeler insurance, you take a step forward towards assurance and reliable financial support in adverse events. With economical premiums, extensive coverage, flexible features and 24*7 customer support, we ensure we stand with you always.

When it comes to protecting your Tata car, Tata AIG offers a range of well-structured car insurance plans designed to meet diverse needs, providing complete financial protection against damages to your vehicle and third-party liabilities, along with flexible add-on options for enhanced coverage.

● Comprehensive Car Insurance Plan

This Tata car insurance plan offers broad coverage, protecting your vehicle against damage from accidents, theft, fire, and natural disasters along with third-party liabilities. The premium for Tata car insurance depends on factors like Insured Declared Value (IDV), car model, location, and selected add-ons. Opting for comprehensive car insurance ensures peace of mind with extensive protection.

● Standalone Own Damage Plan

This plan covers damages to your Tata car caused by accidents, theft, fire, or natural calamities but excludes third-party liability. To comply with legal requirements, third-party car insurance must be purchased separately. This option allows you to customize your Tata car insurance policy and choose add-ons based on your needs.

● Third-Party Car Insurance Plan

Mandatory by law, this Tata car insurance plan protects you from financial liability arising due to injury or damage caused to third-party property or persons. It does not cover your own vehicle. Tata car insurance renewal online is available for easy and convenient policy continuation.

To provide comprehensive protection beyond the standard Tata car insurance policy, Tata AIG offers a wide range of add-on covers that help safeguard your vehicle against various risks while enhancing your overall car insurance experience.

● No Claim Bonus Protection: This add-on ensures that your No Claim Bonus (NCB) remains intact even after making a claim, provided you have maintained two or more claim-free years prior. It helps preserve your Tata car insurance renewal benefits and keeps your premium affordable.

● Depreciation Reimbursement: Tata AIG reimburses the depreciation amount deducted on replaced parts during your own damage claim. This benefit is applicable for the first two claims in your policy period and increases the claim value for Tata car insurance price protection.

● Return to Invoice Cover: In case of total loss, theft, or constructive total loss, the Return to Invoice Cover bridges the gap between the Insured Declared Value (IDV) and the new Tata car's on-road price, covering registration and road tax—ensuring you receive the complete value of your vehicle.

● Engine Secure Cover: Protect your car’s vital parts with Engine Secure Cover It pays for repairs or replacements due to oil leaks or water damage affecting the engine, gearbox, transmission, or differential assembly.

● Repair of Glass, Fibre, Plastic & Rubber Parts: Allows repair instead of replacement of damaged glass, plastic, rubber, or fibre parts at authorized garages without affecting your No Claim Bonus, enhancing value while keeping Tata car insurance renewal smooth.

● Key Replacement & Break-in Protection: This add-on covers the cost of replacing lost or stolen keys. Key Replacement also includes lock repairs if your Tata car is broken into, easing financial stress in such events.

● Tyre Secure Cover: This add-on offers protection against accidental tyre and tube damage. Tyre Secure Cover ensures you're financially covered, excluding regular wear and tear or issues from mechanical faults.

● Loss of Personal Belongings: Protects the personal belongings inside your Tata car at the time of an insured event, subject to policy terms and conditions.

● Additional Towing Charges: Reimburses the towing expenses incurred to transport your Tata car to the nearest authorized repair facility after an insured incident.

● Consumable Expenses Cover: This add-on covers repair costs by including a Consumable cover, which pays for items like engine oil, lubricants, filters, nuts, and bolts usually excluded from standard insurance policies.

● Misfuelling Cover: Pays for flushing and repair costs if your Tata car is filled with wrong or adulterated fuel, including reimbursement of the fuel cost up to the policy limit.

● Daily Allowance Plus: Provides daily financial compensation or arranges a courtesy car while your Tata car is being repaired after an insured event, reducing your inconvenience.

● Roadside Assistance: Roadside Assistance offers 24x7 emergency services such as flat tyre change, battery jump start, fuel delivery, towing, and key retrieval, ensuring you stay on the move without any hassle or delay.

● Emergency Transport and Hotel Expenses: Covers taxi fares and hotel accommodation if your Tata car becomes immobilized due to an accident, provided the claim is valid under the policy.

● Emergency Medical Expenses: Pays for medical costs incurred by you or passengers injured in an accident involving your Tata car.

● Electric Surge Secure: Specifically designed for electric vehicles, this add-on protects your car and charging equipment against electrical faults such as short circuits, arcing, and self-heating.

● Vehicle Loan Protector: In case of the owner-driver’s death or permanent total disability, this cover pays the outstanding loan amount on your Tata car, protecting your financial obligations.

● Reinstate Cover: Allows repair of accidental damage to one vehicle panel discovered after the usual claim reporting period but occurring during the policy term, ensuring you don’t miss out on coverage.

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The price of car insurance for your Tata car depends on a host of factors. The premiums of your car insurance are based on the type of insurance policy, car age, engine capacity, and most importantly, the IDV (Insured Declared Value) of your Tata car. The IDV is the current market value of your car after accommodating depreciation. IDV is the maximum amount you can file a claim for if your Tata car is stolen or suffered a total loss. Higher the IDV, the higher the car insurance premium.

Apart from the IDV, the type of insurance coverage also significantly impacts your car insurance premiums. A policy like third-party car insurance comes at cheaper premiums because such insurance for a car only covers you financially against third-party liability. Policy premiums of such policies are only dependent on the engine capacity of the car and the annual car insurance rates as declared by the IRDAI (Insurance and Regulatory Development Authority of India). However, if you buy comprehensive car insurance, your premiums are higher because of the extensive financial coverage. A comprehensive car insurance plan financially protects you, your car and any third-party and third-party property. Further, the engine capacity, car age, car model, the purpose of use, and other factors, have a direct influence on your car insurance premiums.

You can use the Tata AIG online car insurance premium calculator to know the premiums payable for your Tata car insurance. You need to:

• Enter your registration number;
• Provide other necessary details such as type of coverage and IDV;
• Check the NCB tab, if applicable and click on ‘Get Price’.

After you input the details, the online car insurance premium calculator will show the premiums payable for your Tata four-wheeler insurance policy.

Trusted by over five crore customers for the last 20 years, Tata AIG has been delivering on its promise of providing reliable financial support in case of adverse circumstances, like an accident, theft, natural calamity, man-made disaster, etc.

When you choose Tata AIG for your Tata car insurance, you can be assured of unswerving financial, exclusive insurance protection, seamless buying, renewal and claim settlement process and prompt customer support throughout your car insurance journey with us.

Some reasons that justify why is it important to have a Tata AIG four-wheeler insurance for your Tata car are:

• Quick and easy policy purchase and renewal: At Tata AIG that buying a car insurance policy should be easy and quick. You can buy four-wheeler insurance online through a simple three-step process.
• Complete insurance protection: With a comprehensive car insurance plan from Tata AIG, you are at peace of mind because you have secure and reliable financial protection for your car.
• Claims assistance: At Tata AIG, we believe in settling claims quickly, saving time and effort for all parties involved. With over 650 dedicated claims experts, we ensure your claim settlement is seamless and quick.
• Nationwide garage network: The benefit of cashless services is most fruitful if you buy your Tata car insurance from Tata AIG. You can get efficient, cashless service benefits across 5400+ garages across the country. Savings and affordable premiums: At Tata AIG, we understand Indian consumers and offers different car insurance plans to suit the budget of every consumer. You can compare car insurance online and save up to 75% on your premiums by choosing to buy your car insurance online.
• No claims bonus (NCB): Tata AIG four-wheeler insurance online gives you an NCB(No Claim Bonus) discount of up to 20% on your car insurance renewals for every claim-free year. However, if you do not claim for five successive years, you can get an NCB discount of up to 50% on renewal policy premiums.

Filing a claim with Tata AIG for your Tata car insurance policy is a streamlined process designed to assist you promptly after any unfortunate incident. Follow these steps to ensure a smooth claim experience:

● Inform Tata AIG Immediately: Contact Tata AIG at the customer support number 022 6489 8282 or use the claim support page on the Tata AIG website to notify about the accident or damage to your Tata car. Early intimation initiates the Tata car insurance claim process efficiently.

● Provide Accident and Vehicle Details: Share key information such as date, time, location of the accident, vehicle engine and chassis numbers, kilometre reading, and a description of the incident. This data helps accurately register your Tata car insurance claim.

● Vehicle Inspection: Tata AIG will send a surveyor to assess your vehicle’s damage. The survey report forms the basis for claim approval and repair recommendations.

● Submit Required Documents: Prepare and submit necessary documents including the filled claim form, FIR copy, vehicle Registration Certificate, driver’s licence, and your Tata car insurance policy documents to ensure smooth processing and claim settlement.

● Choose Your Claim Method: With Tata AIG, you can file a claim using one of two methods:

○ Cashless Claim Method: After document approval, take your Tata car to any of Tata AIG’s 5900+ network garages for repairs. Tata AIG will directly settle the repair bills with the garage, making the claim process hassle-free.

○ Reimbursement Claim Method: Repair your Tata car at any garage of your choice and pay the bills upfront. Submit all invoices and documents promptly to Tata AIG for reimbursement. Delayed submission may lead to claim rejection or delayed payment.

By following these steps, you can ensure a hassle-free Tata car insurance renewal and claim settlement experience with Tata AIG.

When filing a Tata car insurance claim, providing the correct documents is essential to ensure a smooth and timely claim process. Below is the list of standard documents required to raise your claim with Tata AIG:

● Duly filled and signed claim form to start the Tata car insurance claim process.

● Verified copy of the First Information Report (FIR) for accident or theft-related claims.

● Copies of the vehicle’s Registration Certificate (RC) and driver’s licence.

● Original Tata car insurance policy document for verification purposes.

● Accident photographs and repair bills for reimbursement claims under Tata car insurance renewal.

● No Trace Report from police authorities for theft claims.

● Relevant hospital or medical documents for personal accident cover claims.

● Signed RTO transfer papers and No Objection Certificate (NOC) if applicable during vehicle ownership transfer.

Submitting these documents accurately helps expedite your Tata car insurance online claim settlement efficiently.

Downloading your Tata car insurance policy from Tata AIG is quick and easy, ensuring you have access to your important documents anytime. Here are the convenient methods to download your Tata car insurance policy online or request a duplicate:

1. Using the Tata AIG Official Website: Visit the official Tata AIG website and navigate to the ‘Self Service’ section on the homepage. Select ‘Download Policy’ and enter your registered phone number, email ID, and policy number to verify your details. After verification, you can download your Tata car insurance policy in PDF format and save it for future reference.

2. Via Email: Upon purchasing your Tata car insurance online, the policy document is sent directly to your registered email address. Simply search your inbox for the Tata AIG email and download your policy document from the attachment.

3. Through the Tata AIG Mobile App: Download the Tata AIG Insurance app from Google Play Store or Apple App Store. Log in using your registered credentials to access and download your Tata car insurance policy conveniently on your mobile device.

4. Via Insurance Partners (e.g., Policybazaar, InsuranceDekho): If you purchased your Tata car insurance policy through a partner website, log in to your account on platforms like Policybazaar or InsuranceDekho. Visit the ‘Policies’ section to locate your Tata car insurance policy and download the PDF copy instantly.

5. Requesting a Duplicate Copy: If you have misplaced your policy document, you can call Tata AIG customer care at 022 6489 8282 and request a duplicate copy. The company will send the copy to your registered email or postal address.

Using these simple steps, you can easily download and access your Tata car insurance policy online or via app, ensuring smooth Tata car insurance renewal and claim processes.

Tata, a brand renowned for commitment, trust, integrity, and transparency, stands as the backbone of Tata Motors. From meticulous design and engineering to manufacturing, pricing, and performance, every aspect of a Tata car reflects precision. Widely preferred across all segments of the Indian market, Tata cars owe their popularity to the brand’s legacy, proven performance, and highly affordable prices.

Tata Motors places strong emphasis on safety, comfort, and overall performance, ensuring customers receive great value for their money. Along with this, Tata also supports its customers with reliable motor insurance options, making vehicle ownership worry-free.

Currently, Tata Motors offers seven car models, each available in various variants that differ in features, styling, price, and appearance. These models include hatchbacks, sedans, SUVs, and electric vehicles. Prices range from ₹5 lakhs to ₹25 lakhs, subject to location and availability.
Appealing to both budget-conscious buyers and those seeking performance, Tata cars cater to the younger, bolder generation as well as safety-focused elders. With optimum performance, exclusive design, trendy colors, affordable pricing, and the trusted Tata name, Tata cars have firmly established themselves in the Indian automotive market.

If you are debating your decision to buy a Tata car, here are some unique aspects of Tata cars that justify why they are a great buy for every budget:

• Top-three in passenger vehicles segment: Fuelled with a zeal to offer superior quality cars at affordable prices, several of the passenger Tata cars in India are among the top three in passenger vehicles. The company has won various awards in the compact, midsize car and utility vehicle range.
• Size, scale and trust of the company: The presence of Tata motors cuts across the length and breadth of the country. More than 4 million Tata vehicles ply on the Indian roads since their establishment in 1954.
• Emphasis on research: Driven by the Tata promise of offering nothing but the best to the customers, Tata cars are backed by intensive research and development efforts. The company focuses on the appearance and the feel of the cars without compromising on the safety, efficiency and performance of the vehicle.
• Global marketing: Tata is synonymous with trust. People from across the world trust the brand name for its years of legacy. Coming from the home-grown Tata name, Tata cars enjoy worldwide acceptance and acknowledgement.
• Established distribution channels: Tata Motors has over 3500 touch points coverings its dealership, sales, services and spare parts network. The well-established network ensures your cars are easily repaired and enjoy a high resale value.

Tata Motors, the manufacturer of Tata cars and SUVs, is a global brand renowned for offering value and performance-driven cars. Some of its closest competitors include:

• Hyundai Motor
• Mitsubishi Motors
• Tesla
• Honda Cars India
• Maruti Suzuki
• Mahindra & Mahindra
• Toyota
• Renault

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.