Mahindra XUV 300 Insurance

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Mahindra XUV300 Insurance

Mahindra is known for delivering style and power when it pertains to commuter cars. The Mahindra XUV300 made a significant splash in 2019, continuing in the wake of the Scorpio and Bolero by the same mother company. The Global NCAP has given this car a 5-star safety certification for adults and a 4-star safety grade for youngsters, marking it as one of the safest cars in India. This car, which comes with best-in-class amenities, can influence everyone in its favour. But if you are thinking of buying the XUV300, you must have valid XUV300 insurance.

Driving your car, or riding in it, without insurance is a punishable offence in India. The Government of India has amended the Motor Vehicle Act of 1988 and has made it stricter. It is not enough to have mandatory third-party 4-wheeler insurance. You need to have long-term third-party 4-wheeler insurance. This is done to ensure people are not driving their cars without insurance. Given more time, people are expected not to forget to renew their car policy online.

Four-wheeler insurance from Tata AIG is a great choice for you because of the many features it offers and also because it is easy to buy our car policy online. Now you no longer need to stand in long queues or fill out extensive paperwork to get your insurance, but can rather get it all done seamlessly and in a short period when you opt for a car policy online. You can also customise your policy according to your requirements and get what you need at affordable rates.

If a Mahindra insurance renewal or purchase from Tata AIG is what you are after, you will find all the details for the same covered in the next section.

Mahindra Insurance Renewal/Purchase via Tata AIG

Having updated 4-wheeler insurance is mandated by the law. This is to ensure your safety and help you in case of emergencies. But keep in mind it is not only enough to have Mahindra car insurance. You also need to get it renewed from time to time. With Tata AIG, you can opt for Mahindra insurance renewal and buy a car policy online. The entire process can be completed in a few minutes, and you can also learn your Mahindra XUV300 insurance cost per year through this. Here are the steps you need to follow to buy or renew your Mahindra car insurance.

  1. Visit the Car Insurance section of Tata AIG's official website.
  2. If you wish to buy Tata AIG car insurance, enter your registration information and click "Get Price" or "Renew" to renew your policy.
  3. Make sure to get the Mahindra XUV300 insurance cost per year while filling out the necessary details on the web form.
  4. Choose the right Insured Declared Value or IDV from the menu to get the Mahindra insurance price.
  5. If you have never filed a claim, click the option to claim your No Claim Bonus (NCB) discount.
  6. The XUV300 insurance price is now visible on the screen.
  7. Once you've settled on a plan, you can pay for it online using any available digital payment alternatives.
  8. When we receive your payment, we will provide you with a scanned copy of your Mahindra car insurance policy. We strongly advise you to use our car insurance calculator to locate the best plan before choosing and purchasing one.

There is more than one factor that influences your Mahindra XUV300 insurance cost. Among the most important deciding factors is the kind of insurance you are buying for your car. If you are buying third-party insurance, your XUV300 insurance cost per year is going to be substantially lower than what it would be with comprehensive car insurance. But keep in mind that the level of coverage also differs between the two policies. With third-party insurance, you are covered from third-party liability. This means your insurance will cover damage caused by your insured vehicle to a third-party person or property. Your insurance will take financial responsibility for losses incurred by them. But this does not cover you and your vehicle against damages. Consequently, with comprehensive 4-wheeler insurance, your Mahindra XUV300 insurance costs will be higher, but you will get a greater degree of coverage. You will be covered from third-party liability, and your personal property and person will also be covered in case of any accidents or damage while using the vehicle. Thus, it is always advised that you research both options and decide on the right choice for you. Use our car insurance calculator to determine the insurance policy which fits your budget the best. Other factors that play a role in determining the Mahindra XUV300 cost per year are;

  1. The IDV
  2. The location where the car will be used
  3. The person buying the insurance
  4. The security features of the car
  5. The car’s price

XUV300 Insurance Price– Your Premium Amount

There is more than one factor that influences your Mahindra XUV300 insurance cost. Among the most important deciding factors is the kind of insurance you are buying for your car. If you are buying third-party insurance, your XUV300 insurance cost per year is going to be substantially lower than what it would be with comprehensive car insurance. But keep in mind that the level of coverage also differs between the two policies.

With third-party insurance, you are covered from third-party liability. This means your insurance will cover damage caused by your insured vehicle to a third-party person or property. Your insurance will take financial responsibility for losses incurred by them. But this does not cover you and your vehicle against damages. Consequently, with comprehensive 4-wheeler insurance, your Mahindra XUV300 insurance costs will be higher, but you will get a greater degree of coverage. You will be covered from third-party liability, and your personal property and person will also be covered in case of any accidents or damage while using the vehicle. Thus, it is always advised that you research both options and decide on the right choice for you. Use our car insurance calculator to determine the insurance policy which fits your budget the best.

Other factors that play a role in determining the Mahindra XUV300 cost per year are;

  1. The IDV
  2. The location where the car will be used
  3. The person buying the insurance
  4. The security features of the car
  5. The car’s price

Things Covered and Not Covered under Tata AIG’s Mahindra XUV300 Insurance

Every insurance provider has a list of things that are not part of their package. Knowing what your insurance provider includes and excludes from their coverage helps you understand your policy better and thus make better use of it. Thus, If you are thinking of buying a Mahindra car insurance from Tata AIG, keep note of this list of inclusions and exclusions.

Things Covered Under Tata AIG’s Mahindra XUV300 Insurance Things Not Covered Under Tata AIG’s Mahindra XUV300 Insurance
Accidental damage to the car and damages caused due to fire, lightning, self-ignition, implosion, explosion, etc. Damages due to general wear and tear of the car and damage due to war or war-like situations, nuclear threats, etc.
Damages to the car due to natural calamities like cyclones, earthquakes, frost, and man-made mishaps like rioting, terrorism, vandalism, etc. Reimbursement of 50% for the cost of replacing consumables arising from regular wear and tear
Total loss of the car due to theft or any other irretrievable damage. Damages to the car if and when it is driven outside the geographical location of the insurance policy (i.e., outside India).
Any kind of legal and financial damages to the insured car’s owner, along with damages caused to a third-party vehicle or property and injuries to or death of a third-party person by the insured car. Damages to the car if used for adventure sports, speed racing, etc., or when your private car is used for commercial purposes.
A Personal Accident Cover of ₹15 lakhs to pay for the injuries and even the death of the owner-driver. Damages caused to your car by negligent driving or if the driver does not have a valid driving license or driving under the influence of intoxicants like alcohol, drugs, etc.

Why is it Important to Have Tata AIG for Your Mahindra XUV300 Car Insurance?

  • Our claim settlement team works hard and tirelessly to ensure our customers enjoy a hassle-free claim process. This team has helped us achieve a 98% claim settlement ratio during the financial term 2020-21.

  • Our customer service over the last twenty-plus years has won us the loyalty and trust of our customer base, and we have a family of over 5 crore happy customers to show for it.

  • Our network of cashless garages and the roadside assistance we provide keep you and your XUV300 safe and protected on the road.

  • At Tata AIG, we always believe in providing products that are well-suited to our customers. Our experience in the Indian market has helped us understand the needs of our customers and create the finest insurance solutions that fit them well.

  • We believe in making things easy for our customers and ensure the policy purchase and renewal process is simple. This means you won't lose time and effort searching for a comprehensive car insurance policy!

Overview – Mahindra XUV300 Car Model

The Mahindra XUV300 is available with both diesel and petrol engines. The diesel engine produces 85.8 kW of energy at 3750 RPM and 300 NM of torque between 1500 and 2500 RPM. The petrol engine produces 81 kW of energy at 5000 RPM and 200 Nm of torque between 2000 and 3500 RPM. A 6-speed gearbox is standard on both engines. It gets an average of 17 to 20 kilometres per litre. The car is not only stylish but also safe. It costs between ₹8.16 lakh and ₹13.67 lakh. Although the car is designed for high performance, it also has amenities that make your journey as comfortable as possible.

Sunroof, seatbelts, disc brakes on all four tyres, and dual-zone temperature control are among the company's premier amenities.

Mahindra XUV300 Variants and Prices

Mahindra XUV300 Variants Price of Variants (Ex-Showroom Delhi)
XUV300 W4 ₹8.16 Lakh
XUV300 W4 Diesel ₹9.30 Lakh
XUV300 W6 Sunroof ₹9.99 Lakh
XUV300 W6 Diesel Sunroof NT ₹9.99 Lakh
XUV300 W6 Sunroof NT ₹9.99 Lakh
XUV300 W6 AMT Sunroof NT ₹10.20 Lakh
XUV300 W6 AMT Sunroof ₹10.57 Lakh
XUV300 W8 ₹10.84 Lakh
XUV300 W6 AMT Diesel Sunroof ₹3.51 lakh
XUV300 W6 AMT Diesel Sunroof ₹11.28 Lakh
XUV300 W6 AMT Diesel Sunroof NT ₹11.35 Lakh

Unique Selling Points: Mahindra XUV300 Car Features

The Mahindra XUV300 is a sporty and luxury SUV. With its luxurious interior and award-winning motor, this fast automobile can provide a pleasant and secure ride. This 5-seater car comes in 14 models and eight different colours, with manual and automated transmissions. The XUV300 is equipped with a comprehensive safety system that includes anti-lock brakes, brake assistance, centralised locking, anti-theft alert, and childproof locks, among other things.

  1. Comfort, regular, and sport are the three smart steering modes.
  2. Multifunctional dual-zone air conditioning with three memory settings
  3. 17.78 LCD infotainment suite with motorised sunroof
  4. Power folding OVRMs with rear parking aid
  5. Technology from ECOSENSE

Rivals of Mahindra XUV300

Some of the biggest rivals of the Mahindra XUV300 are;

  1. Tata Nexon
  2. Maruti Brezza
  3. Honda WR-V
  4. Ford Ecosport
  5. Hyundai Venue

Disclaimer

All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.

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Frequently Asked Question

1. Can I claim insurance if my car was being driven by someone else?

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Yes! If you lend your car to a qualified driver and they cause an accident, you can still make a claim on your 4-wheeler insurance. You can even include the driver in your automobile insurance plan for an additional personal accident cover.

2. What happens if I choose a higher IDV cost?

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Choosing a higher IDV means you get greater coverage if your car is damaged or if it is stolen, but it also means you have to pay a higher premium.

3. How much boot space does XUV300 have?

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The Mahindra XUV300 has a boot space of 257 litres.

4. What are the steps to make a claim from Tata AIG?

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Use this simple 4-step online approach to register a claim for your Tata AIG Mahindra XUV300 insurance quickly and efficiently.

  • Once you are on Tata AIG's official website, click "Claims."
  • Enter any pertinent details being asked for, including your registration and insurance details, as well as the FIR if you have filed one.
  • A surveyor will be sent to inspect the damages to your car.
  • Your car will then be taken to a network garage and repaired as per the requirements.
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