Buy Family Travel Insurance in 2 Steps
Family Travel Insurance
Your routine life can become stressful, leaving with you very little time to relax. As a consequence, it can be difficult to spend quality time with your family despite staying together. This is where family vacations prove to be important, where you take out time to spend with your loved ones without any worry.
Key benefits of family travel insurance:
- Trip Cancellation
- Medical assistance upto $5 lacs
- Local Assistance
- Baggage lost or delayed cover
- Duplicate or new passport, in case it gets lost
- Compensation when flight gets delayed
- Reimburse bounced bookings of hotels & airline
- Automatic policy extension for 7 days
- Reimburse for emergency transportation to a hospital, treatment and medical supplies.
Family Travel Insurance Overview
Nonetheless, the probability of uncertainties can never be ignored irrespective of the time and place. If you want to make most of your trip and travel worry-free, it is preferable to buy family travel insurance with maximum coverage possible in your financial capacity. TATA AIG provides customized plans, depending on the client’s needs, so that they can have maximum coverage at the minimum cost possible.
What's Covered in Family Travel Insurance
This covers your trip from end to end and provides you compensation for the lost baggage, medical assistance in case of injury, etc. Find them below in detail:
⦁ Baggage Covers
Usually, your baggage contains valuable items you cannot afford to lose; otherwise, you might have to postpone or cancel your trip. Therefore, it is important to buy family travel insurance so that your baggage is insured. Under the insurance plan, you will get compensation for the delayed and lost baggage during transit.
This will allow you to enjoy the trip smoothly without any worries about your baggage. Especially when you are going on an international trip, it is important to get everything insured and travel safely. Tata AIG also provides different insurance plans as per the location, like, travel insurance for Sri Lanka, travel insurance for the Schengen region etc.
- Journey Cover
Baggage cover is just a part of journey cover; there are several other mishaps that might occur, creating a hurdle in your trip. These are some of the situations where a family travel insurance plan can be helpful:
- Lost Passport
Any of your family members might lose his/her passport during the journey. If you get it insured under family holiday insurance, you will get a duplicate copy or a new passport.
- Trip delay
If your trip goes off-track due to flight delays, we will compensate you for the additional expenses you had to bear due to the delay.
- Personal Liability
Under this, we will compensate for the claims legally filed against the insured if he/she causes damage to property or bodily injury to other person during an accident.
- Theft/Home Burglary
The family travel insurance also provides coverage for possible home burglaries when you are out for your trip.
- Bounced Hotel/Flight Bookings
TATA AIG provides compensation if your hotel or flight bookings get bounced due to any one of the listed reason.
- Medical Covers
If any medical injuries happen during the trip, we have got you covered for most of them. Here are some of the conditions covered under the family travel insurance:
- Bodily Injury to Any of Your Family Member
If any of your family members gets injured during the trip, he/she will be compensated for the sickness, injury and dental treatment, provided it is not a part of our exclusions. We have presence in more than 190 countries, making the delivery of services quick and smooth.
- Death of Any Family Member
In the unfortunate event of a family member passing away during the trip, we will give you 100% of the sum insured. We also make arrangements for transporting the claims back to the home country/state of the insured, which can otherwise be a costly affair. For instance, Mr Pandey and his family are Indian, and they buy travel insurance for Srilanka for their overseas vacation. In case he meets with an accident that results in his death during the trip, we will arrange for the repatriation of his remains to India.
- Medical Evacuation
Under travel medical insurance, we will provide you with the appropriate means to relocate the injured/sick member of your family.
If you and your family travel and plan vacations frequently, you can even apply for multi-trip family insurance, which is valid for almost a year and is renewable. It will prevent you from buying travel insurance for every trip and saves cost too.
Like most people, you set your budget in advance and plan your trip accordingly; therefore, it can be challenging to arrange the funds in case of an unfortunate incident. To support you and your budget, we provide customized plans and provide maximum coverage possible. We advise you to sign up for family travel insurance while planning any of your trips so that you can have a worry-free trip and receive compensation if anything unfortunate happens.
Buy family travel insurance for all your upcoming trips and travel safely.