Mahindra Xylo Car Insurance

Buying or renewing your Mahindra Xylo car insurance with TATA AIG is quick, paperless, and can be done from anywhere. Here’s how:
To Buy a New Policy for Your Mahindra Xylo:

1.Visit the official TATA AIG website and click on “Car Insurance” from the top menu.

2.Enter your Xylo’s registration number and click on “Get Price.”

3.Fill in the car’s make, model, fuel type, and variant.

4.You’ll see a range of plans along with add-ons like Zero Depreciation, Roadside Assistance, and Engine Protection Cover.

5.Select the coverage and add-ons that meet your needs.

6.Enter your personal details and complete CKYC verification.

7.Make the payment using any online method.

8.Once done, the Mahindra Xylo insurance policy will be sent to your email instantly.

To Renew Your Mahindra Xylo Insurance:

1.Go to the TATA AIG website and click on “Renew.”

2.Enter your car’s registration number or policy number to retrieve existing details.

3.Check your current IDV, any No Claim Bonus, and previous claim history.

4.Adjust the coverage or add riders like Consumables Cover or Daily Allowance as needed.

5.Review the updated premium quote.

6.Confirm your details and proceed to payment.

7.Your renewed Mahindra Xylo car insurance will be emailed to you right away.

With TATA AIG, you can insure your Xylo in just a few clicks—no long forms, no branch visits, no delays.

If you’re wondering how the Mahindra Xylo insurance price is decided, it mostly comes down to the value of your car today — what insurers call the IDV or Insured Declared Value.

This is the amount you’d be paid if your car were stolen or badly damaged. The IDV depends on your car’s age, model, and where it’s registered. At TATA AIG, you can quickly check your estimated xylo insurance amount using the online vehicle insurance calculator. It helps you explore coverage, compare prices, and pick what fits your needs.

Whether you're buying insurance for Mahindra Xylo or checking your Xylo car insurance price, the goal is to find the right balance between cost and protection.

If you own a Mahindra Xylo, it’s important to understand the different types of car insurance available so you can choose the right one for your needs. Here are the main options:

• Third-Party Car Insurance

This type of insurance is legally mandatory in India under the Motor Vehicles Act, 1988. It covers financial liabilities if your Mahindra Xylo causes injury, death, or property damage to a third party. The xylo third-party insurance price is regulated by IRDAI, which means the cost remains consistent across insurers. Driving without third-party insurance can lead to penalties or even legal action.

• Comprehensive Car Insurance

This is a complete plan that covers both third-party liabilities and damage to your own vehicle due to accidents, theft, fire, or natural disasters. It offers wider protection than a third-party policy. The xylo insurance price under this plan depends on the IDV (Insured Declared Value) you choose and any add-ons you select. TATA AIG allows you to customise your plan based on your needs and budget.

• Standalone Own Damage Cover

If you already have third-party insurance, you can enhance your coverage with a standalone own damage plan. This covers damages to your Mahindra Xylo alone. You can include add-ons such as zero depreciation car insurance, engine protection cover, and roadside assistance cover for extra security.

With TATA AIG, it’s easy to compare plans, check the latest xylo car insurance price, and buy or renew insurance for Mahindra Xylo completely online. Whether you're a new buyer or renewing your policy, the process is quick, transparent, and paperless.

Purchasing or renewing your Mahindra Xylo insurance online with TATA AIG comes with several practical advantages:

• You can easily compare multiple plans to find the most suitable xylo car insurance price based on your budget and driving needs.

• With TATA AIG’s vehicle insurance calculator, you can get a premium quote in just two clicks—saving time and effort.

• The online platform lets you review and add covers like zero depreciation car insurance, engine protection cover, and roadside assistance cover to customise your plan.

• You can check and adjust your Xylo insurance amount before finalising your policy, ensuring transparency at every step.

• There is no paperwork, no waiting, and no need to visit a branch or speak to an agent.

• You may also be eligible for instant online discounts and apply your No Claim Bonus (NCB) Protection if applicable.

• Once the payment is made, your digital policy is issued immediately and sent to your registered email.

• Online policy access also makes future car insurance renewal quick, simple, and hassle-free.
  With TATA AIG, managing your insurance for Mahindra Xylo is easier, faster, and more convenient than ever.

When you buy Mahindra Xylo insurance, choosing the right add-ons can give your car extra protection against real-world risks. TATA AIG offers 20 optional covers that you can include with your policy by paying a small additional premium. These riders help reduce out-of-pocket expenses and give peace of mind on the road.

Below are the available add-ons with Mahindra Xylo insurance:

No Claim Bonus (NCB) Protection

No Claim Bonus (NCB) Protection allows you to make a limited number of claims during the car insurance policy year without losing your NCB benefits. It helps lower your renewal premium, even after a minor claim.

Roadside Assistance Cover

The Roadside Assistance Cover offers help when your Mahindra Xylo breaks down—whether it's a flat tyre, battery jump-start, towing, or emergency repair. It’s a must-have for long-distance drives or remote travel.

Repair of Glass Fibre and Plastic Parts

If your Xylo’s bumper, mirror, or headlight is damaged and you choose to repair (not replace) them at an authorised garage, the Repair of Glass Fibre and Plastic Parts add-on ensures that your No Claim Bonus stays protected.

Daily Allowance

When your Mahindra Xylo is in the garage after an accident, the Daily Allowance add-on compensates you for daily transport expenses or gives you access to a courtesy vehicle—keeping your routine uninterrupted.

Emergency Transport and Hotel Expenses

This add-on reimburses you for Emergency Transport and Hotel Expenses if your vehicle breaks down far from home and you're stranded overnight or need to arrange return travel.

Key Replacement Cover

With Key Replacement Cover, you’re reimbursed for the cost of replacing lost or stolen Xylo keys. It also includes coverage for lock replacement and labour charges in case of vehicle break-in.

Engine Protection Cover

The Engine Protection Cover pays for damage to internal components if affected by water ingress or fluid leakage—scenarios often excluded in standard policies.

Tyre Secure Cover

The Tyre Secure Cover compensates you for the repair or replacement of tyres and tubes if damaged in an accident, based on the remaining tread depth at the time of the claim.

Consumables Cover

When your Mahindra Xylo is being repaired after an accident, Consumables Cover pays for items like brake fluid, engine oil, nuts, bolts, and coolant—costs that are generally not covered otherwise.

Loss of Personal Belongings

The Loss of Personal Belongings add-on compensates you for items such as bags or electronics that are lost or damaged during an accident inside your Xylo. Business items and cash are excluded.

Return to Invoice Cover

In case of total loss or theft, the Return to Invoice Cover bridges the gap between your Xylo’s IDV and its original invoice value, including registration fees and road tax.

Zero Depreciation (Depreciation Reimbursement)

With Zero Depreciation (Depreciation Reimbursement), you get the full claim amount for replaced parts without any deduction for depreciation—valid for a limited number of claims per year.

Emergency Medical Expenses

The Emergency Medical Expenses add-on covers the cost of emergency treatment if you or your
passengers are injured during an accident involving your insured Xylo.

Compulsory Personal Accident (Owner-Driver)

The Compulsory Personal Accident (Owner-Driver) add-on provides financial compensation in case of death or permanent disability of the owner-driver while travelling in the insured Xylo.

Personal Accident Cover for Passengers

Personal Accident Cover for Passengers provides compensation in the event of death or permanent disability of passengers injured in a covered accident while travelling in the Xylo.

Misfuelling

The Misfuelling add-on reimburses you for draining and flushing if incorrect or adulterated fuel is filled into your vehicle. It also covers damage caused by the error. One claim per policy term is allowed.

Vehicle Loan Protector

In the unfortunate event of the owner-driver’s death or permanent disability due to an accident, the Vehicle Loan Protector add-on pays the remaining loan amount directly to the financier.

Depreciation Allowance – Battery

This add-on is designed specifically for electric vehicles. It helps cover the depreciation cost applied to an EV’s battery during an own damage claim. Normally, when an EV battery is replaced after an accident, insurers deduct depreciation based on the battery’s age. With this add-on, the insurer reimburses the full battery replacement cost, without any deduction.

Reinstate Cover

If you didn’t claim a previous minor damage, the Reinstate Cover allows you to include it in a future claim, provided it affects the same panel and is repaired at an authorised garage.

Additional Towing Charges

If your Mahindra Xylo becomes immobile and towing costs exceed the standard policy limits, the Additional Towing Charges add-on reimburses the extra expense, subject to a valid claim and policy terms.

You can use TATA AIG’s vehicle insurance calculator to check how each add-on affects your overall Mahindra Xylo insurance price. Choose the add-ons that match your driving habits and lifestyle to get the most value out of your policy.

If you purchase a Mahindra vehicle insurance policy from Tata AIG, then you can be assured of a seamless claims settlement process

• Visit our website and click on the ‘Claim’ option
• Login using your phone number and register your claim by providing the policy number, personal details, and other information and documents as specified
• On receipt of your claim request, we will check the damage and send your car to a garage
• Once the damage is analysed, we will initiate the claims settlement process, repair your car and return it to you

In case you want to avoid the online claim process, you can visit the nearest Tata AIG office and speak to our claim settlement officer in person. In both the online and offline claim request a surveyor will visit you from our end to check on your insured car. After checking and analysing the damages, we will send the car to a network garage for repairs or reimburse the repair cost if a network garage is not nearby.

Before buying or renewing your Mahindra Xylo insurance policy with TATA AIG, it’s important to understand what the policy includes and excludes. This ensures you know exactly what’s covered and helps avoid surprises during a claim.

What’s Covered in TATA AIG Mahindra Xylo Insurance

A comprehensive car insurance policy for your Mahindra Xylo covers:

• Accidental damage to the insured vehicle

• Fire-related damage, including self-ignition and lightning

• Natural disasters such as floods, cyclones, earthquakes, and landslides

• Theft or total loss due to burglary or robbery

• Man-made incidents like riots, vandalism, and malicious acts

• Damage during transit by road, rail, lift, inland waterway, or air

• Third-party liability for property damage, injury, or death

• Personal Accident Cover of ₹15 lakhs for the owner-driver (as per policy terms)

What’s Not Covered Under the Policy

Your policy will not cover the following:

• Normal wear and tear or ageing of the vehicle

• Mechanical or electrical breakdown not caused by an accident

• Driving under the influence of alcohol or drugs

• Accidents when driving without a valid licence

• Loss or damage from war, mutiny, or nuclear events

• Using the vehicle for racing, testing, or commercial use

• Damage occurring outside the geographical limits defined in the policy

Always read the policy wording carefully and choose relevant add-on covers for better protection of your Mahindra Xylo.

You can easily access your Mahindra Xylo insurance policy online by following these steps:

• Visit the TATA AIG website: Go to www.tataaig.com.
• Log in to Self-Service: Use your registered mobile number (OTP), email, or policy number to log in.
• Go to the ‘Policy Download’ section: Enter your Mahindra Xylo’s policy number or vehicle registration number.
• Download your policy document: Click on ‘Download Policy Document’ to save a PDF copy. You can also have it sent to your email or WhatsApp (if available).
• For renewals: After completing the payment, download the updated policy document from the same section.

If you face any issues, you can contact TATA AIG customer support at 022-6489-8282 or email customersupport@tataaig.com for help.

striked outTo raise a Mahindra Xylo insurance claim with TATA AIG, it’s important to have all the necessary documents in place. This helps ensure a smooth and timely settlement process. Depending on the nature of the claim—whether it’s due to an accident, theft, or personal injury—some additional paperwork may also be required.

Here’s what you’ll typically need:

• A duly filled and signed claim form, which can be downloaded or filled out online.
• A copy of your active TATA AIG Mahindra Xylo insurance policy to confirm coverage.
• A First Information Report (FIR) is especially useful in cases of theft or third-party injury, or damage.
• A copy of the Mahindra Xylo’s Registration Certificate (RC) to verify ownership details.
• The driving licence of the person who was driving at the time of the incident.
• Clear photographs of the vehicle damage, especially if you’re opting for a reimbursement claim.
  Repair estimates, bills, and payment receipts from the garage are required for reimbursement-based claims.
• A valid photo ID, such as Aadhar or PAN card, of the policyholder.
• A No Trace Report issued by the police, which is compulsory for theft-related claims.
• Hospital records or medical bills, in case the claim involves a personal accident cover.
• Form 29 and Form 30, and in some cases Form 28, if the vehicle has recently changed ownership.
• Form 35 and a No Objection Certificate (NOC) from the lender, if your car is financed or under hypothecation.

Providing these documents accurately and promptly can help TATA AIG process your claim quickly and without delays.

Buying a car like the Mahindra Xylo is a major investment—often second only to purchasing a home. So, it’s essential to protect it with a trusted and experienced insurance provider. With TATA AIG, you get more than just a policy—you get peace of mind and dependable service.
Here’s why choosing TATA AIG for your Mahindra Xylo insurance makes sense:

• Trusted by over 5 crore happy customers across India

• More than 20 years of experience in providing motor insurance

• A hassle-free claims settlement process, handled by experts

• Transparent processes that build trust and ensure clarity in every transaction

• Access to a network of over 5,900+ cashless garages across the country for quick and efficient repairs

• 24/7 customer support to assist you anytime, anywhere

• A dedicated claims support team to guide you through the process smoothly

With TATA AIG, your Mahindra Xylo insurance comes with reliability, responsiveness, and the backing of a brand that’s performance-driven and customer-focused.

The Mahindra Xylo belongs to the multi-utility vehicle (MUV) segment and is often compared with other cars offering similar space, comfort, and utility. Some models in the same category include:

• Maruti Ertiga

• Tata Hexa

• Renault Triber

• Mahindra Marazzo

These vehicles are considered by buyers looking for family-oriented or commercial use cars with similar size and performance features.