Mahindra Xylo Car Insurance
Mahindra Xylo Insurance
Mahindra & Mahindra offers Xylo in the compact MPV (Multi-Purpose Vehicle) category. Designed to tackle most Indian roads with a powerful diesel engine, the Xylo is a practical vehicle that can offer optimum value for money for people from all across the country.
While Mahindra is known to manufacture vehicles that can handle difficult road conditions, prudence lies in ensuring its protection by purchasing the perfect motor insurance policy for a Xylo. While third-party insurance for a 4 wheeler is mandatory in India, if you want to get complete protection for your vehicle, opting for a comprehensive policy makes more sense. Tata AIG offers Mahindra Xylo insurance to help protect your vehicle from accidents and mishaps.
Being a comprehensive plan, the Mahindra Xylo car insurance policy offers coverage for third-party liabilities and damages to your vehicle along with a personal accident cover for the owner-driver.
Mahindra Xylo Insurance Renewal/New Purchase via Tata AIG
Tata AIG offers a simple process to buy new insurance for a car. Also, the car insurance renewal online process can help you renew your existing policy in no time. While you can purchase or renew the policy by visiting the nearest Tata AIG office, here is a quick look at the online process:
Visit our website and click on ‘Car Insurance’ from the drop-down list in the top menu
Enter the registration number of your Mahindra Xylo and click on:
Get Price – for new policy purchase
Renew – for renewing an existing policy
Fill out an online form providing details about yourself and your car
A list of Insured Declared Valued or IDVs will be displayed. Choose carefully as it would determine the premium of the policy and the sum assured.
If you are renewing your policy, then ensure that you provide information regarding any claims filed in the past. If you have claim-free term/s, then you will be eligible for a No Claims Bonus discount on premium during Mahindra Car Insurance renewal
The site will display the Mahindra Xylo Insurance price or the premium that you will have to pay for the policy
Since you are opting for comprehensive insurance for a car, you will have the option of choosing from the range of unique riders to help you customise the policy as per your needs.
As the final step, pay the premium amount via the digital payment options offered
As soon as we receive the payment, a digital copy of the insurance policy will be sent to your registered email address.
Mahindra Xylo Insurance Price - Your Premium Amount
The Mahindra Xylo insurance price depends on its IDV. Insurance providers calculate the IDV of a car based on its age and location. It is the current market value of the vehicle and insurers use it to arrive at the maximum sum assured of the policy. Hence, if your car is stolen or damaged beyond repair, then the insurance policy will pay the IDV as the maximum amount. You can also talk to a local car dealer to get an approximate idea of the IDV and use the car insurance premium calculator on our site to get an estimate of the premium.
Bear in mind that IDV only becomes applicable in case of comprehensive or standalone own-damage cover policies. If you purchase third-party car insurance, the premium is fixed by the Insurance Regulatory and Development Authority or IRDAI.
Add-ons for Mahindra Xylo Insurance by Tata AIG
While comprehensive motor insurance policies offer coverage for third-party liabilities and damages to your vehicle, every car owner is unique and needs a policy that is tailored to him/her. Tata AIG offers 12 riders to help you customise the policy to get optimum coverage for your Mahindra Xylo:
- No Claim Bonus Protection
- Zero Depreciation Cover
- Roadside Assistance Cover
- Repair of Glass, Fibre, and Plastic Parts
- Daily Allowance Cover
- Emergency Transport & Hotel Expense Cover
- Key Replacement
- Engine Secure
- Tyre Secure
- Consumables Expense
- Loss of Personal Belongings
- Return to Invoice Cover
To give you a heads up, opting for add-on coverage can increase your mahindra xylo insurance price, because of the additional premium.
Things Covered and Not Covered under Tata AIG’s Mahindra Xylo Insurance
Every comprehensive motor insurance policy has a list of inclusions and exclusions. As a policyholder, it is important to go through the list to understand the extent and scope of coverage offered by it. Here is a quick look at things that are covered and not covered under a comprehensive Tata AIG Mahindra car insurance policy.
|Compensation for financial losses incurred by the insured vehicle and third-party liabilities||No coverage if you use your Mahindra Xylo for racing, speed testing, or reliability trials.|
|Coverage for damages to the car and accessories due to an accident, natural disaster, or man-made disaster||No coverage if you drive the Mahindra Xylo outside India and file a claim for damages sustained there|
|All third-party liabilities including loss or damage of a third-party property and/or the injury or death of a third-party person||Damages due to wear and tear of the car or its parts and mechanical or electrical breakdown are not covered|
|The owner-driver of the Mahindra Xylo receives a personal accident cover of ₹15 lakhs for medical treatments and hospitalisation costs due to injuries resulting from an accident||Damages to your own or third-party vehicle/property due to a war or a war-like situation and nuclear perils are not covered|
|Any harm rendered to the insured Mahindra Xylo from explosions, self-ignition fires, lightning etc.||Damages caused to the insured Mahindra Xylo if it is driven under the influence of alcohol or any other drug|
|CAny loss incurred to the insured Mahindra Xylo due to theft or irreparable harm caused by a robbery.||The motor insurance will not cover the damages caused to the Mahindra Xylo if the driver does not hold a valid licence at the time of driving the car|
|Any damages caused to the vehicle because of human acts of terrorism, riots, vandalism and more.||If the car is meant for private use but the owner uses it commercially, the insurance for the car will not cover the damages|
Why is it Important to Have Tata AIG for Your Mahindra Xylo Insurance?
Buying a car is usually the second-most-expensive purchase after a house in India. A car is a precious asset and needs optimum protection. At Tata AIG, we understand your passion for your car and offer a range of plans to cater to your unique needs.
Here are some factors why opting for Tata AIG insurance makes sense:
- More than 5 crore happy customers
- Over 20 years of proven track record of providing coverage for vehicles
- A hassle-free claims settlement process in sync with our ethos of being performance-driven
- Transparency in all our transactions which has propelled us into one of the most trusted insurance providers in the country
- Industry-leading 98% claim settlement achieved in 2020-21
- Cashless repair facility from our network of more than 5400 cashless garages
- 24/7 customer support
- Dedicated team of experts to help you in your claim process
Overview – Mahindra Xylo Model
Launched in 2009, the Mahindra Xylo was Mahindra & Mahindra’s answer to the growing MPV segment in India. The Xylo offers a large seating space and has the best-in-class engine performance in its segment. It is designed for comfort and can accommodate seven to nine passengers with ease. It offers a smooth and safe driving experience, good mileage, and low maintenance.
The Mahindra Xylo is available in 9 variants and six colours across two engine options. Here are some of its technical features:
- ARAI Mileage of 14.95 kmpl
- Engine Displacement of 2489cc
- Max Torque 218 nm @ 1400-2600rpm
- Max Power 93.7bhp @ 3600rpm
While Mahindra & Mahindra has discontinued the production of Xylo from 2019 due to stricter crash safety and BS6 emission norms, it plans to eventually replace it with the Mahindra Marazzo.
Mahindra Xylo Price and Variants
The Mahindra Xylo is available in 9 variants at the prices mentioned below:
|Variant Name||Last Recorded Price|
|Xylo D2 BS-III (2489cc)||₹8.86 lakhs|
|Xylo D4 BS-III (2489cc)||₹9.32 lakhs|
|Xylo D2 BS-IV (2489cc)||₹9.58 lakhs|
|Xylo D4 BS-IV (2489cc)||₹9.99 lakhs|
|Xylo H8 ABS BS-IV (2179cc)||₹10.17 lakhs|
|Xylo H4 BS-IV (2179cc)||₹10.19 lakhs|
|Xylo H8 ABS Airbag BS-IV (2179cc)||₹10.51 lakhs|
|Xylo H9 BS-IV (2179cc)||₹11.53 lakhs|
|Xylo H8 ABS Airbag BS-IV (2179cc)||₹12.13 lakhs|
Unique Selling Points: Mahindra Xylo Car Features
The Mahindra Xylo is one of the most spacious MPVs in India. Powered by a mHawk turbocharged 120bhp engine, you are assured of travelling a total distance of four lakh kilometres with ease. Two of the strongest selling points of the Mahindra Xylo were added comfort and lower price. This odd-yet-appealing-looking MPV with its sporty looks catches the attention of other vehicles on the road. Here are some of its unique features:
- The first-ever car to introduce voice command technology for vehicle commands
- A wide range of safety features like airbags, ABS with EBD, and Intellipark Reverse Assist in higher variants
- Spacious and comfortable cabin – ideal for big families
- One of the most cost-efficient cars in the segment
Rivals of Mahindra Xylo Car
Some close competitors of the Mahindra Xylo are:
- Maruti Ertiga
- Tata Hexa
- Renault Marazzo
- Mahindra Marazzo
Frequently Asked Question
How to claim Mahindra Xylo Car Insurance?
If you purchase a Mahindra vehicle insurance policy from Tata AIG, then you can be assured of a seamless claims settlement process
- Visit our website and click on the ‘Claim’ option
- Login using your phone number and register your claim by providing the policy number, personal details, and other information and documents as specified
- On receipt of your claim request, we will check the damage and send your car to a garage
- Once the damage is analysed, we will initiate the claims settlement process, repair your car and return it to you
In case you want to avoid the online claim process, you can visit the nearest Tata AIG office and speak to our claim settlement officer in person. In both the online and offline claim request a surveyor will visit you from our end to check on your insured car. After checking and analysing the damages, we will send the car to a network garage for repairs or reimburse the repair cost if a network garage is not nearby.
How to Renew My Mahindra Xylo Car Insurance?
You can renew your existing Tata AIG car insurance in a few easy steps. Here are the steps that can help you with the online Mahindra car insurance renewal process:
- Visit the ‘Car Insurance’ or ‘Renewal’ page on our website
- Enter your car’s registration number and all the required details
- Click on ‘Renew’
- Make the payment.
What is the price of a Mahindra Xylo Car?
The Mahindra Xylo car price varies from ₹8.86 lakhs for the D2 BS-III (2489cc) model and goes up to ₹12.13 lakhs for the H8 ABS Airbag BS-IV (2179cc) model.
However, it is important to note that the company has stopped the production of Xylo due to BS6 norms and plans to replace it with Mahindra Maruzzo.
What are the available variants in Mahindra Xylo Car?
Hyundai Aura Car has 9 variants:
- Xylo D2 BS-III (2489cc)
- Xylo D4 BS-III (2489cc)
- Xylo D2 BS-IV (2489cc)
- Xylo D4 BS-IV (2489cc)
- Xylo H8 ABS BS-IV (2179cc)
- Xylo H4 BS-IV (2179cc)
- Xylo H8 ABS Airbag BS-IV (2179cc)
- Xylo H9 BS-IV (2179cc)
- Xylo H8 ABS Airbag BS-IV (2179cc)
Is the Mahindra Xylo a good car?
The Mahindra Xylo is one of the most comfortable and cost-efficient Multi-Purpose Vehicles in India. While the company has stopped its production, existing Xylo owners prefer it for its spaciousness and fuss-free ride quality.
How much is insurance for a Mahindra car?
The sum assured depends on the make and model of the car along with its current market value or IDV. If you are looking for a comprehensive Mahindra car insurance policy, then make sure that you assess its current market value and choose the policy and add-ons to get the best coverage. Also, you can use our four-wheeler insurance calculator to calculate your premium.