Mahindra Bolero Neo Car Insurance

Whether you’ve opted for a comprehensive car insurance plan or just third party car insurance, filing a claim in Delhi with TATA AIG car insurance is a hassle-free process. Here's a quick guide to help you through it:

1. Inform TATA AIG Immediately

Call TATA AIG’s customer support at 022‑6489‑8282 (charges may apply) or visit the TATA AIG car insurance online portal to register your claim. Make sure you have your vehicle insurance policy number, car registration details, date and time of the incident, and a brief description ready.

2. Vehicle Inspection

A surveyor from TATA AIG will inspect the damage and guide you on the next steps. You can opt for a cashless repair at one of their network garages in Delhi or go with a reimbursement claim if you choose a non-network garage.

3. Submit the Required Documents

Documents usually include a filled claim form, policy copy, driving licence, registration certificate, and an FIR (if necessary).

4. Choose Between Cashless or Reimbursement

• Cashless Claim: Repairs are done at a partner garage and the bill is settled directly by TATA AIG.

• Reimbursement Claim: You pay first, then submit original invoices and documents to get reimbursed.

Whether you’ve just purchased a car insurance policy in Delhi or looking to renew car insurance in Delhi, TATA AIG offers a smooth claim process when you need it most.

Trying to figure out how much Mahindra Bolero Neo car insurance will cost you? Don’t worry, you’re not alone. If you’ve just bought the car—or are planning to—you’re probably wondering what kind of premium you’ll need to pay and what affects that number. Let’s break it down in a way that’s easy to understand.

What Affects Your Bolero Neo Insurance Premium?

The cost of your car insurance mainly depends on something called the Insured Declared Value (IDV). This is the current market value of your car after accounting for depreciation. For example, if your Bolero Neo has an IDV of ₹8,00,000, your comprehensive car insurance base premium with TATA AIG will usually fall between ₹12,000 and ₹13,000 per year. This is calculated using insurer rates of around 1.5%–1.6% of the IDV.

But that’s not the whole story—your final premium also depends on:

• Whether you choose third party car insurance or go for a comprehensive policy

• Add-on covers like Zero Depreciation, Engine Protection Cover, Roadside Assistance, Engine Secure & more.

• Your car’s fuel type (diesel/petrol), model variant, and year of purchase

• The city or RTO where your Bolero Neo is registered

• Claim history and discounts like No Claim Bonus (NCB)

Example Premium Calculation (Pre-GST)

Let’s say your Bolero Neo’s IDV is ₹8,00,000:

• Base Premium: ₹8,00,000 × 1.5% = ₹12,000

• Add Zero Depreciation Cover: ₹1,600

• Add Engine Protection Cover: ₹1,000

• Add Roadside Assistance: ₹500

• Apply NCB discount (20%): –₹3,020

• Estimated Total Premium: ₹12,000 + ₹1,600 + ₹1,000 + ₹500 – ₹3,020 = ₹12,080

Keep in mind this is just an estimate. Your actual Bolero Neo insurance price may vary slightly based on your specific car details.

How to Get Your Exact Premium?

To get a personalised quote:

• Use the vehicle insurance calculator on the TATA AIG car insurance online portal

• Or speak to a TATA AIG expert by calling 022-6489-8282 (standard charges apply)

Whether you're looking for basic third party vehicle insurance or full protection with add-ons, TATA AIG makes the process quick and reliable, backed by 5,900+ network garages across India.

When you purchase or renew your comprehensive car insurance for the Mahindra Bolero Neo, TATA AIG offers several useful add-on covers. These optional benefits can enhance your basic policy and give you stronger protection, especially in situations that standard third party car insurance does not cover. Here's what each add-on means:

1.Depreciation Reimbursement

This add-on ensures you receive the full cost of replaced car parts during a claim without any depreciation deduction. It’s ideal if you're looking for benefits similar to zero depreciation car insurance.

2.Return to Invoice

If your Bolero Neo is stolen or completely damaged, this cover pays the difference between your car’s insured value and its original invoice value, including registration and taxes.

3.No Claim Bonus (NCB) Protection

Helps retain your NCB even after making a claim, provided you meet certain conditions like maintaining a claim-free record for previous years.

4.Additional Third-Party Property Damage Cover

Increases the compensation limit for damage caused to third-party property. It is especially useful if you want to strengthen your third party vehicle insurance or third party motor insurance.

5.Engine Protection Cover

Offers coverage for internal engine damage caused by water entry or oil leakage—issues that are normally not covered unless they result from an accident.

6.Repair of Glass, Fibre, Plastic & Rubber Parts

Allows you to repair these parts once a year without affecting your No Claim Bonus. This add-on is useful for small damages that don't need full claims.

7.Key Replacement Cover

Covers the cost of replacing lost or stolen keys and locks, including locksmith charges.

8.Tyre Secure Cover

Protects against the cost of tyre and tube replacement due to accidental damage. This does not include normal wear and tear or punctures.

9.Loss of Personal Belongings

Pays for the loss or damage of personal items like gadgets, bags, or clothes kept inside the car at the time of an accident.

10.Consumables Cover

Covers the cost of consumable items such as engine oil, coolant, and brake oil used during repairs after an accident.

11.Additional Towing Charges

Reimburses the extra cost of towing your vehicle to the nearest authorised garage after an accident, beyond the basic limit.

12.Misfuelling Cover

Covers the cost of draining wrong fuel and repairing parts affected by fuel contamination. It also reimburses up to ₹2,000 for the incorrect fuel filled.

13.Daily Allowance Plus

Offers a daily allowance or alternate vehicle support when your car is under repair after a major accident.

14.Emergency Transport & Hotel Expenses

Helps pay for taxi fares and overnight accommodation if your vehicle breaks down far from home and requires time to be repaired.

15.Roadside Assistance

Provides 24x7 services such as towing, battery jump start, emergency fuel, tyre replacement, and minor on-the-spot repairs.

16.Emergency Medical Expenses

Reimburses hospital expenses for the driver and passengers if they get injured in an accident involving the insured car.

17.Electric Surge Secure (For electric variants)

Covers electrical damage to your Bolero Neo’s battery or charging unit caused by voltage spikes, short circuits, or water ingress.

18.Depreciation Allowance – Battery

Pays for the depreciation value deducted during battery replacement after a claim—helpful especially for older cars.

19.Vehicle Loan Protector

Pays the outstanding loan amount to the financier in case of the policyholder’s death or permanent disability in an accident.

20.Reinstate Cover

If you missed reporting minor panel damage earlier, this cover allows repair when you report it with your next valid claim.

If you’ve chosen the Mahindra Bolero Neo for its rugged design and everyday reliability, getting the right car insurance is just as important. TATA AIG offers three different types of policies to suit how you drive and what level of protection you’re looking for. All three plans can be easily explored and purchased through their car insurance online process.

1. Comprehensive Car Insurance Policy

This plan offers broader protection. It includes the mandatory third party car insurance coverage as well as coverage for damage to your own Bolero Neo. Whether it’s an accident, theft, fire, or even natural disasters like floods or landslides—this policy helps you handle it. You also get the option to enhance your plan with add-ons like Zero Depreciation, Engine Secure, and Roadside Assistance.

2. Stand-Alone Own Damage Car Insurance Policy

This is for those who already have a valid third-party policy but want to cover damage to their own vehicle. It takes care of accidental damage, fire, theft, and certain natural calamities—ideal if you’re looking to top up your basic policy.

3. Stand-Alone Third Party Car Insurance Policy

Required by law, this covers damages or injuries caused to a third party. It doesn’t cover your own vehicle, but it’s the minimum legal requirement to drive on Indian roads. You can check the cost using a vehicle insurance calculator before you decide.

If your Mahindra Bolero Neo is involved in an accident or sustains damage, TATA AIG makes the claim process as straightforward as possible. Whether you have a comprehensive car insurance plan or a basic third party car insurance policy, here’s the step-by-step guide:

1. Inform TATA AIG Immediately

Contact TATA AIG right away at their customer care number 022‑6489‑8282 (charges apply), or head to their website insurance section to report the incident. Keep details like your policy number, engine and chassis number, accident date, time, place, and a brief description handy.

2. Surveyor Inspection

TATA AIG will assign a surveyor to evaluate your Bolero Neo’s damage. Based on the findings, you’ll be advised if you can opt for a cashless claim at one of their network garages or should go ahead with the reimbursement route.

3. Submit Claim Documents

Provide the required documents, including the completed claim form, FIR (if applicable), ID and address proof, and your valid driving licence.

4. Select Claim Method

• Cashless Claim: Take your Bolero Neo to a TATA AIG authorised garage and there’s no upfront payment required, repairs are settled directly with the insurer.

• Reimbursement Claim: You can have your vehicle repaired at any garage of your choice. Then, submit the repair bills and documents to receive reimbursement according to our policy limits.

TATA AIG supports over 5900+ network garages across India, ensuring help is never far away when you need it. This streamlined claim process ensures your Mahindra Bolero Neo car insurance works effectively when it matters most.

Registration Certificate of your Mahindra Bolero Neo

Car details like chassis number and vehicle registration number

Attested identity proof (Aadhaar, PAN Card, Passport, etc.)

Attested driving licence of the owner

Passport-size photographs of the car owner

Your Mahindra Bolero Neo deserves a car insurance plan that’s as reliable and practical as the SUV itself. TATA AIG car insurance offers just that—with tailored features, genuine benefits, and a trusted name behind it. Here's why it’s a smart choice for Bolero Neo owners:

1)Quick and Easy Quote Process

With TATA AIG’s digital platform, you can get your Mahindra Bolero Neo car insurance quote in just three simple clicks. The entire process is designed to be hassle-free and instant, helping you compare plans and make informed decisions within minutes.

2)Attractive Discounts on Premiums

TATA AIG offers up to 85% discount on new car insurance policies purchased online. Even if you're renewing your insurance for an older vehicle, you can receive up to 75% discount on the premium. These discounts make it easier to secure comprehensive coverage at a competitive price.

3)Large Network of Cashless Garages

With access to 5,900+ authorised network garages across India, you can avail of cashless repair services easily. Whether you're in a metro or a smaller town, help is never far away—making post-claim service convenient and smooth.

4)Reliable Brand Backing

Being part of the TATA Group, TATA AIG brings with it a strong legacy of trust, customer-first service, and ethical claim settlement practices. This assurance gives Mahindra Bolero Neo owners added peace of mind when it matters most.

5)Wide Range of Add-ons Available

TATA AIG offers a selection of 13 unique add-on covers that help enhance your policy beyond standard protection. Options like Zero Depreciation, Engine Secure, Return to Invoice, and Consumables Cover allow you to customise your Bolero Neo insurance based on your driving needs and usage.