Tata AIG Tata Punch Car Insurance
Tata AIG Tata Punch Car Insurance
The Tata Punch is a sub-compact SUV offered by the home-grown auto major Tata Motor Limited. The company describes it as a platform that offers the agility of a hatchback and the DNA of an SUV. The car looks a lot like a raised hatchback but offers a range of SUV-like features.
In India, it is mandatory for all cars to have a four-wheeler insurance policy. The Motor Vehicles Act, 1988, mandates all four-wheelers to have a third-party liability car insurance policy to cover the costs of damages caused to third-party property or persons due to an accident involving the insured car. However, these policies do not cover damage to the insured vehicle. Hence, many car owners opt for comprehensive car insurance plans.
The Tata Punch Insurance policy by Tata AIG offers third-party liability cover and coverage for damages to the insured vehicle too. You can visit our car insurance page for details on our plans and the car insurance claim process.
Tata Car Insurance Renewal/Buy via Tata AIG
If you are buying a new Tata Punch insurance policy or already own it and want to renew your existing one, then you can use our online interface to complete the process of purchase/renewal in no time. Here is a quick look at the process:
Visit the car insurance page on our official website
Enter the registration number of your Tata Punch in the form present at the top of the page and choose between ‘Get Price for new purchase’ and ‘Renewal’
On the next page, enter the details of your Tata Punch and some personal information
Choose the right Insured Declared Value from the range of options displayed
If you are renewing your policy, then provide details of any claims or No Claims Bonus
Go through the add-on covers and choose the one you need to boost the coverage of the Tata car insurance policy
The screen will display the Tata Punch Insurance Cost. Make sure that you check all details before proceeding
Pay the premium using one of the digital payment options available
Receive the digital copy of the policy via email
For your information, the process is the same for all Tata car insurance renewal and purchase.
Tata Punch Car Insurance Price – Your Premium Amount
When you buy four-wheeler insurance for your Tata Punch, the insurance company estimates the value of the vehicle to determine the maximum sum assured it can offer on the policy. This is the Insured Declared Value of the car. It is based on a lot of factors. You can talk to the local car dealer to know the IDV of your Tata Punch. Using this information, you can open our free online premium calculator to estimate the premium amount of your Tata Punch car insurance plan.
Add-ons for Tata Punch Car Insurance by Tata AIG
The Tata Punch insurance policy offered by Tata AIG is a comprehensive four wheeler insurance policy that offers coverage for damages to your car apart from third-party liabilities. You can also choose from 12 unique add-on covers to boost the coverage of the policy. These add-on covers are:
No Claim Bonus Protection
Zero Depreciation Cover
Roadside Assistance Cover
Repair of Glass, Fibre, and Plastic Parts
Daily Allowance Cover
Emergency Transport & Hotel Expense Cover
Loss of Personal Belongings
Return to Invoice Cover
Bear in mind that opting for add-on covers can lend you a 360-degree coverage, additional to your comprehensive or standalone cover. However, add-ons are available at an additional premium, and can significantly increase your Tata Punch insurance cost. So, assess carefully before buying add-on covers.
Things Covered and Not Covered under Tata AIG’s Tata Punch Car Insurance
While a comprehensive policy is expected to offer coverage for third-party liability and damages to the insured car, there are some exclusions where coverage is not offered too. Hence, before you buy Tata car insurance in India, make sure that you go through the list of inclusions and exclusions specified in the policy wordings. Usually, these include:
|When your insured Tata Punch gets into an accident or collision and damages a third-party person or property, then the policy offers coverage for all liabilities arising from such damage. Also, any damage to your car is covered by the policy.||Comprehensive Tata Punch insurance plans will not offer coverage if the accident or mishap is caused as a result of racing or speed testing or any such activities that expose it to higher risks.|
|Apart from accidents and collisions, these policies also offer coverage for damage to the insured car due to fire, natural disasters like tsunamis, earthquakes, etc., and man-made disasters like terrorist acts, vandalism, etc.||The Tata Punch insurance policy will specify a geographical area within which it provides coverage. If your car meets with an accident outside this specified area, then the policy will not offer coverage.|
|Total Loss is when the vehicle is damaged to an extent where repairing is not an economically feasible option. In other words, the car is damaged beyond economical repair. Comprehensive Tata Punch plans offer compensation in total loss cases.||Any damage to the insured car due to a mechanical or electrical breakdown or regular wear and tear is not covered by the policy.|
|A stolen car is also termed to be a total loss, and Tata Car insurance in India covers the total loss for stolen Tata Punch.||If the accident is caused as a result of driving under the influence of alcohol or other narcotic drugs, the policy will not cover the damages.|
|The owner-driver gets a personal accident cover||In case of a war-like situation, the policy will not offer coverage for damages to the insured car|
Why is it Important to Have Tata AIG for Your Tata Punch Car Insurance?
Tata AIG is committed to offering the best protection to vehicles at the most affordable rates. When you opt for a Tata Punch car insurance plan from us, you benefit from the range of features offered including:
An experienced insurer with over two decades of market presence offering car insurance policies
Transparency and commitment
A simple and hassle-free claims settlement process with a high claim settlement ratio (98% in FY 2020-21)
Over 650 claim experts across India to help you file and settle your claims in no time
Cashless settlement of claims at over 7500 network garages across India
Overview - Tata Punch Car Model
The sub-compact SUV – Tata Punch by Tata Motors Limited stands right between a hatchback and a compact SUV. While it looks like a raised hatchback, it has a range of SUV-like features making it unique. Significant ground clearance due to raised suspension and a muscular demeanour makes it an eye-catcher on the roads. The instrument cluster is half-digital and half-analogue.
The Punch has a seating capacity of five occupants and a floating touchscreen, climate controls on the central unit, and volume and cruise controls on the steering wheel. Some of its technical features include:
ARAI Mileage of 18.82 to 18.97 kmpl
Engine Displacement of 1199cc
Max Torque 113nm @ 3300 rpm
Max Power 86PS@ 6000 rpm
Tata Punch Price and Variants
The Tata Punch is available in four trims – Pure, Adventure, Accomplished, and Creative. The Tata Punch price in India starts at ₹5.93 lakhs. Its variants include:
|Variant Name||Price (ex-showroom Delhi)|
|Punch Pure (Manual)||₹5.93 lakhs|
|Punch Pure Rhythm (Manual)||₹6.25 lakhs|
|Punch Adventure (Manual)||₹6.70 lakhs|
|Punch Adventure Rhythm (Manual)||₹7.05 lakhs|
|Punch Adventure AMT (Automatic)||₹7.30 lakhs|
|Punch Accomplished (Manual)||₹7.50 lakhs|
|Punch Adventure AMT Rhythm (Automatic)||₹7.65 lakhs|
|Punch Accomplished Dazzle (Manual)||₹7.88 lakhs|
|Punch Accomplished AMT (Automatic)||₹8.10 lakhs|
|Punch Creative (Manual)||₹8.32 lakhs|
|Punch Creative DT (Manual)||₹8.42 lakhs|
|Punch Accomplished AMT Dazzle (Automatic)||₹8.48 lakhs|
|Punch Creative Kaziranga Edition (Manual)||₹8.59 lakhs|
|Punch Creative IRA (Manual)||₹8.62 lakhs|
|Punch Creative IRA DT (Manual)||₹8.72 lakhs|
|Punch Kaziranga Edition IRA (Manual)||₹8.89 lakhs|
|Punch Creative AMT (Automatic)||₹8.92 lakhs|
|Punch Creative AMT DT (Automatic)||₹9.02 lakhs|
|Punch Creative Kaziranga Edition AMT (Automatic)||₹9.19 lakhs|
|Punch Creative AMT IRA (Automatic)||₹9.22 lakhs|
|Punch Creative AMT IRA DT (Automatic)||₹9.32 lakhs|
|Punch Kaziranga Edition AMT IRA (Automatic)||₹9.49 lakhs|
Unique Selling Points: Tata Punch Car Features
Here are some unique features of the Tata Punch:
Bold SUV design, including LED DRLS, projector headlamps and bold LED tail lamps, diamond-cut alloy wheels, roof rails, 90-degree opening doors, etc.
Class-leading comfort features including a Push button for starting and stopping, automatic climate control, high seating with height-adjustable driver seat, auto-fold ORVM, cooled glove box, etc.
Safety features including dual airbags, reverse parking camera, front fog lights with cornering function, ABS and EBD with brake sway control, etc.
Advanced infotainment and connectivity features including a floating infotainment unit, four speakers, two tweeters, etc.
Rivals of Tata Punch Car
Some of the closest competitors of Tata Punch include:
Mahindra KUV100 NXT
Hyundai Grand i10 Nios
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
How to Claim Tata Punch Car Insurance?
Tata AIG offers a simple claims process to help you file your Tata Punch car insurance claim in a hassle-free manner.
Go to Tata AIG’s website and select the ‘Claims’ options
Click on the ‘Initiate Claim’ button and select from the vehicle options
Login using your registered mobile number
Enter the details of your policy and the incident causing the damage to your car
Once we get all the details, we will initiate the process of analysing the damage
Next, we will offer a settlement amount based on our analysis
You need to accept the settlement so that we can get it repaired
How to Renew Tata Punch Car Insurance?
Renewing a Tata AIG Tata Punch car insurance policy is easy. Here are the steps:
Visit the Tata AIG website and go to one of the following pages:
You will be required to provide the registration number of your car before clicking the Renew button
On the next page, you will have to enter the existing Tata AIG policy number
This will open up a form. Make sure that you fill in all the correct details for smooth processing
If you want to modify your existing policy by adding/removing add-on covers, then you can do so at the next step
Once you are assured of the coverage, pay the premium amount using the digital payment methods available
What is the price of the Tata Punch Car?
The Tata Punch price in India varies from ₹5.93 lakhs to ₹9.49 lakhs.
What are the available variants of the Tata Punch Car?
Tata Punch Car has the following variants:
Trendline 1.2L (Petrol)
Pure and Pure Rhythm (Manual)
Adventure and Adventure Rhythm (Manual)
Adventure AMT and Adventure AMT Rhythm (Automatic)
Accomplished and Accomplished Dazzle (Manual)
Accomplished AMT and Accomplished AMT Dazzle (Automatic)
Creative and Creative DT (Manual)
Creative Kaziranga Edition (Manual)
Punch Creative IRA and Creative IRA DT (Manual)
Kaziranga Edition IRA (Manual)
Creative AMT and Creative AMT DT (Automatic)
Creative Kaziranga Edition AMT (Automatic)
Creative AMT IRA and Creative AMT IRA DT (Automatic)
Kaziranga Edition AMT IRA (Automatic)
How much is insurance for a Tata?
Tata cars are built for longevity and style. When you start looking for a four-wheeler insurance plan for your Tata car, the insurance provider will look at the make and model of the vehicle along with its age, location, and various other aspects to determine the risk of providing the coverage. Based on the risk assessment, the insurer will offer a premium for the coverage.
*All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.