Does Car Insurance cover Towing?

Car insurance typically does not include car towing cover; you need to combine a roadside assistance add-on with your comprehensive car insurance policy or standalone own damage policy.

When it comes to traffic rules and regulations, having third-party insurance for a four-wheeler is mandatory for all cars on the road to be able to drive fine-free. However, certain unforeseen circumstances can cause damage and loss to your car.

Hence, a comprehensive car insurance policy becomes imperative as it extends added financial assistance to the policyholder.

Let us understand roadside assistance in detail below.

Car Insurance With Roadside Assistance - Accidents

When your car meets with an accident, your base policy will cover all damages and losses incurred by your car. However, in case your car is damaged to a level of no functionality, the towing services are required.

In such cases, an insurance provider will either send towing services to you for pick-up or reimburse the towing charges later when you file a claim. However, you must have a roadside assistance add-on in your insurance policy to get this financial support.

Moreover, you must review the insurance policy beforehand to check the maximum coverage available for your car in case of towing. In some cases, the insurance provider also has a set number of authorised towing services, and reimbursement for towing charges is only applicable via these authorised towing services.

Car Insurance With Roadside Assistance - Other Car Issues

The level of financial support you receive from the insurer may vary depending on the type of car insurance you possess. However, with Tata AIG, you get a roadside assistance add-on that covers all towing services required to get your car to the garage for repairs.

Whether it is a battery failure, flat tyre, empty fuel tank, or other car issues that disrupted the journey for the policyholder, the roadside assistance add-on will ensure necessary towing services are available to help you out in this situation.

There might be some restrictions and limitations regarding the distance where towing services are required or the list of situations where towing services can be provided. Thus, it is always recommended to review your insurance policy terms and conditions to understand what is covered.

• Roadside assistance for towing car insurance benefits is an add-on rider. Thus, combining it with your base policy will incur a higher premium.

• Be careful while reviewing the policy terms and conditions, as there might be certain restrictions and limitations on the level of coverage provided, acceptable distance, and more.

• Also, check for the location of authorised towing services by the insurer to save time and effort later.

If you are looking for the best car insurance with roadside assistance, Tata AIG offers convenient processes to complete all requirements related to car insurance online on the website.

Along with towing services, roadside assistance offers various other benefits, like on-site repairs, fuel delivery, and more, to ensure full support in case of unexpected road emergencies.

We at Tata AIG also offer 12 other add-ons with our comprehensive car insurance plans to cater to the specific coverage needs of individuals. You can also enhance the coverage of your standalone own damage policy with add-on benefits.

You can combine the required add-ons with your base policy at the time of purchase or renewal, and you are all set.