Does Car Insurance cover Towing?
Does Car Insurance cover Towing?
If your car breaks down on the road, having towing coverage as part of your car insurance can be a lifesaver. However, the big question is, does car insurance cover towing?
While standard car insurance policies might not automatically include towing coverage, comprehensive car insurance often offers it as part of a roadside assistance add-on. This add-on typically covers towing costs if your car needs to be transported to the nearest service station after a breakdown or accident. On the other hand, third-party car insurance usually doesn't cover towing expenses, so it's essential to check your policy to confirm what's included.
Knowing whether your policy provides towing services can help you avoid unexpected expenses and ensure you're well-prepared for any road emergencies. Be sure to explore the right options for your car’s needs to make sure you're covered in any situation. With Tata AIG, roadside assistance, including towing services, is offered as part of their comprehensive car insurance plans, giving you peace of mind on the road.
Car Insurance With Roadside Assistance - Accidents
When your vehicle meets with an accident, your base car insurance policy typically covers the damages and losses. However, if the car becomes inoperable due to the extent of the damage, towing services become necessary.
With Tata AIG’s Auto Secure Private Car Package Policy, roadside assistance is available to support you in such situations. In case your vehicle cannot be driven after an accident, Tata AIG offers towing services to transport your vehicle to the nearest authorised repair facility. If the towing service is used, Tata AIG may either send a towing service directly or reimburse the towing costs when you file a claim, depending on your policy.
It’s essential to ensure that you have opted for the roadside assistance add-on in your car insurance policy to take full advantage of this benefit. You should also check the details of your policy beforehand to understand the maximum coverage available for towing. Additionally, Tata AIG may have a set of authorised towing services, and reimbursement for towing charges typically applies when these authorised services are used.
Car Insurance With Roadside Assistance - Other Car Issues
The level of financial support you receive from the insurer may vary depending on the type of car insurance you possess. However, with Tata AIG, you get a roadside assistance add-on that covers all towing services required to get your car to the garage for repairs.
This add-on covers various scenarios such as battery failures, flat tyres, empty fuel tanks, or any other car-related issues that cause disruption during your journey. Tata AIG’s roadside assistance ensures you have the necessary support to get your vehicle to safety.
However, there are certain conditions and limitations to keep in mind. The policy may have restrictions on the maximum towing distance or specific situations where towing is applicable. Therefore, it’s important to review your policy’s terms and conditions carefully to fully understand what is covered.
Things to Keep in Mind
Roadside assistance for towing car insurance benefits is an add-on rider. Thus, combining it with your base policy will incur a higher premium.
Be careful while reviewing the policy terms and conditions, as there might be certain restrictions and limitations on the level of coverage provided, acceptable distance, and more.
Check whether the insurer has a list of authorised towing services to avoid delays or issues when the service is needed.
Read more: Features & Benefits of Roadside Assistance
Tata AIG Car Towing Insurance
Tata AIG offers a comprehensive Auto Secure - Private Car Package Policy that provides extensive coverage, including a valuable roadside assistance add-on. This add-on covers a range of services, including towing, on-site repairs, fuel delivery, and other emergency services. Whether your vehicle breaks down or you need a tow, Tata AIG ensures you're supported with their 24/7 assistance.
In addition to towing services, Tata AIG’s policy comes with 19 other add-ons, providing a total of 20 add-ons to cater to your specific needs. These add-ons allow you to enhance your comprehensive car insurance policy and standalone own damage policy to ensure you’re fully covered.
With the flexibility to choose and combine the required add-ons at the time of purchase or renewal, Tata AIG makes it easy to tailor your insurance coverage to suit your individual requirements, giving you greater peace of mind during road emergencies.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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