How To Change Address In The Two-Wheeler Insurance Policy

  • Author :
  • TATA AIG Team
  • Published on :
  • 18/07/2023

Your two-wheeler insurance policy does more than just provide coverage for your bike. It also acts as a form of ID whenever the traffic police pull you over, as it will contain the basic details about you. So if you want to change the details provided under your insurance policy, you must contact your insurance provider.

If you try to change your personal details on your bike insurance policy without informing your insurance provider, it will be regarded as insurance fraud. So it is essential that details like your name and address always stay up to date on your insurance papers.

Before we jump straight into the process of changing your address in your bike insurance policy, let us learn what is the importance of address in bike insurance.

Is Address Important In Bike Insurance?

Your address significantly affects your two-wheeler insurance policy because it helps to determine your insurance premium. With that said, here are some additional reasons why updating your address on your two-wheeler insurance is essential.

- Your Insurance Works As An Address Proof: You can use your insurance policy as valid address proof, provided all the details included in it are accurate and up to date. So updating your address could be beneficial for future references.

- Smoother Claims Settlement: If your insurance policy is found to have any discrepancies, it could lead to your claims getting rejected. So it also gives you a financial incentive to have your address updated regularly.

- Legal Requirement: Your insurance policy should provide the correct details on the certificate. So if any changes or updates need to be made, inform your insurance provider as soon as possible. This ensures that the changes get implemented immediately.

Can We Change The Address On Our Bike Insurance?

Yes, it is entirely possible to do so.

Your address under the insurance policy for your bike is an important detail that must be updated immediately if you have recently moved to a different location or pin code. This is because your bike insurance premium is calculated based on your city of residence or Regional Transport Office (RTO) to which your bike is registered.

Some locations are considered high-risk because they have a higher percentage of accidents, traffic, vehicle theft, higher population density, etc. All of these play a part in your final insurance premium amount. So a bike insurance address change is a crucial step.

How To Change Address In Bike Insurance Policy?

To get an address change in your bike insurance policy, you can either approach your insurance provider in person with the required address proof documents or go the online route.

At Tata AIG, we adopt an entirely paperless approach to make this process as streamlined and efficient as possible. You can click here to proceed directly to our services page and click "Edit Policy" to change your address online.

Generally, the steps for changing the address on your insurance policy online will be more or less the same across most bike insurance websites.

  1. Visit the insurance company's official website and log in to your account.

  2. On your policy card, you will see either a "View Details" or "Edit Policy" option that you must click on.

  3. You will be redirected to a different page where you must follow the instructions to edit/change your address by uploading the necessary documents.

After submitting your changes, the bike insurance policy document with your updated address will be generated and sent to you.

Note: You should provide the address where the vehicle is currently being used. So the pin code you provide your insurer should be in the same area where you currently use your bike.

How to Change Your Bike Insurance Address If You Move to a Different State?

When you move to a different state in India, you must register your bike at your local Regional Transport Office (RTO). With this new registration, your bike's registration number will also change. Additionally, if you have moved from a low-risk city to a high-risk city, your insurance premium will also increase.

You must inform our insurance provider of the registration number change and the location change. This can be done by contacting them through email or phone through the insurance website's help/contact us section.

You can find the contact details for Tata AIG here.

Changing Other Details In Your Insurance Policy

Apart from your address, you can also change other details under your 2-wheeler insurance online. The procedure to change this information will be the same as it is for the bike insurance address change. You can edit/update the following details on your insurance policy.

  • Contact Information (Mobile Number, Email ID, etc.).

  • Nominee.

  • NCB or No Claim Bonus Value.

  • IDV (Insured Declared Value).

  • Bike Details (Engine number, Chassis number, etc.).

  • Loan Provider Name.

  • Previous Insurer.

  • Registration Year Of Your Bike.

To make changes to personal details like the owner's name or registration number, you must contact the insurance provider through email and provide the necessary documents as proof of the change. For Tata AIG, that would be through

Things To Consider When Making Changes To Your Bike Insurance Policy

Here are some things you should consider when updating your 2-wheeler insurance online.

  • Ensure there are no spelling mistakes in your updated information.

  • The information you provide must be accurate and factual.

  • The changes or updates must be made immediately.

  • Inform your insurance provider of the changes immediately.

  • Ensure you get sent the updated policy certificate and assess whether it has all the correct details.

Note: Suppose you are found to have purposefully provided fake information. Your insurance policy will be cancelled in that case. This falls under insurance fraud, and you may have to pay fines and penalties or even face legal consequences for committing this crime. You can also be denied bike insurance with the same provider in the future.

Documents Required For Bike Insurance Address Change

Here is what you will be required to produce when you apply for an address change in your bike insurance policy.

  • Your policy number.

  • Registration certification (for your registered address change).

  • A valid address proof document that is no more than 3 months old. This can be documents like utility bills that state your new address or your passport, driver's licence, or Aadhar that include your new address.

What Happens If I Do Not Change My Address?

Since your address plays a part in determining your insurance premiums, not updating your address can lead to your claims getting rejected. This can result in you not getting proper compensation in case of accidents or damages caused to you or your vehicle and can lead to undue financial loss. So your bike insurance address change plays a massive part in claim acceptance.


As you can see, your address plays an essential role in your insurance policy for bikes. This is why you must keep this particular detail up to date, especially if you move around a lot. So the next time you buy or renew your third-party bike insurance with Tata AIG, ensure that this detail is accurate and relevant to your current address.

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Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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