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Steps to Find Lost Two-Wheeler Insurance Documents

  • Author :
  • TATA AIG Team
  • Published on :
  • 27/05/2022

Insurance for a 2-wheeler is a crucial legal document that details the T&C (terms and conditions) of your contract with the insurance company. And, because it's essential in our country for all motorcycle riders to have at least a third-party insurance cover, you can face penalties if discovered riding on the streets with it. Furthermore, if you don't have the necessary documentation, you will be unable to file a claim in the event of a disaster.

The importance of a bike insurance paper is enormous, and its absence might land you in hot boiling water. As a result, one of the most significant preventive measures is to keep a soft copy of your insurance for a 2-wheeler policy. Hard copies may be destroyed by fire, wind, water, or other natural disasters, or they may be lost or misplaced.

As a result, Tata AIG, being a leading insurance firm, provides soft copies of a bike insurance policy so that you may simply carry them with you wherever you go. It also permits you to access and obtain your insurance papers from our official website anytime, making it safe and secure.

Essential Tips to Remember If You Lost Bike Insurance Policy Documents

When you think and panic over “I have lost my vehicle insurance paper and what am I going to do next”, you need to take the following steps:

  • You may cause needless hassle or raise a false alert for your policy documents. So, start by meticulously searching them in your home, business, and even inside your bike's toolbox or luggage dicky.
  • If you cannot locate your bike insurance documents, you must suspend the use of your bike or scooter until you obtain a duplicate copy of bike insurance or find your documents.
  • You must apply to your insurance provider for a duplicate copy of your bike insurance and wait before riding your two-wheeler again.

So, if you've forgotten or lost your bike insurance paperwork, here is how to obtain a duplicate insurance copy. Continue reading to learn how to get a duplicate bike insurance copy online in detail. Now that you know what to do if I have lost my vehicle insurance paper? Let us go ahead.

How to Download an Insurance Copy of a Bike Online?

If you acquired your bike insurance plan or did bike insurance renewal online, getting a duplicate copy of two-wheeler insurance would be more straightforward and accessible. So, how to get a bike insurance copy online? Well, you just need to take the following actions:

  • Go to the website of your insurance provider (if you are a Tata AIG bike insurance policyholder, you can get all the details on our official website)
  • Choose the insurance type
  • Enter your two-wheeler insurance information, such as the policy number
  • After verification, you can view, print, and download your two-wheeler insurance plan.
  • In addition, if you purchased the bike insurance policy online, Tata AIG must have provided you with a copy to your registered email address. You can also use it for commuting or filing a claim in the interim. So, now that you know how to download an insurance copy of the bike, let us go ahead.

Duplicate Insurance for 2-wheeler Paper: Steps to Apply

A bike insurance policy contains the insurance details for the covered two-wheeler. It is an essential document for submitting claims for damage or loss to your vehicle caused by a natural disaster or accident. You cannot submit a claim with your insurance carrier unless you have your insurance policy documents. If you cannot locate the bike insurance paperwork, the best approach is to register for a duplicate copy of the bike insurance.

To obtain a copy of your two-wheeler insurance policy document as soon as possible, you should follow these steps carefully:

  • Register an FIR

To begin, you must file an FIR (First Information Report) with the local police station regarding the loss of the policy papers. Mention your bike insurance policy number, insurance kind (comprehensive coverage or third-party liability), and riders or additionals.

When you've finished reporting, you should apply to obtain a copy of the FIR from your nearest local police station. Obtain attestation for the copy and send it to your insurance carrier as proof that the papers are lost and you've reported it. When submitting the documentation to your insurance carrier, be sure to include the FIR application as well as the FIR copy.

  • Send in your application

Obtain a copy of your bike insurance paper. Submit a formal application to your insurance company indicating your intention to get duplicate bike insurance coverage. Provide all vital information regarding your insurance policy in the application, like the policy number, date of issue, and type of coverage. Outline the events leading up to the missing of your insurance policy documentation.

If your two-wheeler insurance policy is jointly held, you must sign and apply with the other policyholder. You must also provide an FIR copy attached to your application to obtain a copy of your bike insurance paper.

  • Post an advertisement

If you lose your bike insurance documents, you must place an advertisement in a prominent local newspaper declaring the missing of your two-wheeler insurance documents. When posting the advertising, you should make sure to include the following information:

  • The policyholder's name
  • Policy number for insurance
  • The insurance company's name
  • The two wheeler's registration number

You must bear the complete expense of printing the advertising. In addition, following the advertising post, you must provide a copy of the posted advertisement to your insurance provider.

  • Execute an indemnity bond

Finally, you must sign an indemnification bond on non-judicial stamp paper and return it to your insurance carrier. In the bond, you must make a legal and official request to issue a duplicate copy of the bike insurance policy documents while stating that you will repay the firm in the event of a claim filed by someone other than you and your nominee.

In the event of combined insurance, the indemnity bond should include your complete name, policy number, and the other policyholder's name. The bond must be confirmed in front of a notary public and should be signed in the presence of at least two witnesses who are not policyholders.

You must pay a charge and a stamp fee to receive the indemnification bond. Your insurance provider can also demand you give documentation of your financial situation while signing the bond to prove your capacity to compensate if necessary. Your insurance provider will examine and validate the case after correctly filling out the application. After validation, if your application is confirmed to be legitimate, the insurance carrier will provide you with a duplicate copy of the bike insurance.


We hope this blog post has helped you understand what you should do if you have lost your two-wheeler insurance policy paperwork. You can call Tata AIG's customer assistance team for more information. We promise to help you as soon as we receive your query and will help you with your bike insurance renewal online.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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