Traffic Rules in India That Every Two Wheeler Rider Should Know

  • Author :
  • TATA AIG Team
  • Published on :
  • 04/05/2022

Indian roads are among the world's most notorious, claiming over 1.5 lakh lives every year, the majority of which are owing to people's absence of traffic awareness. Unfortunately, the national government neglected to take the necessary actions in the past, but it has now resolved to crack down on traffic violations. This is accomplished by making the legislation and its penalties much tougher.

The government introduced the Motor Vehicle (Amendment) Bill 2016, which was recently passed by the cabinet and put into action. The penalties and sanctions for traffic offences are detailed in this road safety bill. The law is centred on proposals from 18 Indian state transportation ministers.

Many inexperienced drivers are ignorant of these laws, while others simply break them without regard for other people's safety. If you want to start driving shortly, you should be well aware of the consequences of breaking traffic laws in India and know what the traffic rules are.

But no matter how safe you are and how keenly you follow road safety rules, accidents can happen at any time, leaving you and your bike vulnerable. This is why having insurance for your 2-wheeler is mandatory. Also, remember that driving without a bike insurance policy is a punishable offence and can create problems for you in the future.

The government mandates that we at least have third party insurance for a two-wheeler, but it is always recommended that you have a comprehensive bike insurance policy. A comprehensive bike insurance policy gives you all-around protection against any mishaps that may occur.

We at Tata AIG offer different types of two-wheeler insurance policies. You can choose from standalone third party 2 wheeler insurance, standalone own-damage two-wheeler insurance and comprehensive bike insurance with extensive features that give optimum protection to your bike. You can also compare two-wheeler insurance online with ease. Moreover, the process of filing the bike insurance claim online can be done with a few clicks in a hassle-free way.

What is the Traffic Rule in India?

- If you are wondering why we should follow traffic rules, the answer is simple. To help ourselves and others. So, here are some of the most important traffic rules and regulations.

  • Driving while intoxicated

Driving rules in India make it illegal to ride while under the effect of intoxicating agents like alcohol or narcotics. This is because aggressive driving or accidents are more likely due to this behaviour. The legal limit for alcohol consumption is 30 milligrammes per 100 millilitres of blood.

The traffic officers can penalise you ₹10,000 for your first offence and ₹15,000 for the second if you are discovered driving under the effect of alcohol over the legal limit. You might also possibly face a six-month prison sentence. Thus, you must follow the driving rules in India.

  • Racing

Racing on the roadways is also illegal under traffic rules for 2-wheelers in India. If traffic police catch you racing on the roads, you might be fined ₹500 for the first violation and ₹10,000 for the second. You could possibly be sentenced to one month in prison by the appropriate authority. Furthermore, racing all falls under your bike insurance policy exclusion. You will need to compare two-wheeler insurances to get the full picture. Thus, this is the answer to why should we follow traffic rules in India.

  • Breaking The Speed Limit

You may have seen the sign indicating the maximum speed limit while riding on the expressway or within city limits. You are not permitted to drive your bike faster than the posted speed limit under driving rules in India. If you do, traffic police have the authority to issue a citation. A penalty of up to ₹2,000 rupees might be imposed for exceeding the speed limit. If you are wondering why you should follow this traffic rule, most bike accidents are caused due to speeding.

  • No Helmet

The helmet protects both driver and passenger. Riding without a helmet is illegal, as per India's traffic rules for 2-wheelers. If you are caught driving a two-wheeler sans a helmet, you may be fined ₹1,000 by the appropriate authority. The authority has the power of withholding or cancelling your licence for 3 months or indefinitely, in addition to the fine.

  • Riding Without an Insurance for Two-wheeler

To ride on Indian roadways, you must obtain two-wheeler insurance that covers third-party liability, per the Motor Vehicle Act of 1988. Motor insurance covers you financially in the event of an accident or national calamity and any third-party losses sustained as a result of your motorcycle's involvement. Being found without insurance could lead to a fine or seizing your licence. This is one of the most important traffic rules for 2 wheelers in India.

  • Underage Driver

If you are under 18, you are not authorised to drive a bike with gear, as per the new MV Act of 2019. The goal of the law for young riders is to limit the number of traffic accidents. If a juvenile is caught riding a motorbike, the owner of the bike or the underage rider's guardian must pay a fine of ₹25,000 to the appropriate authority and may be sentenced to three years in prison. Thus, traffic laws in India should be followed properly.

  • Over-crowding

The MV Act of 2019 was recently amended to make the overloading of passengers a criminal offence. Furthermore, as per the road safety law, you can only ride your bike or scooter with a single pillion rider. If the authorities find you in violation of the law, you will be fined ₹2,000, and your driver's licence will be suspended for three months. So, road safety rules in India must be adhered to if you want to avoid fines.


Traffic rules and regulations are in place to keep drivers, those with them and the people around them safe. It is also meant to keep your vehicle safe. We all must obey driving rules in India to guarantee that no one is injured and that no lives are lost due to traffic accidents.

As responsible citizens, we should contribute to that image and endeavour to fulfil our responsibilities by adhering to the basic regulations given to us, as this is the most effective method to avoid incurring high penalties under the Motor Vehicle Act 2019. Just as we study the road safety rules to ensure we are making wise decisions on the road, we should also be careful about the kind of bike insurance we are buying to avoid having any regrets in the future.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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