Maruti 800 Car Insurance

The Maruti 800 insurance price depends on factors like Insured Declared Value (IDV), vehicle age, location, coverage, claim history, and selected add-on covers.

How to Buy

Step 1: Scroll to the top of this page or download the TATA AIG mobile app.

Step 2: Enter your car registration number and click Get Price.

Step 3: Provide the requested car and owner details.

Step 4: Select the best car insurance and add-ons.

Step 5: Pay the premium online and receive your policy instantly.

Important Tip!

Buying Maruti 800 insurance online directly from TATA is quick and affordable.

How to Renew

Step 1: Go to the renewal option on top of this page or use the TATA AIG mobile app.

Step 2: Enter your car registration number or existing policy number.

Step 3: Review your Maruti 800 car insurance renewal price.

Step 4: Add new add-ons or upgrade your coverage, if required.

Step 5: Pay the premium online and download your renewed policy.

Please Note:

TATA AIG provides a 90-day grace period for renewing your policy after its expiry. Run a vehicle insurance check if you are unsure whether your policy has lapsed, since lapsed policies may require vehicle inspection.

Get the best car insurance for your Maruti 800 Today with TATA AIG!

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Third-Party Insurance is a Legal Requirement for Maruti 800

A third-party car insurance policy is mandatory when you drive a Maruti 800 on Indian roads. Under Section 196, driving your Maruti 800 without insurance can attract a ₹2,000 fine and up to three months' imprisonment initially. A subsequent offence can attract a ₹4,000 fine and imprisonment for up to three months.

For a Maruti 800, third-party insurance provides financial protection if the car causes damage to another vehicle or property, or results in injury to another person. Owners can opt for a standalone third-party policy to meet the legal requirement or choose a comprehensive policy that combines third-party cover with protection for the Maruti 800 itself, subject to the policy terms.

Keep Unexpected Repair Costs Under Control

City driving takes a quiet toll on a Maruti 800. A scraped bumper in traffic, a dent from the parking lot, scratches you did not notice until you washed the car. None of it feels serious on its own, but repair costs add up faster than most owners expect.

A Maruti 800 four-wheeler insurance policy covers accidental damage and several other risks, subject to policy terms. So when the repair bill arrives, you do not have to pay the whole thing yourself.

Get Convenient Repairs Through Our Garage Network

Finding convenient repair support can make vehicle ownership easier, especially after an accident. TATA AIG provides cashless repair services through 6,300+ network garages across India, including 6,000 service touchpoints of Maruti Suzuki across more than 3,000 cities and towns.

Take your Maruti 800 to any garage in the network, and we settle the bill directly, so you do not pay out of pocket or wait to be reimbursed.

Protect Your Maruti 800 From Weather and Fire Risks

Your Maruti 800 can still be damaged by unexpected events, even when it is safely parked. Floods, cyclones, storms, earthquakes, and landslides can cause significant vehicle damage.

Fortunately, a car insurance policy covers several natural-disaster risks, along with eligible fire-related damage.1 As a result, this protection can reduce the financial impact of events beyond your control.

Stay Financially Protected From Theft and Major Losses

Theft or extensive damage can create a significant financial burden, even when you own an older Maruti 800. Maruti 800 insurance can cover theft and total loss, subject to the applicable policy terms.2

For cars over five years old, including discontinued models like the Maruti 800, the Insured Declared Value (IDV) is fixed by mutual agreement between insurer and insured.3 That figure then shapes the compensation payable on an eligible claim, so agree on it carefully. Also check add-on eligibility, since age limits rule out Return to Invoice here.

The right policy for your Maruti 800 depends largely on its age, IDV, condition, and usage. The Maruti 800 car insurance price also shifts with the cover you pick, so weigh the premium against what the policy actually protects.

For most 12+ year-old Maruti 800 cars, third-party insurance may offer better value, while comprehensive cover suits well-maintained cars.

Car Insurance Policy Types We Offer

Comprehensive Car Insurance - Best Overall Fit

Comprehensive insurance for Maruti 800 covers third-party liabilities and damage to your Maruti 800, including accidents, theft, fire, and natural disasters.4

Key Highlights:

• Covers both third-party liabilities and own-damage risks

• Selective add-on options are available based on vehicle age

• Suitable for well-maintained cars with relevant IDV

Buy Comprehensive Car Insurance

Third-Party Insurance for Maruti 800 - Best for Low-Value/Older Maruti 800

Third-party insurance covers your legal liability for injury, death, or property damage caused to others. IRDAI sets rates for third-party plans based on the engine capacity. With a 796 cc engine, Maruti 800 third-party insurance price would be ₹2094 per year.

Key Highlights:

• Meets mandatory third-party insurance requirements

• Lower Maruti 800 car insurance price than other plans

• Suitable when own-damage coverage offers limited value

Buy Third-Party Car Insurance

Standalone Own-Damage Car Insurance - Useful in Specific Situations

Standalone own-damage insurance covers damage to your Maruti 800 from covered events. You need separate third-party insurance to legally drive the car.

Key Highlights:

• Covers your car against eligible own-damage risks

• Useful when third-party Maruti 800 insurance already exists

• Can be considered when you want additional own-damage protection

Buy Own-Damage Car Insurance

Which Maruti 800 Insurance Policy Do I Buy?

The Maruti Suzuki 800 insurance price varies with the cover you choose, so match the policy to how your car is valued and used. Use the table below as a quick guide.

6300+ Cashless Garages

Authorised Maruti Suzuki service centres form part of this network.

750+ Claims Experts

A dedicated desk to guide you through every claim.

8+ Add-Ons Covers

Ready-made bundles plus add-ons built for EVs.

Pick-up & Drop-off Service

Doorstep collection and return for cashless repairs.

No Unnecessary Deductions

No unnecessary deductions on partial losses and no IDV negotiations.

24/7 Customer Support

Call-backs in 2 to 3 minutes, with regional language help.

What is Covered?

A Maruti 800 insurance policy covers eligible vehicle damage, third-party liabilities, theft, and losses from several natural or man-made events.

What is Not Covered?

• Normal Wear and Tear: Routine ageing, deterioration, and maintenance-related costs are not covered.

• Accessories and Modifications After Purchase: Non-standard accessories or modifications require declaration and appropriate endorsement in car insurance.

• Mechanical or Electrical Breakdown: Standalone breakdowns and failures are not covered under the standard policy.

• Consequential Loss: The policy covers direct damage from an insured event, but not indirect financial losses resulting from that damage.

• War and War-Like Events: Loss or damage from war, invasion, hostilities, civil war, rebellion, or similar events is excluded.

• Loss or Damage Outside India: The standard policy does not cover incidents occurring outside the defined geographical area.

Add-ons can extend your Maruti 800 insurance beyond standard comprehensive coverage. However, a 12+ year-old car has only a select few options, and a 15+ year old car will have no add-ons available. You can choose the following add-ons until your car is 15 years old.

Best General Use Add-ons

• Roadside Assistance: Roadside assistance add-on arranges on-the-spot help for flat tyres, battery jump-starts, minor repairs, emergency fuel delivery, and towing up to 25 km. It suits Maruti 800 owners since older cars are more prone to breakdowns, though the cost of spare parts and fuel is borne by the owner.7

• Repair of Glass, Fibre, Plastic and Rubber Parts: If you repair a damaged glass, fibre, plastic, or rubber part at an authorised workshop instead of replacing it, the claim does not affect your No Claim Bonus. This is valuable for a Maruti 800 because Zero Depreciation is not available at its age, and it applies to one such claim per policy year.8

• Loss of Personal Belongings: It covers clothes and other personal items kept in the car if they are lost or damaged in an insured event, provided the car's own damage claim is admissible. Cash, jewellery, watches, and cards are excluded, so it works best for everyday items carried on commutes and trips.9

For Specific Perils

Additional Towing Charges:** This cover pays towing costs above the base policy's ₹1,500 limit when your Maruti 800 is disabled by covered damage, such as an accident. It helps when the nearest workshop equipped to repair an older model is farther away.10

• Emergency Transport and Hotel Expenses: Emergency transport and hotel expenses add-on pays for an overnight stay and taxi fare back home or to the nearest city if your car cannot be driven after an accident. It is useful for Maruti 800 owners who take the car on intercity or highway trips.11

• Emergency Medical Expenses: Pays for hospital treatment and ambulance charges for you, the driver, and passengers injured in an accident involving the car. It matters for the Maruti 800, which has no airbags, though treatment must begin within 5 days of the accident.12

• Additional Third-Party Property Damage Cover: This add-on extends third-party property damage cover beyond the ₹7.5 lakh base limit, up to the amount chosen in your policy. It is useful if you drive your Maruti 800 in dense city traffic where contact with other vehicles or property is more likely.13

Please note: Add-on availability may change over time, as it comes with age-based restrictions on older vehicles. Some add-ons available now may not be available later due to vehicle-age limitations.

Choose the right add-ons and enhance your Maruti 800 coverage.

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Cashless Claim

A cashless claim lets you repair your Maruti 800 at a network garage without paying the approved repair amount upfront. Since this model has been out of production since 2014, it helps to confirm parts availability before choosing to repair.

• Register your claim: Notify TATA AIG promptly after the incident. You can use any of these channels:**

• Call: 022-6489-8282

• Email: general.claims@tataaig.com

• WhatsApp: 9136160375

• Online: TATA AIG claims page or mobile app

• Offline: Visit a TATA AIG branch office.

• Select a network garage: Take your Maruti 800 to a TATA AIG network garage for eligible cashless repairs. Also, check if the garage can source the required parts of this discontinued model.

• Complete the damage inspection: TATA AIG will arrange a surveyor or guide you through a video inspection. Wait for approval before starting repairs, unless instructed otherwise.

• Get the car repaired: The garage will begin approved repairs after assessing the damage. It will seek further approval for any additional damage found during repairs.

• Pay your applicable share: TATA AIG settles the approved repair bill directly with the garage. You pay deductibles, applicable depreciation, and non-covered expenses. Since your Maruti 800 is minimum 12 years old, metal parts attract 50% depreciation.

Reimbursement Claim

Choose reimbursement when you prefer to repair your Maruti 800 at a garage outside TATA AIG's cashless network.

• Raise the claim: Inform TATA AIG promptly after the incident. In case of theft, file an FIR and inform TATA AIG within 48 hours using these available channels:**

• Call: 022-6489-8282

• Email: general.claims@tataaig.com

• WhatsApp: 9136160375

• Online: TATA AIG claims page or mobile app

• Offline: Visit a TATA AIG branch office.

• Complete the inspection: TATA AIG may conduct a physical or digital survey to assess the vehicle damage. Avoid starting repairs until the inspection is completed, and share details of any aftermarket fittings, as only declared fittings in your policy are considered.

• Get the repairs done: After approval, have your Maruti 800 repaired at an authorised garage. Pay the repair costs yourself and retain the original bills and receipts.

• Submit the documents: Provide the required claim documents along with repair bills, invoices, receipts, and estimates. Missing documents can delay the reimbursement process.

• Receive the reimbursement: TATA AIG generally processes reimbursement within seven days after receiving all required documents. The insurer pays the approved amount through NEFT, after applicable deductions.

Keep these documents handy when raising a Maruti 800 insurance claim. TATA AIG will confirm the exact requirements based on your claim type.

• Claim Form: Completed and signed by the policyholder.

• Original Repair Bills and Payment Receipts: Required for reimbursement claims.

• Car Insurance Policy: Valid policy schedule or certificate.

• Identity and Address Proof: Aadhaar, PAN, Passport, or Voter ID.

• RC and Driving Licence: Copies of both documents.

• Garage Repair Estimate: Estimate provided by the network or authorised workshop.

• Damage Photos or Videos: Images or videos showing the vehicle's condition.

• Medical or Third-Party Bills: Required for applicable injury or personal accident claims.

• FIR or Police Report: Required for theft, major accidents, or relevant legal cases.

• NOC from Financier: Required for theft or total-loss claims when the vehicle has an active loan.

• Original Vehicle Keys: All available key sets for theft claims.

• No-Trace Report: Police-issued report confirming that the stolen vehicle remains unrecovered.

• RTO Forms 28, 29 and 30: Required for theft and total-loss claims to facilitate vehicle or salvage transfer.

• Court Summons or Legal Notice: Required if third-party legal proceedings are initiated.

Please note: TATA AIG will confirm the documents needed when you register your claim. Any additional requirements will be communicated through your registered mobile number, email, or post.