How to Become Travel Insurance Agent

Collaborate with TATA AIG and join our expanding network of 1,00,000+ trusted advisors and certified insurance agents in India. Our agents receive an excellent opportunity to thrive as insurance advisors and assist citizens in securing their lives and property.

As rewarding as this opportunity is, it involves a hassle-free process to help you become a licensed insurance advisor. This career path requires you to meet only the basic eligibility criteria and you are good to go! You can register on our platform and begin your journey towards a fulfilling and flourishing career.

Becoming a travel insurance agent with TATA AIG provides an excellent opportunity for all individuals to build a fulfilling career and assist people in travelling safely. Besides, there are many other benefits that an individual can reap from this role.

No Investment Needed: Becoming an insurance agent at TATA AIG does not involve any investment. It is an excellent opportunity which anyone can take up. All you require is a laptop and an internet connection to work and sell policies.

High Income: As a travel insurance agent, you can earn a high commission by selling policies to the general public. There is no limit to your earnings, as they are directly proportional to the number of policies you sell. Thus, the higher the number of policies you sell, the higher the travel insurance agent commission you will earn.

Work Independently: As an insurance agent, you have the freedom to work independently without having to report to anyone. You can be your own boss and manage your work according to your schedule and preferences.

** Excellent Support:** TATA AIG provides extensive support to its insurance agents, ensuring they flourish in their respective fields. Once you join us, you can benefit from our online tools and resources, which can assist you in accomplishing your tasks efficiently.

Extensive Training: Our insurance agent training program is designed to enhance your knowledge and skills, assisting you to learn all the crucial concepts. It goes a long way in enabling you to help the clients and fulfilling their requirements.

Leverage: You can reap the benefits of our widespread brand presence and reputation and excel in your career. Over the years, TATA AIG has emerged as a trusted name for insurance, which provides you with leverage over others in the insurance industry.

The best travel insurance agents are those who have an in-depth knowledge of the insurance products they intend to sell, as it allows them to advise the clients appropriately. Thus, before you become a TATA AIG insurance agent, it is necessary to brace yourself with the travel insurance products offered by the brand.

International Travel Insurance: International travel insurance is a mandatory requirement for travelling to many foreign countries. TATA AIG assists individuals to fulfill this obligation with this insurance. Countries such as Georgia, Nepal, Qatar, Russia, UAE, Schengen Nations, etc., require Indians to have travel insurance mandatorily.

Features:

-Affordable premium

-Covers accidents and sickness

-Instant policy issue without medical test

-Coverage in dollars

-Personal liability cover

-High claim settlement ratio

-Multiple options

-Travel assistance, etc.

Domestic Travel Insurance: Though domestic travel insurance is not mandatory, it is wise to be prepared for emergencies with travel insurance. Domestic travel insurance safeguards you while you travel across India for any purpose.

Features:

-Starts at ₹26 per day

-Provides various options

-Accident cover

-Instant purchase

-Journey cover

-Covers medical emergencies

-Quick claim settlement, etc.

Student Travel Insurance: TATA AIG provides a special insurance plan for students who are travelling abroad for higher studies. This insurance provides Indian students with robust protection in foreign lands.

Features:

-For students between 16 to 35 years

-Affordable premium starting at ₹41.33 per day

-Covers accidents and illnesses

-Offers travel assistance

-Comes with sponsor protection

-Coverage in dollars

-Covers baggage loss/delay, etc.

Senior Citizen Travel Insurance: This insurance plan is specifically for senior citizens who love to travel. It protects them from the uncertainties, allowing them to travel worry-free.

Features:

-Suitable for senior citizens over 70 years

-Provides medical coverage up to $50,000

-24/7 Senior Citizen Helpline

-Instant policy issuance

-Affordable premium starting at ₹ 188 per day

-Protects from accidents and illnesses

-Personal liability cover, etc.

Other Insurance Products By TATA AIG

Well, TATA AIG has diversified in multiple areas, providing insurance across various categories. Individuals can benefit from our health insurance, motor insurance, business insurance, accident insurance, etc.

Each insurance product is designed to provide the utmost protection for our clients' lives, assets, property, and businesses. Besides, our premiums are affordable and the policies can be purchased conveniently from our official website.

Basic Eligibility Criteria

Fulfilling the basic eligibility criteria is mandatory if any individual wants to become a travel insurance agent. Not meeting one of the eligibility criteria may disqualify you from registering with TATA AIG.

Age Criteria: The minimum age criterion for becoming a travel insurance agent is 18 years. Any individual who is above the age is eligible to register and pursue a career as an insurance agent.

Academic Qualification: Another mandatory criterion for an insurance agent is that an individual must have completed his 10th-grade qualification. To prove their educational qualification, one must provide the necessary passing certificate.

Additional Qualities

While these qualities/criteria are not mandatory, possessing them can be advantageous for a candidate. These qualities can give an individual a competitive edge over others and help in building a successful insurance career.

Professional Background: Coming from a banking or financial background can be highly beneficial for an individual. Professional knowledge and experience assist an individual to learn quickly and grow in their career.

Listening Skills: A person with good listening skills can be more successful than others. When an insurance agent is a good listener, he is capable of understanding the client's requirements better. Thus, he can give sound advice and assist the customer better.

Good Communicator: Communication is a highly advantageous skill for an insurance agent. When you possess good communication skills, you can converse clearly with the client and give him accurate and right information. Thus, you can be in a better position to guide the client in decision-making.

Customer Satisfaction: A successful insurance agent adopts a customer-centric approach. Prioritising the customers and their needs helps you develop a broader customer base, resulting in higher sales and higher commissions.

Quest for Learning: Having a zeal to learn is a crucial trait of a successful insurance agent.

Details	POSPs	Individual Agent
Type of Insurance Products	They deal with simple and pre-written insurance products, such as health insurance, motor insurance, travel insurance, etc.	Individual agents sell customised insurance products, including personal accident plans, marine insurance, etc.
Licence Validity	Their licence is valid for three years from the date of issue.	Their licence is valid until they surrender it.
Examination	A POSP can appear for an online examination.	An individual agent must write the exam at an authorised IRDAI centre.
Earning	The earnings generated are relatively low as they sell basic insurance products.	The earnings are competitive as they sell customised insurance products.
Training Duration	POSP agents require 15 hours of training to get their licence.	Individual agents require 25 hours of training to get the licence.

Those aspiring to join TATA AIG as a licenced insurance advisor are required to complete a simple procedure and go through a few steps as outlined below.

Step-by-Step Guide to Becoming an Insurance Agent

Registration Process: The first step is to register on the TATA AIG portal. Provide all the basic details as required. Once you complete the registration, our team will get in touch with you and guide you through the next steps to be followed.

Attend the Training: All the candidates are required to attend the training program mandatorily as per IRDAI instructions. The training programs are designed to enhance your skills and knowledge of the insurance landscape and products. You can attend them online or in person.

Clear the Examination: Once you have undergone the training, you must appear for the insurance examination with the minimum marks as per IRDAI. The examination tests your knowledge of the insurance products, regulations and practices. It is the final step, after which you will be a certified travel insurance agent.

Begin Your Insurance Advisor Career: After being certified as an insurance agent, you can finally begin selling travel insurance policies and earn your commissions. It is crucial to develop a good customer base to reach your goals in the long term. At this stage, you will receive immense support from the TATA AIG team to help you sell your policies and address customers.

Documents: You may keep the following documents ready. Our representatives will guide you through the process for the same.

• Aadhar card

• PAN card

• Educational qualification certificates

• Passport-sized photographs

• Bank documents

Eligibility (one day): Check if you meet the eligibility criteria as mentioned above. It may take only one day for you to find it out. You must also check if you have the required documents, such as an Aadhar card and PAN card. If you do not have them, you must apply for them. It may take a few days for your documents to arrive.

Choose your Insurance Niche (one day): You can choose the insurance niche that interests you, such as travel insurance or other types. It only takes one day to do so.

Training and Certification: The training and certification may take from a few days to a few weeks to complete. One must complete the prescribed number of hours of training depending on the type of agent that you aspire to become.

Examination & Results: The insurance examination is conducted periodically throughout the country. The duration of the examination is a few hours. Once the examination is conducted, the results may be declared within a week.

Licence(one or two weeks): Once you clear the examination, apply for the licence. The licence may be issued in one or two weeks.

About TATA AIG

TATA AIG has been serving the nation since 2001, completing 24 years in the insurance industry. It is a joint venture of the TATA Group and the American International Group (AIG). With its excellent service and insurance products, TATA AIG has gained the trust of millions of Indians over the years.

The quantum of its success can be measured by the fact that it has an Asset Under Management (AUM) of approximately ₹26,854 crore (31 December 2024) with 8751 employees working in over 221 branches across the nation.

Besides, there are 1,00,000+ licenced agents working all over the country to distribute TATA AIGs insurance products.

To assist aspiring insurance agents, the company founded the TATA AIG Academy in May 2014. The vision behind the academy is to help agents enhance their insurance knowledge and improve their sales techniques.

Awards and Recognitions

TATA AIG has been awarded various recognitions for its remarkable contributions and achievements.

• Banking Frontiers InsureNext Awards 2024

• Best AI technology Implementation of the year

• Institute of Directors’s (IODs) Golden Peacock National Award for CSR, 2023

• DivHersity Awards 2024

• Best Innovation in User Experience Award

• Best use of AI-General Insurance at BFSI Leadership 2024 by Krypton Group

Benefits for Specialist Travel Insurance Agents

Quick Onboarding: Experienced insurance agents already have the necessary training and certification, which allows quick onboarding with a simple process involving minimal effort.

Higher Earnings: Experience and expertise are rightly rewarded at TATA AIG with competitive commission rates, bonuses, etc.

Advanced Online Tools: With the help of advanced tools and resources, experienced agents can work towards their targets, track their growth and increase their conversions.

Brand Image Benefit: Insurance agents can gain a vast customer base by leveraging TATA AIGs brand presence and widespread network.

Opportunities for Fresher Agents

Learning Experience: It is a golden opportunity for fresher agents to learn and improve their knowledge and learn the skills crucial to succeed in the insurance industry.

Extensive Support: As a fresher, insurance agents receive extensive support from TATA AIG. Our team is always available to assist you in achieving your targets, addressing client queries, etc.

Growth Opportunity: At TATA AIG, fresher insurance agents will find the right tools and the right environment to grow and expand their client base.

Easy-to-Use Tools: TATA AIG provides user-friendly tools and resource materials that help freshers get accustomed to the insurance industry.