Commercial General Liability Insurance

• Tata AIG General Insurance Company Limited brings to you one of the most extensive worldwide network , with presence in more than 130 jurisdictions.
• With more companies expanding their operations overseas, and with the extension of regulatory regimes, there is an increased requirement to have a comprehensive risk management solution in place. We provide a competent and seamless solution through our Controlled Master Program, covering both domestic and overseas exposure. A controlled master program enables policy holder to have a uniform program consistent with corporate parent’s risk management philosophy , improves control and ensures compliance with locally admitted regulations of different countries.
• Master Program often comes with, “difference in conditions/difference in limits” feature , narrowing coverage gaps.
• Our form is a duty to defend form which means client will not have to bear the brunt of litigation as under the express terms of the policy we will defend the client in any lawsuit.
• Flexibility in offering globally accepted occurrence based wordings and claims made form
• Competence of offering worldwide jurisdiction
• Ability to structure Vendor programs
• Capability to issue Certificate of Insurance in globally accepted formats

Unique Policy - 3 Coverages in 1
With a broad-based wording that has withstood scrutiny in the most litigious jurisdictions of the world, Comprehensive General Liability provides comprehensive protection against:

• Coverage A – Bodily injury and Property Damage
• Coverage B – Personal and Advertising injury
• Coverage C – Medical Expenses
• Supplementary Payments

Covered Exposures

• Premises Liability
• Operations Liability
• Products Liability
• Completed Operations Liability
• Duty to Defend Form
• Coverage for defense costs apart from damages