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    Consequential Loss (Fire) Insurance

    The Consequential Loss (Fire) Insurance Policy would be applicable for all risks covered under Standard Fire and Special Perils Policy. The Sum Insured is based on the gross profit of the business. Gross Profit is defined as the sum of Net Profit and insured standing charges.


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    • Coverage

      • Policy broadly covers

        • Loss of Gross Profit due to Reduction in Turnover
        • Increased cost of working - The additional expenditure incurred for the purpose of avoiding or diminishing the Reduction in Turnover or Out put
    • Add-on Covers


      • On payment of additional premium, the following coverage can be selected

        • Supplier's extension
        • Customer’s extension
        • Failure of Public power supply/Gas works/water works
        • Auditor’ fees
    • Exclusions


      • All exclusions applicable for Material Damage (SFSP) policy are applicable for CLOP policy also.



        • This Policy does not cover the deductible stated in the Schedule in respect of each and every loss under various covers. Deductible is generally defined in terms of number of days of standard gross profit.

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    2008, Tata AIG General Insurance Company Limited, all rights reserved.

    Registered Office : Peninsula Business Park, Tower A, 15thFloor, G.K.Marg, Lower Parel, Mumbai-400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425.

    Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation.

    For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.

    Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – Fax Number – 022 66938170