Lung Tumour Insurance

Obviously, hearing the word "tumour" may make someone anxious. However, a "tumour" is merely an abnormal development of tissue that happens when cell division or cell death is abnormally slow or excessive. Any tumour that develops in the lung cells or the airways leading to the lungs is called a lung tumour. There are two types of lung tumours: benign and cancerous (malignant) (non-cancerous).

If you ever hear that you have a lung tumour, but it is not cancerous, you may wonder what it is like. There are several things your doctor may mean if they say your tumour is not cancerous.

Benign lung tumours, in contrast to malignant tumours means,

• Are not malignant; thus, they won't move to other body areas.

• Expand slowly, could cease growing or even contract.

• Can be treated, allowing a person a chance to live a normal life.

• It may not require removal in some cases. This depends on the tumour's location and if it obstructs other organs.

• Although it won't invade, obliterate, or replace other tissues, it can expand and press upon surrounding tissues.

When it comes to lung tumours, there are two basic types of lung tumours: malignant and benign. If your tumours are malignant, it means it is cancerous, can spread to other parts of your body and, after certain stages, become very difficult to remove. However, if your tumour is benign, you have a better chance of getting completely cured, and the tumour can be removed without much trouble. It also means that your tumour will not spread to other body organs.

Some malignant lung tumours include;

Carcinoid Lung Tumour- Lung neuroendocrine tumours include carcinoid lung tumours. Lungs are the second most prevalent site for neuroendocrine tumours after the digestive tract.

Two varieties of carcinoid lung tumours exist: Typical carcinoids seldom spread outside the lungs and grow slowly. Most lung carcinoids—nine out of ten—are common. Additionally, they don't appear to be connected to smoking.

Atypical carcinoids have a faster growth rate and a higher propensity to metastasise to other organs. They resemble a rapidly expanding tumour more because they have many dividing cells. They are substantially less frequent than typical tumours and might be more prevalent in smokers.

Small Cell Cancer- This is seen in most lung cancer cases (between 15 and 20%). Smoking is typically the culprit. These tumours frequently spread quite quickly. Lung neuroendocrine tumours are different classifications for small cell lung cancer. Lung neuroendocrine tumours (NETs) are rare tumours that arise in neuroendocrine pathway cells causing the tumour to become cancerous and often obstruct other bodily functions. Treating lung neuroendocrine tumours is often very challenging and requires extensive therapy.

Non- Small Cell Cancer- This type comprises squamous cell carcinoma, adenocarcinoma and big cell carcinoma. They all have shared characteristics and are thus grouped.

Pancoast Tumour- Pancoast tumours develop at either lung's very top. Most frequently, they are non-small cell lung tumours. They commonly infiltrate nearby tissue because of where they are located.

In contrast to the underlying lung tissue, Pancoast tumours primarily affect the elements of the chest wall. They take the shape of an aberrant patch of tissue above the lung apex. They might get into places like the spine, bones, lymph nodes, and neurons.

Some benign lung tumours include;

Hamartoma- The most typical kind of benign lesion is a hamartoma. They make up 8% among all lung tumours and roughly 55% of non-cancerous lung tumours. About 80% are located in the top periphery of the lung's fibrous tissue. The bronchial tubes contain the remaining cells. Hamartomas include atypical levels of "normal" tissues like cartilage, joint tissue, fat, and bone. They often have a diameter of fewer than four centimetres and are visible as a coin-shaped growth on chest X-rays. 15% of the time, they could resemble fluffy cotton or popcorn. Hamartomas typically do not press on neighbouring tissue and remain contained inside a specific area.

Respiratory Adenomas: A prevalent variety of benign lung nodules are adenomas. They develop in the lungs' major airways (bronchi) as well as the windpipe's mucus glands or channels.

Papillomas- A less frequent kind of benign lung tumours are papillomas. They extend from the area they join as they develop in the bronchial tubes.

Bronchial Adenomas- Of all non-cancerous lung tumours, bronchial adenomas represent around 50% of the total. They are a broad group of tumours that develop in the windpipe's mucus layer and channels or the large lungs' airways. Confirmed benign bronchial adenomas include mucous gland adenomas.

Other Tumours- Chondromas, fibromas, and lipomas are benign tumours consisting of fibrous tissue or fat tissue and are examples of rare neoplasms.

Knowing the underlying reason behind your illness is very important because the treatment will largely depend on what is causing your disease. If doctors cannot pinpoint and eliminate the cause of the disease, getting accurate treatment for the same becomes very difficult. Thus, understanding your disease is crucial to diagnosis and treatment. Also, if you know the cause of your disease and it is something you can control, you can pull the strings helping the progression of the illness.

Benign lung tumours and nodules can have a wide range of probable origins. These include:

• Granulomas are microscopic clusters of inflammatory cells that can originate from a fungal illness like histoplasmosis, coccidiomycosis, or a pathogenic bacteria like tuberculosis.

• Lung infections you have suffered at any point in your life.

• Inflammation brought on by conditions like Wegener's granulomatosis, rheumatoid arthritis or sarcoidosis.

• Tuberculosis.

• Human papillomavirus infection.

• Abscess in the lung.

• A lung cyst, scarring, or any type of lung deformity as a birth abnormality.

• Sometimes, a tumour may not even have probable causes and appear out of the blue.

Barring these causes of lung tumours, some risk factors may lead a person to develop a lung tumour. If you know what these risk factors are, it could help you to prevent yourself from being exposed to the illness. However, you must remember that these are only risk factors and could turn into lung tumours but do not necessarily have to. You could be exposed to these risk factors all your life and never have a tumour. But because you should not be taking any chances where your health is concerned, here are a few risk factors to be aware of where lung tumours are concerned.

• Being a regular smoker.

• Being exposed to second-hand tobacco smoke.

• Being exposed to radon gas.

• Working with some chemicals that are toxic when inhaled.

• Working with asbestos and sheet aluminium.

• Having a family history of lung tumours.

• Having serious lung diseases.

• Suffered blunt-force trauma to the chest.

If you are exposed to any of these risk factors, it is always best to get yourself checked for any chest abnormalities and be careful if you notice any lung tumour symptoms.

The problem with most diseases today is that they share symptoms. This is what makes pinpointing a disease very difficult. It is important to know exactly what you need to look for. What this does is that it helps you understand what may be wrong with you and also get the help you require at the right time.

With that being said, let us look at some of the basic lung tumour symptoms.

• Coughing up blood.

• A persistent dry cough.

• Rattling sound from the chest.

• Difficulty breathing.

• Pain while inhaling.

• Inability to take big breaths.

• Wheezing.

• Mild fever.

• In some cases, it could also turn into pneumonia.

• Tightness in the chest.

• Malaise.

If the tumour is significantly smaller than 6 millimetres and your risks are minimal, your doctor may choose to "monitor" a nodule instead of collecting history and performing a physical examination for two years or longer. The nodule is considered benign if its size has not changed for a minimum of two years. This is due to benign lung tumours' delayed or nonexistent growth. Contrarily, the growth of malignant nodules often doubles every four months. Your physician may continue to examine your lung nodule annually for a few years to ensure it is benign.

In addition, compared to malignant nodules, benign nodules frequently have smoother margins, more uniform colouration, and more regular shapes. Your doctor may also ask for an imaging test to check for calcification and see if the tumours' borders are increasing in diameter. Testing the calcium level of a lung tumour can help distinguish it from a cancerous one. Benign tumours typically possess a higher calcium concentration and are flatter and more uniformly formed. Malignant tumours are more likely to have uneven shapes, coarser surfaces, and different colours or irregular patterns.

Your doctor might also request more testing, particularly if the tumour varies in size, texture, or form. These tests could be used to detect cancer or identify the source of the benign tumour.

Some tests your doctor may ask you to undergo to diagnose your tumour include;

• X-Ray

• CT Scan

• MRI

• Ultrasound

• Blood tests

• PET scan

• Tests to check for TB

• SPECT

• A biopsy can be performed in several ways, such as by extracting a sample of cells via bronchoscopy or aspirating cells with a needle. Your physician can examine your airway using this technique. It is the most common method to rule out cancer.

Many times, a worrisome lung tumour can be simply managed by your doctor with multiple years' worth of chest X-rays. Sometimes, your doctor might advise a biopsy or complete nodule removal. They might ask for excision in case,

• The tumour is big, and you smoke.

• You are having trouble.

• According to a scan, the tumour may be malignant.

• A tumour has gotten enlarged.

• Your doctor might suggest even more procedures before surgical intervention if you need to excise a tumour. These comprise blood tests, liver, kidney, and lung evaluations, and an ECG.

• If necessary, one or more surgical procedures may be used. The kind of surgery you get will depend on where and what kind of tumours you have. The surgeon may remove a tiny portion of the tumour, some lobe parts, entire lobes, or the whole lung. The surgeon will, nevertheless, cut away the least amount of tissue feasible.

• You should be sure to keep any follow-up sessions when you and the health professional have decided only to monitor your lung tumour. Most people won't require further treatment if they have had a procedure to excise a benign lung tumour and the tumour has been eliminated.

There is no fixed mantra a person can follow to ensure that they do not get lung tumours. As we have already mentioned, a lung tumour can often turn up for no given reason and without any warnings. You can then keep yourself safe and your overall health in good condition. It always helps to stay fit by exercising regularly and eating a healthy diet. Another thing to do is to stop smoking if you are a smoker and not to take up the habit if you are not. The best thing to do is to stay away from tobacco smoke altogether. You should also keep your immunity by taking your vaccinations on time and taking vitamin and mineral supplements when needed. It is also important to keep your chest healthy by saving it from trauma of any kind. If you are someone who gets regular colds, you should get checked out and find a foolproof solution to it. Finally, if you know of people in your family who have had lung tumours, you should get screened for the same and start treatment at once if you need it. And while you are taking these precautions, remember that sometimes your body has a mind of its own and will attack itself with an invader no matter what you do. In such cases, go to a good doctor and get the treatment you need and do not fret that you have gotten the disease even though you did everything right to prevent it.

Health insurance is a must for everyone, no matter if you have savings set aside for emergencies or not, having a backup plan is always important. And we know that taking health lightly is never a good idea. Plus, having a medical insurance plan has its advantages.

Want to know what these advantages are? Just read on.

• Lifestyle Most of the time, our lives are not as healthy as we would like. We are rarely effective when it pertains to adopting healthy decisions. Additionally, the surroundings in which we reside and work may be bodily and emotionally stressful. In the long term, an integration of these elements is harmful. If you're covered by health insurance, you may rest easy knowing that you can receive the best care possible for your condition regardless of the sickness.

• Emergency Health emergencies can happen at any time, causing concern. It might just so happen that we may not be ready to deal with the emergency at the point it afflicts us. Nevertheless, this will not have to be a factor of concern, and you will not have to worry if you have a medical insurance plan.

• Expense Healthcare is becoming more and more pricey with each passing day. You won't need to think about paying for your treatments if you're covered by health insurance. Understanding that you can pay for the greatest services without using up your money will allow you to rest easy.

• Pre and Post-Hospitalisation Just because you are required to get hospitalised for an illness does not indicate that your expenses are only related to the period you remain there. You might occasionally need to undergo tests or take a certain medication before or after being hospitalised. These costs can add up to a sizable amount. Tata AIG will therefore pay for any costs you may have that are specifically linked to the cause of your hospitalisation.

You could choose to buy a plan from Tata AIG both online and offline. The steps for both processes are easy and will not take much time. All you need to do is follow the steps given below, and you will have your medical insurance plan in hand in no time.

Online - If you wish to buy our plans online, here is what you are required to do.

• Select the person you wish to get insurance for by opening our website. You can purchase insurance for your spouse, kids, parents and yourself.

• Once you have identified the insured, select "Get Plan."

• Give Tata AIG the necessary details, and they will recommend the best policies for you.

• To view the premium amount, choose the insured amount using the drop-down menu on the following page.

• The options can be compared to see which one best suits you.

• Choose the coverage you would like to purchase, then click "Buy Now."

• You will hear from one of our specialists for more advice.

If all your details are correct and your documents are in place, you should receive your policy just a few minutes after verification.

Offline - If you want to buy a plan offline, all you need to do is

• Find the AIG branch nearest to you and then visit there.

• Go to the receptionist and explain why you are there.

• Our insurance specialist will meet you and go over the various plans you might like.

• Once you've made a decision, complete the relevant application.

• Include the necessary documentation.

• Hand over your application and supporting documentation at the counter and pay the fee.

You will be sent your policy via mail in a few days after our team checks everything out.

To buy a policy from Tata AIG, you need to hand over the following documents

• Age proof

• Income proof

• Residence proof

• ID proof

• Photographs

• Any documents relating to your medical history