Female Advisor
Health Insurance simplified in your terms!
No shortcuts, No sales - just a clear guide to choose the right plan
Why Do I Need Health Insurance?
From caregiving to juggling deadlines, women often put everyone else first—family, work, friends, and everything in between. We multitask as daughters, partners, caregivers, and professionals, all while quietly sidelining our own health.
But what happens when we need care?
For many of us, health takes a back seat—until a sudden diagnosis, a lingering pain, or a medical emergency makes it impossible to ignore.
Health insurance isn’t just a backup plan. It’s a form of self-respect. It allows us to take charge of our health, access timely care, and avoid postponing treatments due to financial concerns. It ensures we can prioritise ourselves—without guilt or hesitation.
Maybe it’s time we saw our own health as worth showing up for.
Why Choose A Health Insurance Plan Early?
Women’s health evolves constantly—from hormonal changes in our 20s, to fertility concerns in our 30s, to screenings and preventive care in our 40s and beyond. Buying health insurance early helps us stay one step ahead. It lets us serve waiting periods before issues arise—so if something does come up later, we’re already covered. Plus, every claim-free year boosts up the sum insured on subsequent renewals at the same premium * The earlier we start, the more we save—and the more protected we are through every chapter of womanhood.
Increase in total sum insured on subsequent renewals each year
Your premium
₹ *(Yearly)
Your sum insured
₹ Lakhs(Approx)
Your cumulative bonus
₹ Lakhs(Year 0)
Your total sum insured
₹ Lakhs(Year 0)
bought year
1
2
3
4
Your sum insured
₹ Lakhs (Approx)
Cumulative bonus
₹ Lakhs (Year 0)
Your total sum insured
₹ Lakhs(Year 0)
Your premium price
₹ *(Yearly)
Women’s health evolves constantly—from hormonal changes in our 20s, to fertility concerns in our 30s, to screenings and preventive care in our 40s and beyond. Buying health insurance early helps us stay one step ahead. It lets us serve waiting periods before issues arise—so if something does come up later, we’re already covered. Plus, every claim-free year boosts up the sum insured on subsequent renewals at the same premium * The earlier we start, the more we save—and the more protected we are through every chapter of womanhood.
Why Should I Need Health Insurance?
The right insurance can be your safety net for you and your loved ones! Why take a chance!
*Source of stats :pmc.ncbi.nlm.nih.gov
How To Choose Health Insurance Plan?
Assess your needs
Evaluate your current health status and possible future medical needs. Additionally, it is crucial to disclose all relevant health information accurately at the time of purchasing your policy. Doing so ensures a smoother and more transparent claim experience, should the need arise in the future.
Consider your lifestyle and future plan
Our health needs, evolve with time. If you lead an active lifestyle or are planning future medical expenses like maternity care, choose a plan that supports these areas. If you visit doctors frequently or have specific conditions, select a plan that covers these necessities.
Understand the financial aspects
Balance your premium payments with the coverage you need. Look for features like cashless hospitalisations, pre- and post-hospitalisation coverage, and no-claim bonuses.
Individual vs. Family coverage
Choose between an individual plan or a family floater plan based on your requirements. A family floater can often be more economical when covering multiple family members.
Look at the network of hospitals
Ensure the insurance company has a strong network of hospitals offering cashless treatment to reduce hassle during emergencies. If we ever move cities—whether for a career opportunity or marriage— our health insurance needs to have a wide network of hospitals across India so that we have access to quality care, wherever life takes us.
Additional benefits and customisation
Look for add-ons that align with your personal healthcare preferences. For instance, if I’m juggling a busy schedule and value mental well-being or stress management or if I’m planning for maternity in the near future, adding these add-ons along with my base plan offers me the flexibility and extra coverage to support my evolving needs.
With vs. Without Health Insurance
With health insurance
Helps you get treatment without worrying about expenses
- Access medical treatments without financial stress
- From basic medical essentials to major treatments are covered
- Maternity care is included in the plan or available through women specific add ons
- Mental health counselling and therapy sessions are supported with mental wellbeing addons
- Women-specific addon, added in base plan will give early access to essential women’s health needs
Without health insurance
Even small treatments can feel like a big expense.
- Even basic treatments can feel financially heavy
- Out-of-pocket expenses for every treatment
- Maternity care is often financially stressful without insurance
- Mental health needs are often neglected due to high costs
- Treatments are delayed because of cost concerns
What You've Heard Isn’t Always True
Myth
Fact
- Women’s health insurance is expensive
- Family plans don’t offer women-specific features
- Health insurance is just for when you're hospitalised
- Health insurance doesn’t cover mental health or wellness
- Women-specific add-ons can be bought along with basic health plan for better coverage at competitive rates
- Family health insurance plans from TATA AIG offer women-specific add-ons to be added with base plan for complete coverage
- Health insurance isn’t just for emergencies. It’s also for preventive care for staying ahead of potential health issues.
- Your mental health is just as important as physical health. TATA AIG offers coverage that includes mental wellness as well.
Women Specific Add-on Covers
She Care+ For Counselling And Consultation
Cervical Cancer Vaccination Cover
Polycystic Ovarian Cover
Women Cancer Screening
Women Add-ons details
She Care+ Women’s Health Consultation
Expert health & wellness counseling for women
- Consultation Services Gynecology consultation and dermatology consultations from experts in consideration of additional premium paid for Women Sureksha Addon.
- Counselling Services Premenstrual Syndrome (PMS) Counselling, Menarche Counseling and Menopause Counseling through certified experts
- Access Through Multiple Channels In-person, online, or even via video calls consultation/counselling and chats as per your convenience
Polycystic Ovarian Cover (PCOS)
We provide comprehensive support for diagnosis, treatment
Consultation In-person consultations with a medical practitioner for PCOD/S in consideration of additional premium paid for Women Sureksha Addon.
Covers Diagnostic Tests Covers diagnostic tests as prescribed by the treating medical practitioner: like Prolactin Serum, Thyroid Follicular Stimulating Hormone etc.
PCOS Treatment Coverage Cover the reasonable and customary charges towards the treatment of Polycystic Ovarian Disease. As prescribed by the treating medical practitioner.
Women+ Screening & Vaccination Cover
We provide specialized screenings and essential vaccinations
- Breast Cancer Screening Arranges for mammography in India for breast cancer screening in consideration of additional premium paid for Women Sureksha Addon.
- Ovarian Cancer Screening Arranges for Ultrasound & CA 125 in India for ovarian cancer screening in consideration of additional premium paid for Women Sureksha Addon.
- Cervical Cancer Screening And Vaccination Screening (Pap Smear) and cervical cancer vaccination costs covered when availed at our network of empaneled service provider.
You’re not alone many women like you have now taken the first step to protect themselves and their families
Confused about which plan to choose? Our IRDAI certified female advisors are here to guide you — just give us a call
Female Advisor - 0226 543 4888
FAQs
Women testimonials
#ThisIsTataAIG | Madhavi Sheth | Health Insurance Customer Testimonial
#ThisIsTataAIG | Dimple & Saurabh Jain | Health insurance Customer Testimonial
#ThisIsTataAIG | Shalom Amar Trivedi | Health Insurance Customer Testimonial
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