Your family and loved ones depend upon you and you protect them from all adversities. But what happens to that protection when you are not around anymore? We will help you plan for a security that continues after you.
At Tata AIG General Insurance Company Limited, preparedness is the best cure.
UIN: TATPAIP04001V010304
ADVT: TAGIC/WebApp/SF/Mar 17/22 Ver1/ All
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Reasons you need this insurance
To safeguard your financial future, the policy will
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Accidental Death - We will pay if the Injury to you results in loss of life. The loss must occur within 365 days from the date of the accident which caused Injury under the circumstances described in policy wording
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Accidental Dismemberment & Paralysis - We will pay a percentage of the Principal Sum shown in the Policy Schedule if Injury to You results in one of the losses shown in the Table of Losses. The loss must occur within 365 Days from the date of the Accident which caused Injury under the circumstances described in policy wording
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Permanent Total Disability - When as the result of Injury that occurs within 365 Days from the date of the Accident You suffer a Permanent Total Disability under the circumstances described in policy wording. We will pay, provided such disability has continued for a period of 12 consecutive months and is total, continuous and Permanent at the end of this period.
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Features you should not miss out on
This policy is a must buy, due to its features like
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Fixed Income – A monthly income is guaranteed to the insured over the entire period chosen and is not subject to Market Risks. Such monthly payments will be given provided claim is considered for settlement.
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Flexibility - The Plan offers flexible options to choose from, with monthly income benefits ranging from Rs.10,000/- to Rs.35,000/- for a period of 5 to 20 years. You can select the option based on your expected monthly expenditure.
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Waiting Period – There is no waiting period at the time of renewal.
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Secure dependents - At cost as low as annual premium of Rs. 942/-, you can ensure a regular income for your dependents over the next 5 years, in the event of an unfortunate accident.
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Things you must remember
Though the policy provides a comprehensive coverage, here are a few things that it doesn’t include
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Loss caused directly or indirectly, wholly or partly by:
a. infections (except pyogenic infections which shall occur through an Accidental cut or wound) or any other kind of Disease;
b. medical or surgical treatment except as may be necessary solely as a result of Injury;
Table of Losses is provided in policy wording.
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Any Injury which shall result in hernia.
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Fatal or non-fatal, caused by or resulting from travel or flight in or on (including getting in or out of, or on or off of) any Policyholder Aircraft, unless otherwise provided by this Policy, and any aircraft while it is being used for any Specialized Aviation Activity(ies).
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We will pay, provided such disability has continued for a period of 12 consecutive months and is total, continuous and permanent at the end of this period.
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