Traffic Fines in Chennai

  • Author :
  • TATA AIG Team
  • Last Updated On :
  • 15/05/2024

Chennai, the capital city of Tamil Nadu, is a vibrant hub of culture, commerce, and heritage in southern India. With its bustling streets and diverse population, it is no surprise that traffic management is a critical concern.

To ensure safety and order on the roads, authorities in Chennai have implemented a traffic fines system, which also encourages responsible driving habits.

In this bustling city, owning a vehicle brings convenience, but it also carries a responsibility to protect oneself and others. This is where motor insurance steps in as a crucial safeguard. Whether it is safeguarding against accidents, theft, or unforeseen events, having a proper bike insurance policy or car insurance in Chennai is not just a legal requirement but a shield against potential financial setbacks.

In this blog, we will explore the intricacies of traffic fines in Chennai and shed light on the vital role of motor insurance in safeguarding both vehicles and their owners.

By understanding these essential aspects, we can all contribute to safer and more orderly roads in this dynamic city.

Traffic Rules in Tamil Nadu (Chennai)

In Chennai, many drivers, whether on two or four wheels, occasionally overlook the significance of adhering to traffic rules. Despite understanding their importance, they sometimes slip their minds. However, prioritising everyone's safety, including pedestrians and riders, is crucial.

Similar to any other city in India, neglecting these rules in Chennai may result in receiving a traffic fine.

Therefore, let us familiarise ourselves with some key traffic rules applicable to both two-wheelers and four-wheelers in this bustling metropolis:

Two-wheeler Traffic Rules in Chennai

  • Never forget to wear a helmet, even if it is a small ride. This is mandatory for both the rider and the pillion rider.

  • Do not overload your two-wheeler. Only two people are allowed on a two-wheeler, including the rider.

  • Do not overspeed. The speed limit for two-wheelers in Chennai is 60 km/h on highways and 40 km/h in the city.

  • Do not drive dangerously. This includes reckless riding, zigzagging, and stunting.

  • Do not ride under the influence of alcohol or drugs.

  • Obey all traffic signals and signs.

  • Carry all necessary documents. This includes your driving licence, vehicle registration certificate, insurance certificate, and pollution under control certificate.

Four-wheeler Traffic Rules in Chennai

  • Wear a seatbelt always. This is mandatory for both the driver and all passengers.

  • Do not overload your four-wheeler. The number of passengers allowed in a four-wheeler depends on the vehicle's seating capacity.

  • The speed limit for four-wheelers in Chennai is 60 km/h on highways and 40 km/h in the city. So, do not overspeed.

  • Do not drive dangerously. This includes reckless driving, road rage, and stunting.

  • Do not drive under the influence of alcohol or drugs.

  • Carry all necessary documents. This includes your driving licence, vehicle registration certificate, insurance certificate, and pollution under control certificate.

  • Obey all traffic signals and signs.

  • Do not drive on the wrong side of the road.

  • Do not drive in 'No Entry' zones.

  • Do not park your four-wheeler in unauthorised areas.

  • Do not use your mobile phone while driving.

  • Do not give way to unnecessary honking. Reckless honking is a nuisance and can lead to accidents.

New Traffic Fines in Chennai

There remains considerable uncertainty regarding accurate information about traffic fines in Chennai. The table below lists the few fines confirmed to be altered. It is important to note that certain offences may also entail imprisonment, depending on their gravity.

Furthermore, repeat offenders may face higher fines. Here is a list of the TN traffic fine for Chennai:

Violations Penalty
Drink and drive fine in Tamil Nadu (Driving or Riding under the influence of alcohol) ₹10,000 and/or 6 months prison ₹15,000 and/or 2 years jail for repetitive violation
General traffic rule violations ₹500
Violations of road rules/Signal violation fine in Chennai ₹500
Travelling without tickets ₹500
Driving without valid Registration Certificate (RC) ₹5,000
Disobeying Orders of Traffic Police (No parking fine in Chennai) ₹2,000
Driving/Riding Without Licence ₹5,000
Driving Vehicles After Cancellation of Drivers Licence ₹5,000
Driving an Oversized Vehicle ₹5,000
Riding Without Helmet fine in Chennai ₹1,000 and ban of licence for 3 months
Driving Without Insurance ₹2,000
Rash and Negligent Driving ₹5,000
Over-boarding on Two-wheelers ₹2,000 and ban of riding licence for 3 months
Violations by Juveniles ₹25,000 and an imprisonment of up to 3 years
Driving Without Seatbelts ₹1,000 (and/or) community service
Violating Licence Conditions Between ₹25,000 and ₹1 Lakh
Driving Without a Valid Permit ₹5,000

Imposing E-challan in Chennai

The Greater Chennai Traffic Police (GCTP) has imposed e-challans since 2015. E-challans are electronic challans issued to traffic violators through handheld devices by traffic police personnel. The devices are equipped with cameras and GPS to capture evidence of the violation and track the vehicle's location.

To impose an e-challan, the traffic police officer will first stop the vehicle and identify the driver. The officer will then enter the vehicle registration number into the device and select the appropriate traffic violation code. The device will then take a vehicle photo and record the location.

Once the e-challan has been issued, the driver will receive an SMS notification with the details of the violation and the fine amount. The driver can pay the fine online or at any authorised payment centre.

E-challans have been effective in reducing traffic violations in Chennai. In the first year after e-challans were implemented, there was a 20% decrease in traffic violations in the city.

The GCTP is committed to improving traffic safety in Chennai. Implementing e-challans is one of the many steps the GCTP has taken to achieve this goal.

How to Pay a Chennai Traffic Police Fine?

If you have to pay the e-challan traffic fine in Chennai, you can follow the below-mentioned steps:

Paying E-Challan through Online Mode

  • Visit the official website of the Tamil Nadu Transport Department.

  • Click on the "Online Services" tab.

  • Click on the "Pay Challan" option.

  • Enter your vehicle registration number and challan number.

  • Click on the "Get Details" button.

  • Review the challan details and click on the "Pay Now" button.

  • Select your preferred payment method and pay the fine.

Paying E-Challan through Offline Mode

  • Visit any traffic police station, RTO office, or an E-seva centre near you.

  • Carry your challan, driving licence, or vehicle registration numbers with you.

  • Inform the traffic police officer that you want to pay an e-challan fine.

  • The official will help you to locate your challan and make the payment.

Importance of Having Valid Vehicle Insurance for Adhering to New Traffic Rules in Chennai

The Motor Vehicles Act 1988 requires all motor vehicles in India to have valid third-party liability insurance for two-wheeler and four-wheelers. This type of insurance covers the policyholder against financial liability arising from property damage or bodily injury to third parties caused by the vehicle.

If the policyholder is involved in an accident and is found to be at fault, the insurance company will pay for the damages caused to the third party's property or person. This can save the policyholder from paying out of pocket for the damages, which can be significant.

The transport authorities will not issue a driving licence or register a vehicle unless the vehicle has valid car or bike insurance.

The new traffic rules in Chennai have increased the penalties for traffic violations. For example, the driving without helmet fine in Chennai has been increased from ₹500 to ₹1,000. Having valid vehicle insurance can help the policyholder to avoid paying these fines.

In addition, you should compare two wheeler insurance and four-wheeler insurance plans online before picking the right one for yourself. At Tata AIG, you can get the most affordable plans with the best coverage options.


Why is it important to have valid vehicle insurance to adhere to new traffic rules in Chennai?

Having valid vehicle insurance is important for adhering to new traffic rules in Chennai for the following reasons: It is mandatory by law, it protects the policyholder from financial losses in the event of an accident, and it is a prerequisite for obtaining a driving licence and vehicle registration.

What should I do if I receive a traffic fine in Chennai?

If you receive a traffic fine in Chennai, it is important first to verify the legitimacy of the fine. Once confirmed, you can proceed to make the necessary payment through the official channels provided by the Chennai Traffic Police.

Remember that prompt payment is recommended to avoid any potential penalties or legal consequences. If you believe the fine is unjust, you have the option to contest it through the appropriate legal channels.

What happens if I fail to pay a traffic fine in Chennai on time?

You may incur additional penalties or legal consequences if you fail to pay a traffic fine in Chennai within the stipulated time frame. This could include an increased fine amount or even the possibility of legal action.

It is crucial to pay fines promptly to avoid further complications. If you encounter difficulties, consider contacting the Chennai Traffic Police for guidance on the best course of action.

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