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How to Apply for a Smart Card Driving Licence Online

  • Author :
  • TATA AIG Team
  • Published on :
  • 07/02/2023

Everything in the world must keep up with the rapid technological advancements taking place in order to avoid falling behind. It's crucial to stay on top of trends in the automotive business. Today, smart card driving licences are gradually replacing conventional card-type driving licences from the past.

We bet you want to know how to obtain one, don't you? Well, don't fret! This informative blog post will explain how to apply for a smart card driving licence, and that too from the convenience of your house. But before moving forward, you should know another important thing associated with having a driving licence - four-wheeler insurance.

In addition to being vital for legal compliance when driving in India, your Driving Licence is also important for your car insurance coverage. If you're wondering if a driver's licence is necessary to claim insurance, the answer is yes. Although a driving licence is not required to acquire a motor insurance policy, it is required to make a car insurance claim.

As per the IRDAI (Insurance Regulatory and Development Authority of India), the car driver should have a Permanent Driving Licence granted by the RTO (Regional Transport Office) to register a claim on their car insurance plan. If you don't have a valid driver's licence, your car insurance claim, no matter how minor, will be considered incomplete and void. As a result, have your driver's licence ready while filling out your car insurance claim form.

Now, moving on to the main subject of the blog regarding how to apply for a smart card driving licence online. Here's everything you need to know.

What Exactly Is a Smart Card Driving Licence?

Well, a smart card driving licence is basically a tamper-proof small rectangular card with an inbuilt microprocessor chip that carries all of the information found on a regular driver's licence. Many RTOs (Regional Transport Offices) in the nation have started to phase out the conventional driving licence in favour of smart cards.

The smart card driving licence provides important information such as the licence holder's biometric data, blood group, address, full name, and the car or bike they are authorised to drive. The data on the card can't be changed, updated, or tampered with in any way, and may only be read by certain special scanners.

Procedures Involved in Obtaining a Smart Card Driving Licence Online

The procedure of applying for a Smart Card Driving licence has been greatly simplified because of the online services offered by several state RTOs. For your convenience, below is a concise overview of the process of applying for a Smart Card Driving licence online:

  • Visit the website of your state's transportation department to acquire a Smart Card Driving licence application form online. The appropriate form must be downloaded and completely filled out.
  • Find out what papers you need to submit with your profile application form. You can refer to the preceding section's list of documents.
  • To find out how much you will be paying for your Smart Card Driving licence, consult the RTO website's schedule of fees and charges.
  • To apply for a Smart Card driving licence, you must go to your local RTO. You may also make an appointment with the relevant RTO in your city/locality to obtain your smart card driving licence online.
  • When you arrive at the RTO Office, you must first have your paperwork reviewed/validated by the appropriate authority before paying the cost at the counter. Following that, you will be asked to provide biometric information at the counter, where your fingerprints, photograph, and other personal information will be collected for the database. You may also check the information being fed into the database for accuracy using recent modifications in the process. Applicants will be able to cross-check the information they have submitted and call out any inaccuracies.
  • To obtain a Smart Card Driving licence, you must first take a driving test and pass it. The SCDL will be mailed to the registered address via speed post.

Documents Required for the Application for Smart Card Driving Licence

When you're applying for a Smart Card Driving Licence, you must submit the following papers. Having the essential documentation on hand can not only expedite but also simplify the Smart Card Driving Licence application procedure. Here is a list of the documents you will need to obtain your Smart Card Driving Licence:

  • Smart Card Driving Licence duly filled
  • Form 1A and 1 (Medical Certificate) signed by an authorised Government doctor (if needed)
  • Passport-size photos
  • Application fees

Age Proof: You may present any of the following documents:

  • PAN Card
  • 10th Class mark sheet
  • Passport
  • Birth certificate
  • School transfer certificate (with DOB mentioned in it)

Address Proof:

  • House agreement
  • Aadhaar Card
  • Ration Card
  • Passport
  • Recent utility bills (electricity/telephone/gas)

Smart Card Driving Licence: Eligibility Criteria

The requirements for obtaining a Smart Card Driving licence are the same as those for obtaining a traditional permanent driving licence. For your convenience, the following are the qualifying requirements for obtaining a Smart Card Driving licence:

  • To apply for an SCDL for motorcycles with gear and engines more than 50 cc, as well as four-wheelers, the applicant should be a minimum of 18 years old.
  • To obtain an SCDL for a bike with gear or a two-wheeler with a maximum of 50 cc engine capacity, the candidate should be a minimum of 16 years old. If the applicant is under the age of 18, they should additionally receive a letter of approval from a guardian or parent.
  • To acquire an SCDL for commercial heavy trucks and transport vehicles, the applicant should have passed the eighth grade and should be a minimum of 18 years.

Benefits of Smart Card Driving Licence

A smart card driving licence has a number of features that make it a better alternative than a standard driving licence. Here's a brief rundown of the different advantages you can enjoy:

  • The Smart Card Driving licence will contain all of the holder's information, including signatures, pictures, biometrics, and personal information. There will be no way to tamper with or falsify these facts since they will be stored in an electronic form, readable only by specific instruments.

  • State transportation departments that issue Smart Card Driving Licences will also provide traffic officers with mobile hand-held terminals that can quickly decipher the information stored on the card.

  • The smart card's information, including the date of issuance, may only be changed. The information held by the Smart Card Driving licence cannot be deleted, allowing for an ongoing audit trial.

  • Also, Smart Card Driving licences will help to prevent the issuing of forged driving licences and registration certificates.

  • The data of a Smart Card Driving licence is kept in an optical strip designed to prevent unauthorised access and data tampering.

  • Smart Card Driving licences are anticipated to improve road safety because they cannot be tampered with, and all information is recorded. It will also improve law enforcement efficiency.


RTOs across the nation have made applying for a smart card driving licence exceedingly simple, with seamless online procedures. Nonetheless, bear in mind that the Smart Card Driving Licence is not available in every Regional Transport Office around the nation. As a result, before applying for a smart card driving licence, check with your RTO to see if they provide them.

Like a driving licence, a motor insurance plan is also a vital document that you must always have with you when driving any type of automobile. Motor insurance coverage protects you financially in case of an accident or other incident involving you or your vehicle. You may look through and compare car insurance policies at Tata AIG and choose the best one that perfectly meets your needs and budget.

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