Secure Your Car With The Super Car Insurance Plan!

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Believe it or Not! Save upto* 75% on TATA AIG Car Insurance

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Best Cars under 1 Crore in India

  • Author :
  • TATA AIG Team
  • Published on :
  • 08/10/2023

For many enthusiasts, cars are not merely machines for commuting but an extension of identity and aspirations. For these select few, a car is a celebration and symphony of design, power, and passion. They experience an unexplainable thrill from acceleration and extend a part of their personality to their cars through customisations.

Delving right into the realm of automotive enthusiasts, we will unravel the allure behind their affection for four-wheeled wonders by exploring some of the best cars under 1 crore in India.

While it is easy to get lost in the world of luxurious choices, it is important to not lose sight of important factors such as safety features, performance, and appropriately covered four-wheeler insurance.

Best Cars Under 1 Crore in India

Cars captivate us with their unique blend of evolving technology, intricate engineering, and awe-inspiring mechanics. The fusion of design and function creates rolling works of art. Moreover, it extends to the unbridled power, exhilarating performance, and adrenaline-pumping acceleration they offer. For these lovers of cars, here are some of the top cars under 1 crore:

Mercedes-Benz GLC

The Mercedes-Benz GLC emerges as a top contender for the best car under 1 crore. Its smooth powertrain, deluxe interior, and premium looks match its price point seamlessly. With a refined cabin, intuitive tech, and supportive seats, it's a favourite among luxury SUVs.

Whether cruising the city or the motorway, the GLC offers efficient power, a classy interior, and advanced technology features. It's a harmonious blend of style, substance, and comfort, exemplifying automotive excellence.

Key Specifications:

Price ₹73.50 - 74.50 Lakh
Fuel Type Diesel
No. of Cylinders 4
Max Power 194.44bhp@3600rpm
Max Torque 440Nm@2000-3200rpm
Engine Displacement 1993 cc
Transmission Automatic
Body Type SUV

Land Rover Range Rover Velar

The Land Rover Range Rover Velar shines as an exceptional choice among cars under 1 crore. Velar's distinctive silhouette with its fast and rising beltline, makes it a head-turner on roads. Inside this massive car, the cabin maintains the same allure, offering a premium experience.

Its 5-star NCAP rating reveals how the car maker has focused on safety. To extend this security for overall protection, it is advised to invest in a comprehensive car insurance policy.

Key Specifications:

Price ₹93 Lakh
Fuel Type Petrol
No. of Cylinders 4
Max Power 246.74bhp@5500rpm
Max Torque 365Nm@1500-4000rpm
Engine Displacement 1997cc
Transmission Automatic
Body Type SUV

BMW X5

The BMW X5 stands out as the best luxury car under 1 crore, combining sports-sedan acceleration and all-wheel drive at a relative bargain among its class. Its expanded size brings newfound abilities, exuding luxury and loaded with features. The driving experience is enhanced with comfort and a smooth ride.

Inside, the cabin boasts top-notch buttons and dials, offering exceptional quality and feel. A roomy, luxurious interior and impressive performance, including a potent diesel option, make the X5 an excellent motorway companion. BMW's solid entry resonates well with SUV enthusiasts.

Key Specifications:

Price ₹95.20 Lakh - 1.08 Cr
Fuel Type Diesel
No. of Cylinders 6
Max Power 281.68bhp@4000rpm 
Max Torque 650Nm@1500-2500rpm
Engine Displacement 2993cc
Transmission Automatic
Body Type SUV

Toyota Fortuner

The Toyota Fortuner proudly claims its position as the best in its segment, especially among 1cr cars in India. Fortuner delivers exceptional comfort through a fantastic ride quality and smooth, responsive engine.

The impressive refinement of the Toyota engine is matched by a competent 6-speed automatic gearbox. Its contemporary styling and intimidating street presence are worth every penny it demands. The Fortuner excels in off-road capabilities, while its spacious interior adds to its allure as one of the best luxury cars under 1 crore.

Key Specifications:

Price ₹32.99 - 50.74 Lakh
Fuel Type Diesel
No. of Cylinders 4
Max Power 201.15bhp@3000-3400rpm
Max Torque 500Nm@1600-2800rpm
Engine Displacement 2755cc
Transmission Automatic
Body Type SUV

Jeep Wrangler

The Jeep Wrangler is one of the most remarkable compact SUV cars under 1cr and excels in off-roading prowess. Its well-crafted cabin, comfortable front seats, and advanced infotainment elevate the experience. Boasting four capable powertrains, including a plug-in hybrid, the Wrangler seamlessly fuses vintage and modern Jeep attributes.

Key Specifications:

Price ₹60.65 - 64.65 Lakh
Fuel Type Petrol
No. of Cylinders 4
Max Power 268bhp@5250rpm
Max Torque 400Nm@3000rpm
Engine Displacement 1998cc
Transmission Automatic
Body Type SUV

Audi Q3

The Audi Q3 stands out as a no-nonsense SUV, excelling in key aspects. With a comfortable driving position and exceptionally cosy seats. Impressive high-speed stability and composure at triple-digit speeds characterise its performance. The Q3 offers a tranquil interior, well-balanced ride-and-handling, and advanced tech, making it a strong contender for the best car under 1 crore.

Considering how this car will quickly become your beloved, you must appropriately secure your vehicle with comprehensive car insurance to protect it from mishaps.

Key Specifications:

Price ₹45.65 - 51.24 Lakh 
Fuel Type Petrol
No. of Cylinders 4
Max Power 187.74bhp@4200-6000rpm
Max Torque 320Nm@1500-4100rpm
Engine Displacement 1984cc
Transmission Automatic
Body Type SUV

Jaguar F-Type

The Jaguar F-Type, a timeless beauty, embodies the best sports car under 1 crore. Its stunning looks, sonorous V-8 engine, and pleasurable driving character define its greatness. An exciting and mildly brutish coupe or cabrio, the F-Type offers a thrilling performance.

With 10 customizable colours, it's a canvas of personalisation. The 2020 facelift refines its sharp looks, enhanced steering, crisper chassis, and improved interiors, solidifying its status as a superb sports car.

Key Specifications:

Price ₹99.98 Lakh - ₹1.53 Cr
Fuel Type Petrol
No. of Cylinders 8
Max Power 443.8bhp@6000rpm
Max Torque 580Nm@2500-500rpm
Engine Displacement 5000cc
Transmission Automatic
Body Type Coupe

Volvo XC90

The Volvo XC90 ranks among the top cars under 1 crore, consistently impressive with its appealing design, premium interiors, and adaptability. Delivering a comfortable ride, the XC90 showcases a meticulously crafted cabin.

This SUV excels in accommodating up to seven people while also offering ample cargo space and a comprehensive list of standard safety features.

Key Specifications:

Price ₹98.50 Lakh
Fuel Type Petrol
No. of Cylinders 4
Max Power 300bhp
Max Torque 420Nm
Engine Displacement 1969cc
Transmission Automatic
Body Type SUV

Porsche Macan

The Porsche Macan, a prime contender among 1cr cars in India, truly excels. Offering a sports sedan-like experience, it boasts a smooth, controlled ride. It stands as the best-handling SUV on the market, with fantastic performance and a high-quality interior. Beyond its coveted badge and stylish exterior, the Macan shines as one of the best luxury cars under 1 crore, offering a thrilling and superior driving experience.

Key Specifications:

Price ₹88.06 Lakh - 1.53 Cr
Fuel Type Petrol
No. of Cylinders 6
Max Power 434.49bhp@5700-6600rpm
Max Torque 550Nm@1900-5600rpm
Engine Displacement 2894cc
Transmission Automatic
Body Type SUV

**Lexus ES **

The Lexus ES 300h is one of the most noteworthy cars under 1 crore. Its petrol-hybrid powertrain delivers a smooth drive. Its stylish design, inside and out, complements the comfort-oriented luxury it embodies. With superb refinement and a supple ride, the excellently cushioned front and rear seats enhance the experience, making the Lexus ES a remarkable choice.

Key Specifications:

Price ₹61.60 - 67.90 Lakh  
Fuel Type Petrol
No. of Cylinders 4
Max Power 175.67bhp@5700rpm
Max Torque 221Nm@3600-5200rpm
Engine Displacement 2487cc
Transmission Automatic
Body Type Sedan

**Kia EV6 **

The Kia EV6 shines among cars under 1cr, presenting a distinctive and futuristic design. Its unmistakable style complements sweet driving dynamics and a spacious cabin. Representing the future of electric cars, this pure electric hatchback SUV offers outstanding performance. With a five-star Euro NCAP rating, excellent quality, bold style, and an array of gadgets, the EV6 is a distinctive choice for discerning drivers.

Key Specifications:

Price ₹60.95 - 65.95 Lakh  
Battery Warranty   8 years
Max Power 320.55bhp
Max Torque 605Nm
Battery Capacity   77.4 kWh
Transmission Automatic
Body Type SUV

Maintaining Luxury Cars

Once you buy your dream car, you must know how to take care of it so it stays in its optimum condition year after year. Maintaining an expensive car goes beyond routine tasks; it's about preserving its performance, appearance, and value. Here are essential practices to ensure your luxury vehicle stays in pristine condition:

Essential Practices: Follow the manufacturer's recommended service schedule diligently for optimal engine and component performance. Some essential practices to be mindful of include:

o Regularly checking and maintaining fluid levels, including engine oil, coolant, brake fluid, and transmission fluid, as low or dirty fluids can lead to damage

o Monitoring tire pressure, alignment, and rotation for even wear, longer tire life, and safer handling

o Choosing Original Equipment Manufacturer (OEM) parts for replacements to ensure proper fit and performance as per your car's specifications.

Safe Driving Habits: Gentle acceleration, smooth braking, and avoiding excessive idling can minimise strain on the engine and components. Avoid aggressive driving, potholes, and rough roads, as excessive force can lead to damage to suspension, alignment, and other components.

Cleaning and Detailing: Regularly wash and detail your car to remove dirt, grime, and contaminants. Consider waxing to protect the paint from UV damage and maintain your car’s shine. As with exteriors, ensure that your car has a clean interior to prevent wear and tear on upholstery.

Invest in Comprehensive Car Insurance: Get a comprehensive car insurance policy specifically tailored for expensive cars. This protects your vehicle against unforeseen events, theft, accidents, and natural disasters.

Drive Regularly: Infrequent use can lead to battery drainage, tire flat spots, and deterioration of fluids. Drive your car regularly to keep its components in working order.

By adhering to these best practices, you can enjoy the luxury and performance of your expensive car for years to come while also preserving its value for potential future resale.

How to Choose Car Insurance for Valuable Cars

Selecting the right insurance for expensive cars is crucial to safeguard your valuable investment.

Choose comprehensive four-wheeler insurance: When choosing a car insurance policy, opt for comprehensive coverage that not only protects against accidents but also addresses theft, natural disasters, and other unforeseen events. Look for policies specifically designed for high-value vehicles. These policies consider the unique needs of expensive cars, including repair costs and replacement of high-end components.

Reputable insurance provider: Choose an insurance provider with a strong reputation and a history of efficiently processing claims for luxury cars. Tata AIG, for example, is a prominent name in the insurance sector.

Opt for appropriate add-ons: Consider add-ons like zero depreciation, which can minimise out-of-pocket expenses during car insurance claims.

Carefully read the policy terms: Thoroughly read and understand the policy terms, including coverage limits, exclusions, and renewal terms.

Remember that while saving money is important, adequate coverage and peace of mind in case of accidents or damage are equally vital. With careful consideration and the right four-wheeler insurance, you can ensure that your expensive car remains well-protected in various scenarios.

Conclusion

We hope our list of best cars under ₹1 crore helps you narrow down your choice. All of these cars are very capable machines and they offer great road presence and driving pleasure. But remember, since these are luxury vehicles, it becomes important to protect them with a layer of comprehensive car insurance policy. Any damage caused to these cars can cost the owner very dearly, and makes having car insurance a must.

FAQS

Which is the best sports car under 1 crore?

Several sports cars offer impressive performance and features under 1 crore in India. The leading contenders in the category include the Porsche 718 Cayman, BMW M2 Competition, and the Ford Mustang.

How can I ensure that my expensive car's appearance remains top-notch?

Regular cleaning, detailing, and waxing help maintain your car's exterior shine and prevent damage from environmental factors, preserving its visual appeal.

Why should I choose comprehensive coverage for my expensive car?

Comprehensive coverage protects against accidents, theft, natural disasters, and more, offering a well-rounded protection that suits the unique needs of high-value vehicles.

Which is the best supercar under ₹1 crore?

Although finding a true “supercar” in under 1 crore can be challenging, there are some sporty and high-performance cars that offer exhilarating driving experiences within that budget. Some of these include Nissan GT-R, Audi RS3, Chevrolet Corvette, etc.

Which is the most expensive car in India within ₹1 crore?

The most expensive cars in India were typically priced well above 1 crore. Luxury and exotic car brands like Rolls Royce, Bentley, Ferrari, Lamborghini, and Aston Martin offer models that often exceed this price range.

Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.

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Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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