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Best Crossover Cars in India

  • Author :
  • TATA AIG Team
  • Published on :
  • 13/09/2022

Owning a car is not a luxury anymore, instead, it has become a mode of transport for many people. Its convenient features make it easier for people to commute wherever and whenever they want to, which has resulted in a massive increase in the number of people purchasing cars in India and compelled car manufacturers to create crossover cars.

What are Crossover Cars?

A crossover car is a blend of an SUV and a hatchback and thus can give you the best of both worlds — space and long trips. Usually, SUVs have been mainly preferred for long road trips, while a hatchback has been preferred by families wandering in the city.

Amongst all the cars, a full-fledged SUV’s cost may seem out of budget for middle-class people. So, if you have also been eyeing an SUV but refrained from buying it, then crossover cars can be the finest options for you. They are an amalgamation of hatchback and SUV features put inside one car and are also cheaper than SUVs.

What is the Difference Between a Crossover Car and a Crossover SUV?

There are mainly 3 types of cars available in India — sedan, hatchback, and SUV. In an SUV, the automobile’s body and its frame (also referred to as its skeleton) are not joined together, while in a crossover car, both its body and frame are one piece of metal, which is also called a ‘unibody’. This feature enhances the stability of a crossover car.

Other than that, a crossover does not essentially have the feature of a 4-wheel drive system. Thus, similar to hatchbacks, crossover cars send power only to the front two wheels. And, when it comes to aesthetics, a crossover car appears somehow as a smaller version of SUVs and a larger version of a hatchback.

If you want to know more about them, then you may google ‘best crossover SUV in India’ and have the best information for yourself, or keep reading this space. We bring you an assorted list of some of the best crossover cars in India. Let’s check them out:

  • Maruti Suzuki S-Cross: Probably, the best crossover SUV in India, Maruti Suzuki S-Cross is available in four different variants. Powered by an engine of 1248 cubic capacity, this car comes with a starting price of ₹8.6 Lakh, while its insurance cost is estimated at around ₹12,000. And the fuel efficiency of this magnificent crossover is around 18019 km per litre. Critics labelled it a ‘massive hatchback’, nevertheless, Maruti removed that label with its makeover in the year 2017.

  • Honda WR-V: The average mileage of the Honda WR-V is 17 to 24 km per litre, while its engine’s displacement is 1498cc. The other amenities that may attract you to this car include automatic climate management and a navigation system.

  • Datsun Redi-Go: The revised version of the Datsun Redi-Go gives an average of 21-22 km per litre and comes with a 999cc engine. The range of this vehicle starts at ₹3.83 Lakhs, making it the best affordable crossover SUV ever! Its robust body, striking interiors, and no vibrations during high speed are some of the praiseworthy words that its long-term owners showered it with.

  • Ford Freestyle: Bearing in mind its starting range of ₹7.28 Lakhs and the cost of its insurance around ₹16,000, Ford Freestyle is another inexpensive option for owning a crossover. Moreover, it gets an average of around 19 to 24 km per litre. When you compare this hatchback crossover with the Maruti Suzuki Ignis, you might entitle it as the best crossover in India.

Crossover Car Insurance Cost in India

As per the Motor Vehicles Act of 1988, you have to have a third-party four-wheeler insurance policy in order to legally drive your car on the road. So, when you are planning to purchase a crossover car, do your research and buy car insurance as well that fits your bills. The cost of car insurance varies on the car model, purchasing city, and type of insurance you choose.

Types of Car Insurance Policies in India

Based on coverage, there are primarily three types of insurance policies for crossover cars available in India- third-party car insurance, own-damage insurance, and comprehensive car insurance.

Third-party Car Insurance: This is the most basic and affordable 4-wheeler insurance policy you can have for your car. Though this does not cover own damages, it does provide cover for damages done to third-party automobiles. Apart from that, it also assists you in meeting expenses that arise due to third-party injuries, disability, and death. The overall cost of the insurance policy depends on your car’s engine size.

  • Own-damage Car Insurance: While the third-party insurance provides cover for damages done to third-party, the own-damage car insurance provides you cover for damages caused by yourself. However, it provides no cover in apropos of third-party liabilities.

  • Comprehensive Car Insurance: A comprehensive car insurance policy, as the name suggests, provides cover for both own damages and third-party liabilities. Therefore, it is also known as a bundled insurance policy. The premiums for a comprehensive insurance plan depend on numerous factors, such as the model, variant of the car, safety features, engine type, coverage amount required, insurance coverage type, insured declared value (IDV), etc. As it delivers enhanced coverage, this policy is expensive in comparison to other plans.

If you want to renew/buy a car policy online, consider Tata AIG. If you face any difficulty in determining the premium of a car policy, use our free car insurance calculator. It will help you decide on the best policy for you.

Conclusion

The premium range of crossover cars in India exhibit both the convenience of hatchbacks and the durability of SUVs. And it has been one of the major reasons that these cars have witnessed a huge surge in their popularity, which makes it even more difficult to decide on which one you should buy. But, with our assorted list of some of the best crossover cars available in India, the whole game is sorted for you!

Disclaimer

All the car prices and insurance prices listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.

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