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Best Electric cars under 10 lakh

  • Author :
  • TATA AIG Team
  • Published on :
  • 30/01/2024

With more than 70% of tier-one Indian car consumers claiming that they’re willing to consider an electric car for their next vehicle, India is poised to embrace the future of Electric Vehicles (EVs).

This dramatic shift is driven by a change in global climate policies and the central and state governments introducing initiatives such as the Faster Adoption and Manufacturing of Electric Vehicles (FAME) to boost the adoption of EVs. Fortunately, in the Indian EV market, affordable small cars and compact SUVs are dominating.

So, for those who are on a budget, there are several options for electric cars in India under ₹10 lakhs. Before exploring these options, let’s understand the benefits of EVs for sceptics who are still on the fence about making the shift.

Benefits of Electric Cars in India

In addition to the fact that EVs have a cheaper running cost as compared to an Internal Combustion Engine (ICE), here are some additional advantages of electric cars:

Low Maintenance Cost: Since petrol and diesel-run vehicles have more moving parts compared to EVs, the maintenance required by the latter is lower.

Tax Benefits: To boost the adoption of EVs in India, the government is offering several incentives for buyers, such as lower registration fees and road tax for EVs as compared to ICE vehicles.

Zero Tailpipe Emissions: EVs are a greener alternative as they come with zero tailpipe emissions, thereby lowering the carbon footprint.

Future Proof: As EVs are relatively more sustainable, several countries are looking to gradually reduce their dependence on fuel-run vehicles.

Smooth and Quiet Driving Experience: If you are looking for a peaceful and smooth driving experience, it hardly gets any better than EVs because they have fewer moving parts and their controls are uncomplicated.

Now that we have acknowledged some key benefits of EVs, let’s look at electric cars below ₹10 lakhs so you can make reasonable and sustainable driving choices.

Top 10 EV Cars in India Under 10 lakhs

With a diverse product portfolio, incumbent car manufacturers have made EVs increasingly accessible in the Indian automotive market. Formerly, the cost of ownership of EVs had been a significant hindrance to adoption. However, now, these prices have achieved parity with ICE vehicles. With that in mind, here are electric cars in India under ₹10 lakhs:

Mahindra eVERITO

With excellent drive quality and superior smoothness, the Mahindra eVERITO is the best electric car in India for under ₹10 lakhs for drivers seeking a great driving experience. It soaks up all bumps, ensuring a comfortable drive, which is a blessing in current road conditions.

The car also comes with a spacious cabin, further enhancing driver and passenger comfort. It has a robust build quality, which contributes to its popularity among electric cars under ₹10 lakhs.

Key Specifications:

Max Power  41.57bhp@3500rpm
Max Torque 91Nm@3000rpm
Transmission Type Automatic
Seating Capacity  5
Charging Time  11 hours 30 min (100%) Fast charging 1 hour 30 min (80%)

*(source: https://imperialsociety.in/mahindra-e-verito/)

Citroen C3 EV

If you think you will have to compromise on style while buying an EV under ₹10 lakhs, think again. The Citroen C3 EV is a funky-looking electric hatchback that is designed for comfortable city and urban drives.

The cabin is both well-designed and practical and the car comes with a lot of customisation options for those who would like to make their vehicle unique.

Key Specifications:

Max Power (bhp@rpm) 56.21bhp 
Max Torque (nm@rpm)  143 Nm
Transmission Type Automatic
Seating Capacity  5
Charging Time  57 minutes (D.C) 10 hours 30 mins (15 A Plug Point)

*(source: https://www.cardekho.com/citroen/ec3/specs)

Renault City K-Z.E.

The Renault City K-Z.E. is one of the most reasonable electric cars below ₹10 lakhs. It comes with ample range for office commutes and is pocket-friendly owing to its low maintenance requirement. It is designed as a comfortable family car and comes with good safety features.

Key Specifications:

Max Power (bhp@rpm) 44PS
Max Torque (nm@rpm)  125 Nm
Transmission Type Automatic
Seating Capacity  5
Charging Time  4-6 hours

*(source: https://auto.hindustantimes.com/new-cars/renault/citykze# / https://www.cardekho.com/renault/k-ze/specs)

Maruti Suzuki WagonR EV

The Maruti Suzuki WagonR EV is touted as the best electric car in India under ₹10 lakhs. Not only does the car boast great design, but it also comes with good mileage, boot space, and performance. It is a low-maintenance vehicle that comes with a comfortable driving experience. Moreover, the Maruti Suzuki WagonR EV comes with great mileage and an admirable engine. In short, it is an all-rounder.

Key Specifications:

Range 300 km
Max Speed  160 kmph
Transmission Type Automatic
Seating Capacity  5
Charging Time  4-8 hours
*(source: https://auto.hindustantimes.com/new-cars/marutisuzuki/wagonrev) **Renault KWID**

Another excellent choice for those who worry about mileage is the Renault KWID. In the budget-friendly segment of electric cars under ₹10 lakhs, the Renault KWID is a bang for the buck as it comes with low maintenance and a good driving experience.

Its comfort makes the car suitable for families and the mileage makes it a good choice for city drives and intercity commutes.

Key Specifications:

Max Power (bhp@rpm) 54PS
Max Torque (nm@rpm)  120 Nm
Transmission Type Automatic
Seating Capacity  5
Charging Time  55 mins (up to 80% on fast charging)

*(source: https://www.cardekho.com/mahindra/ekuv100/specs)

KIA Soul

The Kia Soul is the best electric car in India under ₹10 lakhs, chiefly owing to its efficient drivetrain. With a perky EV acceleration and a sharp turn-in, the car drives smoothly, making it a comfortable experience for both the driver and the passengers. Its stylish exterior has an imposing road presence and the car is designed to be distinctive.

Key Specifications:

Max Power (bhp@rpm) 134 / 2600-8000
Max Torque (nm@rpm)  395 / 0-2400
Transmission Type Automatic
Seating Capacity  5
Charging Time  AC Charge Time: 6 hours 10 mins (100%) DC Fast Charge Time: 57 mins (80%)

*(source: https://www.kia.com/uk/new-cars/soul-ev/specification/)

Tata Tiago

Tata Tiago is one of the most affordable EV cars in India under ₹10 lakhs. It meets the requirements of urban drivers with low maintenance costs, beautiful interiors, and a peppy driving experience.

The car is tastefully designed without compromising on standard practicality. This affords it the dual benefits of style with usability. The spacious interiors can comfortably seat a family of four.

Key Specifications:

Max Power (bhp@rpm) 73.75bhp
Max Torque (nm@rpm)  114 Nm
Transmission Type Automatic
Seating Capacity  5
Charging Time  8 hours 42 mins (10 to 100%)

*(source: https://www.cardekho.com/tata/tiago-ev/specs)

Tata Tigor EV

The Tata Tigor EV is an electric car under 10 lakh and it looks and feels like an ICE. It is a quiet, satisfying, and convenient driving experience. While the noise insulation in the car could be improved, the car does have a practical interior.

The compact dimensions of the vehicle, paired with its nice and light steering, make it a good choice for city and urban commutes.

Key Specifications:

Max Power (bhp@rpm) 73.75bhp
Max Torque (nm@rpm)  170 Nm
Transmission Type Automatic
Seating Capacity  5
Charging Time  59 mins (10% to 80%) 

Do You Need Motor Insurance for Electric Cars in India?

To legally drive on Indian roads, every vehicle owner, including petrol, diesel, CNG, and electric vehicles, must at least invest in third-party insurance for their car. However, while it is mandatory to invest in third-party motor insurance, it is always advised to secure your vehicle with comprehensive insurance for your car.

Comprehensive motor insurance will secure your expensive purchase against a host of unpleasant scenarios, such as accidental damage, fire, natural calamities, riots, theft, etc. Without comprehensive insurance for your car, these costs could put a significant dent in your savings.

For the sake of convenience, we at Tata AIG offer the option of buying car insurance online. You will be happy to note that online purchase of our car insurance also comes with the added benefit of discounted premiums.

Moreover, when you buy car insurance online, you can easily compare different policies for an informed purchase. If you already have a Tata AIG car policy, you can even get your car insurance renewal online for a hassle-free and convenient experience.

Wrapping Up

As more and more consumers are transitioning to electric cars, the EV market in India has taken off on an innovative note. Overcoming the historical obstacle of high-priced vehicles, manufacturers have now started to develop more budget-friendly options.

So, if you are a buyer seeking electric cars in India under 10 lakhs, you are spoilt for choice. However, regardless of the vehicle you choose, you must secure your purchase by investing in comprehensive car insurance online.

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