Secure Your Car With The Super Car Insurance Plan!

Believe it or Not! Save upto* 75% on TATA AIG Car Insurance

Secure Your Car With The Super Car Insurance Plan!

Believe it or Not! Save upto* 75% on TATA AIG Car Insurance

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Insure your  Brand New Car
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Car Buying Tips

  • Author :
  • TATA AIG Team
  • Published on :
  • 15/07/2022

While cars have become one of the most important parts of people’s lives, especially people who live in metropolitan cities, most people do not have an idea about what to watch out for when buying a car. However, this has in no way acted as a deterrent for people who want to purchase a car for themselves.

If you are looking to buy a car and are confused after seeing so many models and companies on the market, we have a list of things to check before buying a new car in India. This list will help you sift through the innumerable brands, models, and types available in the market. Thus, you will be able to get the perfect vehicle for yourself with ease.

But, before we get into the list of tips on how to buy a brand new car, it is essential to note that having a motor insurance plan is very important. A third-party motor insurance plan is compulsory as per the rules stated in the Indian Motor Vehicles Act. Also, having insurance for the car will ensure that you are financially secure if an accident takes place on the road.

With Tata AIG, you can pick from three different types of motor insurance plans. You can get comprehensive insurance for the car, third-party motor insurance, or own damage motor insurance. Moreover, you can use the car insurance premium calculator that is there on the website to know the premium that you have to pay for the policy that you choose. Moreover, the car insurance renewal online takes only a few minutes.

Let us proceed with the tips for a new car purchase.

Top Car Buying Tips in India

If you are wondering how to buy a car, here is the car buyers’ guide that will help you:

  • Choose a car on the basis of purpose

If you have a question about how to buy a new car, the first thing that you need to understand is that you need to choose a car based on the purpose of purchase. For example, while some people may need a car to commute to work every day, others are looking for a family car that will help them drive together as a family and take trips to far off places with ease.

So, if you determine the specific characteristics that you need in your car, a new car purchase becomes simpler. For example, if you need more storage in your car, you will look for a car with a larger boot space and strike those cars that do not fulfil this requirement out of your list.

  • Begin your research

Now that you are aware of the specific requirements that you have, the next step that you need to take is to research your ideal car. The first thing that you need to do is research the brands that offer the type of car that you want. For example, if you want a sedan, look for brands that offer just that and shortlist six to seven options online. Also, see the pros and cons that each car has and make a list so that the whole process is streamlined. Also, this will answer your question regarding what to watch out for when buying a car.

While you buy a new car, you must also read the user reviews. These reviews are a clear indication of whether the car performs according to what has been advertised. So take your time with the research, and do not be in a hurry. This is crucial and is one of the top car buying tips in India.

  • Calculate the on-road cost

One of the top things to check before buying a new car in India is the on-road cost of the car. This will help you determine the budget required for buying the car. There are many websites that will help you understand the own road price of the car. In addition, you will get a list of compulsory insurance expenses, state-related charges, road tax, and dealer handling expenses.

But, these expenses might still not be able to help you understand the total cost of the car. So, you also must add extra expenses such as maintenance costs to the total cost of the car. Expensive cars also come with more charges for upkeep. So, in the quest to understand how to buy a brand new car, understanding your budget is also essential. Thus, do not choose a car that you cannot afford to maintain in the long run, say five to ten years.

  • Ask for a test drive

One of the best answers to the question of how to buy a new car is that you need to know whether it actually is suitable for you. The best way of knowing that is to approach a dealership and take a test drive of the vehicle. This will help you determine the on-road performance of the car that you have chosen.

With a test drive, there are many things that you will understand. The first thing is that you will understand whether the car is comfortable for your driving style. It will also help you determine how the car operates and its braking capacity of the car. Also, the functionality of the engine will also be tested. The engine is one of the most important aspects of a car, and it must be tested before the new car is purchased.

  • Check for the right insurance provider

As you know, third-party motor insurance is compulsory, as stated in the Motor Vehicles Act. But, comprehensive car insurance is recommended as it offers all-around protection to the car. Moreover, driving without valid motor insurance will lead to fines. Thus, it is essential to buy the right motor insurance plan.

With Tata AIG, you can buy motor insurance online, and you can even compare plans to know which one suits you. Also, you can visit the network garages and file cashless claims with ease.

Conclusion

All your answers regarding how to buy a car have been answered in this car buyers’ guide. Moreover, it features things to check before buying a new car in India. Before you drive your brand new car on the roads in India, do not forget to buy a valid car insurance policy. So, research the cars that you like, compare their prices, and choose a car that you think is the best one for you.

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