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Believe it or Not! Save upto* 75% on TATA AIG Car Insurance
How to Find Owner Details of Vehicle by Registration Number?
- Author :
- TATA AIG Team
- ●
- Published on :
- 29/09/2021
Gone are the days when tracing a vehicle owner after, say, an accident was an utterly time-consuming endeavour. You may recall the sight or anecdote of a friend or a relative making rounds of their 'Regional Transport Office' and standing in long queues just to ascertain a name with a vehicle registration number - noted down, perhaps, at lightning-fast speed before the perpetrator of a road accident sped off.
With the advent of modern technology and centralised vehicle databases, you can easily determine the particulars of a vehicle owner as long as you have the registration number of the vehicle. Furthermore, your vehicle registration number is linked to all the important documents pertaining to your vehicle, including its 'Registration Certificate', car insurance policy, and your Driver's License. Also, while purchasing offline or online insurance for your car, it is mandatory to enter the vehicle's registration number.
Vehicle Registration Number
A 'Vehicle Registration Number' is a unique identifier for your vehicle that is issued at the time of its registration. Issued by the relevant state 'Regional Transport Office' (RTO), your vehicle's registration number has the following components.
1. The state code: The first two letters of your vehicle's registration number comprise the unique code of the state, for instance, MH for Maharashtra and RJ for Rajasthan.
2. The District code: The next part of a vehicle's registration number contains the sequential code of the relevant district.
3. Unique identifier for the vehicle: The third part of a vehicle's registration number is a unique code for the vehicle.
It is important to note that the registration number of a vehicle is different from its VIN, that is, the Vehicle Identification Number. A vehicle's VIN is assigned by its manufacturer and is unique for every vehicle. Typically, a Vehicle Identification Number is a 17-character alphanumeric code that includes components such as the manufacturer's code, make, model, place of manufacture, and serial number. The last characters of a VIN represent the serial number of a particular vehicle.
In addition to your vehicle's registration number, its VIN can also be utilised to locate important information about it, including its manufacturing details, date of purchase, registration particulars, and car insurance policy.
Here is how you can use the registration number of a vehicle to find the details of its vehicle owner
You can find out the details of the vehicle owner of any registered vehicle in India through VAHAN, which is a national registry for vehicles in the country. With the objective of establishing a centralised database of all the vehicles registered under different RTOs across the country, VAHAN was launched by the Union Ministry for Road Transport and Highways.
As of September 9, 2021, there are a total of 29.22 crore vehicles in India whose records are digitally available on the official website of VAHAN. In order to find out the particulars of the vehicle owner on VAHAN, you must follow the steps mentioned below.
*1. Visit the official website of VAHAN *
The first step for the determination of vehicle details is to visit the official website of VAHAN.
*2. Select the 'Know you Vehicle Details' option *
After opening the website of VAHAN, you must select the option titled 'Know Your Vehicle Details' and enter your mobile number on the following screen to create an account on the portal.
3. Enter the vehicle registration number
Having created an account on the VAHAN website, you can now check the vehicle details of the vehicles whose records are available on the portal. You just need to enter the vehicle's registration number and the database will fetch the required vehicle registration details.
It is important to note that you will only be able to see partial information about the vehicle registration details other than your own for security and privacy reasons. However, you can check all the particulars of your vehicle registration specifics on VAHAN by entering the vehicle registration number.
The Role of Vehicle Registration Number in Car Insurance
The Indian road network is one of the busiest and most accident-prone road networks across the world. With the ever-increasing numbers of road accidents and the resulting injuries and fatalities, it is critical to purchase a suitable four wheeler insurance policy. It is mandatory to purchase at least a third-party car insurance policy for all vehicle owners in the country.
However, it is advisable to opt for an insurance policy for your car that offers extensive coverage against different types of damages. With Tata AIG's excellent range of car insurance policies, you can select an optimal policy for yourself and drive your vehicle with financial security against any untoward incidents on the road.
You can purchase a Tata AIG car insurance policy by visiting our website and choosing a car insurance plan that is in alignment with your insurance requirements and financial budget. It is possible to customise your car insurance policy by the addition of one or more of our 13 car insurance add-on riders.
Your vehicle registration number is connected to its insurance policy. You can check your car's registration number on its registration certificate, the purchase invoice, and your existing car insurance policy. At the time of purchasing online insurance for your car, the first detail you are required to enter is the vehicle registration number. Upon entering the aforementioned information, the Tata AIG database automatically fetches the details of your existing car insurance policy.
Furthermore, your vehicle registration number is required to be submitted even if you are purchasing a car insurance policy through an offline mode. Therefore, a vehicle registration number plays a significant role in the determination of its ownership and insurance particulars.
To sum it up
It is easy to locate the vehicle owner details through its registration number. You can use the extensive database of VAHAN to ascertain the particulars of a vehicle owner in case of accidents or as is necessary. However, you can only check the partial details of vehicles owned by others.
For your own vehicle, you can check the manufacturing, registration, and insurance details on the official website of VAHAN by entering the registration number or the VIN. Therefore, you can easily ascertain whether your car insurance policy is valid or needs to be renewed. It is advisable to ensure that you renew your car insurance policy on a timely basis. You can purchase and renew insurance for your car from Tata AIG here.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.