Check Your Car Insurance Status Online

It is very convenient and easy to check car insurance status, and it helps the insured member know the details of their insurance for four-wheeler. To check the insurance status of your vehicle online, you can visit the website of the Insurance Information Bureau (IIB) or the website of your insurance provider. On either of these platforms, the insured member only needs to add their vehicle registration number and the engine number or chassis number in the relevant fields to check vehicle insurance status online.

You might be encouraged to check car insurance online under two scenarios:

• To view the status of your car insurance policy or
• To check and make a note of the accident history of the insured vehicle

For other occasions, such as checking the renewal date or claim process, you can visit the IIB website that has been curated for a seamless digital experience.

The IIB functions within the purview of the Insurance Regulatory and Development Authority of India (IRDAI) with the purpose of storing and collecting data for the Indian insurance sector. The IRDAI introduced the IIB to streamline the efficient functioning of the country’s insurance sector. As part of its various services, the IIB also enables individuals to check the insurance status of your vehicle online through V-Seva.

Here are the steps to check car insurance policy status through the IIB website:

• Step-1: Visit the official web portal of IIB
• Step-2: Scroll down to the quick links section and click on the V-Seva tab
• Step-3: In the designated fields, input the relevant information such as the name of the vehicle owner, and contact information such as the mobile number and email id. You will also be asked to add the vehicle registration number and other details.
• Step-4: Once you add all the information, you will be prompted to add the captcha code and then hit ‘submit’
• Step-5: The page will then display your car insurance status online

To check vehicle insurance status online, you can also simply add the chassis number and the engine number.

However, before visiting the IIB website to check the status of your car insurance, make sure you adhere to all the guidelines as indicated by the IIB:

• Keep your vehicle registration status handy, as you cannot proceed without this information. As an important note, ensure that you enter the registration number of your vehicle without including any special characters.
• You will only be allowed to check your vehicle's information no longer than three times. You cannot use your mobile number or email id more than thrice to view the relevant car insurance status.
• Since the IIB can take anywhere up to two months to receive the insurance information from your chosen insurance provider, it might be a little difficult to find the information on this portal for new vehicles. Additionally, during new policy issuance, insurance providers only give the chassis and engine numbers to IIB.
• The information can only be procured for vehicles that have been insured after 1st April 2020

The e-services via VAHAN have made it easy to access all vehicle registration details to individuals and regulators alike. Since the VAHAN website captures all the information regulated by the Motor Vehicles Act, it becomes easy to retrieve information about insurance for four-wheelers through this website.

Here are the steps to check car insurance status through the VAHAN website:

• Step-1: Visit the official VAHAN website and click on the tab that reads “know your vehicle details”
• Step-2: You will be redirected to a page that will ask you to input your car information, such as your registration number, followed by a verification code
• Step-3: The screen will then display a “search vehicle” option, and you will have to click on it
• Step-4: The screen will then showcase the vehicle’s details, making it easy to check car insurance online

With these two methods, it becomes extremely easy to check the status of insurance for 4-wheeler online. In addition to these aforementioned methods, you can even speak with your insurance provider or visit their website to determine the status of your car insurance policy. Alternatively, those who find the online process challenging and struggle with knowing how to check car insurance

online can even explore the offline route. However, the offline method can be both cumbersome and time-consuming. To check car insurance status offline, you must visit the RTO office and help them with your vehicle registration number.

Car insurance is the financial protector that stands between you and an unfortunate road eventuality. Therefore, it is advised to undertake a careful analysis of your insurance requirements before investing in a car insurance policy. To determine the premium payable, you can use the free car insurance calculator by Tata AIG to find a suitable and reasonable policy that is tailor-made for your needs.

The transition to digitisation has enhanced convenience for insurance seekers. Not only can prospective buyers invest in a cover of their choice online but also compare different policies for an informed decision. As an encouraging move, the IRDAI has also enabled insurance holders to check car insurance status online in a convenient and safe manner.