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Section 184 of Motor Vehicle Act

  • Author :
  • TATA AIG Team
  • Published on :
  • 02/08/2022

Due to the inconsiderate driving behaviour of many Indians, several cases of road accidents are reported over the country. It is shocking to know that in 2019, road accident deaths comprised around 43% of the deaths in India. Due to a lack of discipline in road users despite strong laws already in place, the government decided to change several provisions of the Motor Vehicle Act in 2019. What are the new changes made under the law, and how do they differ from previous rules? Read ahead to know.

Motor Vehicle Act, 1988

The Motor Vehicle Act 1988 came into being to provide guidelines for traffic management along with punishments and penalties for violations. The act covers all types of motor vehicles and provides detailed guidelines for every aspect of road traffic management. It includes licensing provisions, registration of the motor vehicles, traffic management, motor insurance, liabilities, penalties involved in violations, etc.

Despite in-depth guidelines on-road behaviour, many Indians are found to violate the rules now and then. Rash driving, jumping signals, drivers busy on phones, and overtaking are some common scenarios on the road. Therefore, to ensure discipline and strict adherence to the traffic rules, the Government of India brought necessary changes to the act. Many sections of the Motor Vehicle Act were altered along with Section 184. Find out what is Section 184 and what changes have been introduced.

What is Section 184 of the Motor Vehicle Act, 1988?

Section 184 of the motor vehicle act primarily deals with “dangerous driving”. According to the Section 184 mv act fine, if you are found driving over the speed limits causing danger or distress to the lives of nearby road users, you will have to pay a fine of not less than ₹1000.

Moreover, the act prescribes a punishment of not less than 6 months if you endanger the lives of other road users. If you repeat the offence within three years of the initial offence, you may be punished for a term extended up to 2 years or a fine that can be extended to ₹2000 or both. Section 184 also takes into account the geographical location of the vehicle, weather conditions and the traffic situation at the time of the offence.

Though the section 184 mv act had been introduced since the act came into force, the blatant violations of the rules made the government bring stricter penalties and punishments. Here are the changes made under the 2019 amendment to the section 184 mv act where you can be fined up to ₹10,000 for the following violations:

  • Jumping red light signals
  • Using mobile phones or any other handheld device while driving
  • Not stopping when asked by the traffic authorities
  • Overtaking of vehicles in the wrong manner
  • Driving contrary to the traffic flow
  • Reckless driving endangering the lives of the driver and others

Under the new changes, section 184 mv act fine amount for speeding or racing your motor vehicle may cost up to ₹5000 initially, which can extend up to ₹10000 or more for subsequent offences. Moreover, the punishment has been extended up to a year if you are seen violating the rules under the section.

Now you know about section 184 of the motor vehicle act and the new changes introduced. Remember, the rules and laws have been enacted by the government for the safety of all road users. So, make sure you follow them strictly to ensure the safety of your life and others.

What Does the Motor Vehicle Act Say About Motor Insurance?

According to the Motor Vehicle Act, 1988, a third-party motor insurance policy is mandatory to drive on roads. Sections 145 to 164 of the Motor Vehicle Act deal with insurance provisions under which no person should drive a motor vehicle in a public place without third-party liability cover.

What is Third-Party Motor Insurance?

Third-party motor insurance is an insurance policy that provides coverage against the claim of the third party in an accident. Under the policy, you are the first party, the second party is the insurance company, and the third party is the owner of the vehicle who suffers vehicle damage or injury caused by your fault.

Under the third-party motor insurance policy, the insurer provides coverage for the losses to the third party only. The policy does not cover any loss to you or your vehicle due to an accident, theft, vandalism, natural disaster, etc. So, while driving your vehicle on the road, ensure you have the mandatory third-party cover. You can face serious consequences if you do not have one.


Apart from third-party motor insurance, you can consider buying other insurance plans for your motor vehicle to protect it in every possible manner. As discussed, third-party insurance covers only third-party losses. The insurance policy fails to provide for your losses and injuries if your car meets with an accident or other mishap. To protect your car and yourself, you should buy standalone own-damage car insurance or comprehensive insurance for your car.

Tata AIG offers a wide range of motor insurance policies that best suits your needs. You can also choose among the several add-on coverages to protect your car from different threats. On our website, you can do your car insurance renewal online with a few clicks. So, buy appropriate motor insurance for your vehicle from Tata AIG now!

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