5 Most Common Health Insurance Myths Debunked

We live with a head full of myths, which prevents us from making the right decision. When it comes to health, it should be our number one priority. We often tend to ignore and have a laid back attitude on health insurance. Breaking down the most common health insurance myths, to help you lead a healthy and happier life!

##Myth 1: You don’t need insurance if you’re young & healthy

Fact: Medical emergencies tend to show up unexpectedly. While you can’t really avoid them, you can be better prepared to face them. Moreover, you get pay less premium when you are young and healthy. You also get coverage for a longer period of time.

##Myth 2: You get paid only on hospitalisation

Fact: Tata AIG MediCare (UIN: TATHLIP18004V011819) provides compensation for pre and post hospitalisation medical expenses, domiciliary treatment, day care procedures, organ donor expenses, ambulance cover and compassionate travel along with several other benefits.

##Myth 3: Your employer’s health insurance is enough

Fact: Employer health insurance is very limited and ends with the employment. That leaves you unprotected for the period between jobs. It’s good to think ahead and start investing in a good health insurance plan for yourself and your loved ones. With Tata AIG MediCare, (UIN: TATHLIP18004V011819) you are assured of your well-being always.

##Myth 4: Buying insurance online is risky

Fact: Insurance from official website and mobile portals are completely safe and a lot more convenient. Make sure you read the terms & conditions of the product carefully as you would for offline purchase.

##Myth 5: Ayurvedic treatments are not covered

Fact: Certain insurance policies cover ayurvedic benefits too. Tata AIG MediCare (UIN: TATHLIP18004V011819) is one such kind which covers Ayurvedic, Homeopathic, Unani and even Siddha treatments taken at a government recognised institution.