"PMJAY (BIS) Beneficiary Identification System: Login , Benefits and Eligibility"

  • Author :
  • TATA AIG Team
  • Published on :
  • 29/01/2024

The government of India is constantly on the lookout for improving healthcare facilities for the citizens of the country, especially low-income earners.

In light of this, a new scheme was introduced in September 2018 called the Pradhan Mantri Jan Arogya Yojana (PMJAY), also called Ayushman Bharat.

However, due to the multiple benefits and medical support offered to the citizens, the clear identification of beneficiaries became a big challenge for the government.

To address this issue and ensure convenience, an NHA BIS portal was launched soon after to increase the efficiency of the healthcare system under this scheme.

What is BIS PMJAY?

PMJAY is a health insurance scheme launched by the government of India. For centralised monitoring of all beneficiaries under the PMJAY scheme, the PMJAY beneficiary portal was introduced.

With the help of the BIS Ayushman online system, all individuals and family members in need of a PMJAY health insurance plan are required to register and verify their eligibility in order to receive financial support.

Post-verification, the eligible individuals receive the Ayushman Bharat Card or e-card to benefit from complete access to all the perks of the PMJAY scheme.

How to Login into the PMJAY Beneficiary Identification System?

To complete the PMJAY BIS login, follow the steps mentioned below.

  • Go to the official website of PMJAY, authorised by the government of India.

  • The beneficiary PMJAY login page will open on your screen.

  • Enter your mobile number followed by the captcha code.

  • Click on “Validate” to proceed.

  • Now, a new window will open. Click on “Generate OTP”.

  • Enter the OTP shared on your registered mobile number to complete your login into the online portal.

  • After logging in, you can choose what service is required.

Top Benefits of PMJAY BIS

The PMJAY scheme is an inclusive health insurance plan that offers numerous benefits to all eligible beneficiaries. These benefits promise a safe financial future for them in times of medical emergencies.

Here are the top benefits.

Increased Healthcare Accessibility - One of the prime benefits of the PMJAY scheme is increased access to healthcare facilities for the less fortunate. This helps them ensure a healthier population and guarantee citizens’ well-being without them getting drained in medical expenses.

Wide Network of Hospitals - All the beneficiaries registered on the portal can benefit from a vast network of authorised hospitals, ensuring efficient and on-time treatments.

Paperless Procedure - With the ease and convenience of completing and managing beneficiary profiles online via the NHA BIS portal, there is no need for physical documentation and forms. Everything can now be done via paperless methods.

Cashless Treatments - This scheme offers cashless treatments to all beneficiaries, reducing the burden of immediate payments against medical treatments and other expenses for health and well-being.

E-Card Benefit - The convenience of an e-card for identification and verification at any of the network hospitals allows faster availability of any healthcare service.

Eligibility Criteria

The eligibility criteria of all individuals is a vital verification aspect of completing the BIS PMJAY Gov registration process. The eligibility differs for rural and urban areas.

Here is all you need to know.

PMJAY Eligibility for Rural Areas

  • Any family without a male member between the ages of 16 to 59.

  • All families that reside in a one-bedroom house without decent walls and ceilings.

  • Casual labourers without lands, beggars, and other similar worker categories.

  • Any household enrolled in the RSBY (Rashtriya Swasthya Bima Yojana).

  • All households of the scheduled tribe or cast.

  • Any family with one physically disabled member or without any adult member who is not disabled.

PMJAY Eligibility for Urban Areas

  • Any household enrolled in the RSBY (Rashtriya Swasthya Bima Yojana).

  • Painters, masons, welders, carpenters, electricians, and other construction workers.

  • Drivers, helpers, cart pullers, conductors, and other transport workers.

  • All domestic help like maids, security guards, sweepers, gardeners, etc.

  • Small tailors, artisans, peons, delivery boys, servers, etc.

  • All types of repair workers, like plumbers, mechanics, handypersons, etc.

  • All street workers who work on a payment-to-payment basis.

  • Any household enrolled in the RSBY (Rashtriya Swasthya Bima Yojana).

Role of Medical Insurance in India

The PMJAY scheme has detailed eligibility criteria to ensure that economically disadvantaged families can benefit from financial assistance during emergencies.

However, even for the rest of the citizens of the country who are not eligible for this scheme, investing in a health insurance plan is highly beneficial.

A medical insurance plan provides you with a financial safety net to reduce your out-of-pocket expenses in times of emergencies and other medical circumstances.

Tata AIG offers comprehensive health insurance plans to ensure you receive desired financial coverage based on specific needs. Additionally, you can also customise your plan with a range of add-ons to increase coverage for specific requirements.

Before purchasing a health insurance plan, you can assess the different plans we offer and compare health insurance premiums to find the one that fits your needs the best.


The Indian Government has constantly introduced various schemes and plans to ensure the population of India does not face disparity when it comes to the basic requirements of healthcare, water, working opportunities, etc.

With the launch of the PMJAY Beneficiary Identification System, the hassle of monitoring eligibility and registration procedures and providing proper medical coverage for the ones in need has been reduced significantly.

Moreover, it promotes digitisation, allowing people of all income groups to experience increased efficiency due to paperless and cashless facilities.


What services can be availed after logging into the BMS portal?

Once you complete the login, you can search for beneficiaries, add more members, approve or reject beneficiaries, print the e-card for any state, and complete any requirements for pending beneficiaries.

What documents are required for PMJAY registration?

To complete registration, you require an Aadhaar card or PAN card, income certificate, caste certificate, correct contact details, and a document proving your current family status.

What is the fee for registering on the PMJAY beneficiary portal?

There are no fees to register on the PMJAY BIS portal. The main aim of this scheme is to promote paperless flexibility and cashless treatments around the country.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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