How Health Insurance Works!
How Health Insurance Works!
##How Health Insurance Works!
Wouldn’t it be amazing if your health insurance policy did more than just cover you in case of medical emergencies? Well, it does. There are multiple ways in which your health insurance policy actually encourages you to lead a healthier lifestyle.
Wondering how? Let’s see!
##It Urges You to Undergo Health Check-ups
Getting regular health check-ups is key to leading a good life and one of the many ways in which health insurance helps you stay healthy is by covering these expensive health check-ups. Where on the one hand, without insurance you may think twice before getting an expensive check-up up done, with insurance, all you need to do is choose the partner hospital. Once you get insured, depending on your policy, you can avail the health check-up benefit after 1, 2, or 4 years of continuous, claim-free renewal.
Tata AIG MediCare (UIN:TATHLIP18004V011819) covers expenses of Preventive Health Check-ups for upto Rs 10,000. This benefit is payable after every two years of claim-free renewal and has a separate limit beyond the sum insured. What’s even better is that it doesn’t affect your cumulative bonus either.
##It Helps You Opt for Preventive Services
Your health insurance policy also covers various preventive health care services such as Vaccination Cover which covers expensive vaccinations such as anti-rabies, HPV, Hepatitis B and Typhoid. Taking these preventive measures can go a long way in ensuring your health and well-being.
While most health insurance policies have Vaccination Cover as an add-on, Tata AIG MediCare provides the cover as a part of its unique No Compromise features, so you don’t have to purchase it separately.
Along with this, you can avail the Anti-rabies and Typhoid vaccines without a waiting period, while the HPV and Hepatitis B vaccines can be availed after two years of continuous coverage.
##It Motivates You to Make Healthy Choices
In an era where you’re surrounded by unhealthy options like processed foods, desk jobs, and hectic schedules, we could all use some valid reasons to make healthy choices. Insurance providers do this by offering No Claim Bonus (NCB) for each claim-free year. So, if you stay healthy and avoid getting hospitalised, you get all the benefits of the health insurance but at a reduced premium the next year.
Health insurance is not just for your financial security. Given these points, it’s also for your health and well-being in the long term.
With Tata AIG MediCare (UIN: TATHLIP18004V011819), we strive to help all our customers maintain a healthy lifestyle and provide a range of unique features such as global cover, bariatric surgery and many more so that you have a happy insured life.
After all, health is wealth!
To know more, Call Toll Free No: 1800 266 1363