How To Avail Medical Treatment Outside India?
- Author :
- TATA AIG Team
- Published on :
With advances in medical sciences and technology, treatment options have also become more better with time, both in India and abroad.
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How to Avail Medical Treatment Outside India?
While you want to give your loved ones the best possible health care, expensive treatments abroad make it a tough choice.
An increasingly larger number of people have been travelling abroad to receive appropriate treatment but end up burning a hole in their pockets. A comprehensive health insurance plan that covers overseas treatments and travel expenses becomes a necessity at such critical time.
With Tata AIG MediCare (UIN: TATHLIP18004V011819) health insurance policy, you have an opportunity to choose the best treatment in the world, without having to worry about its financing.
How it Helps
When it comes to your health, it’s always better to think ahead. Rather than compromising on your future, choose a Click here to buy health insurance policy that protects your family, both, within and outside India. MediCare offers Global Cover as a part of its unique features. It pays for Inpatient and Day Care hospitalisation for the insured person outside India. Though this benefit is valid only when the health condition is diagnosed in India, and you can only use your cumulative bonus and the sum insured. Restore benefit will not be applicable.
We all need our close family members by our side when undergoing serious treatments. Not only does it give us hope, but also the moral support to get better soon.
Bearing this in mind, Tata AIG MediCare gives you the Compassionate Travel feature.
Under this, a family member gets an economy class round trip ticket, or a first-class railway ticket reimbursed. This helps you have your family member by your side during the hospital stay.
Things to Keep in Mind
Before you buy a Medicare policy for your overseas treatment, it is important to take note of the fine print in your plan. For instance, claims within 30 days of the policy aren’t covered unless it is an accident. Also, there is a waiting period of 24 months from the commencement date for surgeries, treatments and 36 months waiting period for pre-existing diseases. You can renew your policy for lifetime. However, your premium rates may be subject to change with change in age. For those who are buying Tata AIG MediCare health insurance plan for the first time, you can also avail the free look period wherein you have 15 days to review the policy and cancel it if required.
Once your policy is applicable and you’ve finalised where you’ll be receiving the treatment, it’s time to get all the documents ready. Make sure you have:
- You and your attendant’s passport and visa
- Proof of relationship with attendant
- All your medical reports and documents arranged and filed
- Proof of residential address
- Your health insurance policy
- Recommendation from your Indian doctor to visit a particular centre for the specific treatment
- A file with photocopies of all documents
- Remember that some countries have a specific medical visa so make sure you do proper research.
We do everything in our power to keep our loved ones healthy and happy. By investing in the right health insurance policy, you can also assure the best possible care for your family.
Tata AIG MediCare (UIN: TATHLIP18004V011819) health insurance policy ensures zero compromises on your health.
Think ahead and make a smart choice!
To know more, Call Toll Free No: 1800 266 7780
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.