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Ayushman Card Download: How To Download Ayushman Card Online

  • Author :
  • TATA AIG Team
  • Published on :
  • 29/01/2024
  • 2 min read

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, also known as (PM-JAY) was launched by the Indian government in order to provide universal healthcare and financial safety to all citizens.

At the heart of this innovative healthcare plan is the Ayushman Card, a critical component that allows citizens to access a variety of medical services and treatments.

This comprehensive health card aims to give financial security and high-quality medical care to more than 100 million underprivileged families.

Continue reading to learn about the PM-JAY card download and what you need to know about the Ayushman card online.

What is an Ayushman Card?

Ayushman Bharat, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a health insurance program for low-income people. The annual health coverage supplied is ₹5 lakh per family, with a monthly premium of ₹30.

The Ayushman card is essentially an E-card that can be used as proof of insurance to claim healthcare benefits under the PM-JAY scheme. You can download this card and perform your Ayushman card check online. It is also called a ‘Golden Card’ in many states.

The main goal of the Ayushman Bharat Yojana is to achieve universal health coverage (UHC) in India. The scheme covers hospitalisation costs, including pre- and post-hospitalisation care (recovery and follow-up therapy), as well as several other medical expenses.

The Pradhan Mantri Jan Arogya Yojana (PM-JAY) and Health and Wellness Centres (HWC) are two facets of the Ayushman Bharat scheme.

To guarantee that individuals obtain better healthcare, 150,000 HWCs have been established. These HWCs are updated versions of previous schemes, such as Primary Health Centres and Sub-Centers.

Golden Card Download: Steps to Download Your Ayushman Card Online

The Ayushman Bharat Yojana initiative is paperless and cashless. Beneficiaries can use the "Ayushman Bharat Yojana Card" for all health-related transactions. The card is valid for use at all network hospitals participating in the initiative.

Here is how Ayushman Bharat health card download can be done easily:

Step 1: Go to the official website of the National Health Authority. Go to menu → Portals → Beneficiary Identification System (BIS).

Step 2: Login by using a registered mobile number.

Step 3: Enter the 'Captcha Code' provided to generate the OTP.

Step 4: Select the HHD code and deliver it to the Common Service Centre (CSC). The CSC will verify the HHD code and other details.

Step 5: Once your details have been verified, you can proceed to download your golden card in PDF form.

Note: The ayushman card download pdf by mobile number can easily be done by using your registered contact number. Ensure that your number is linked to your Ayushman Bharat account for a seamless process.

Importance of Ayushman Card

Financial Protection: The Ayushman card acts as a shield against the financial burden associated with medical treatments. By providing insurance coverage, it ensures that beneficiaries do not have to bear the entire cost of healthcare services, reducing the risk of impoverishment due to medical expenses.

Access to Quality Healthcare: Once they have their PM-JAY card downloaded, beneficiaries gain access to a vast network of empaneled hospitals and healthcare providers. This not only enhances the availability of medical services but also ensures that individuals receive quality healthcare, regardless of their socio-economic status.

Focus on Preventive Healthcare: The Ayushman Bharat PM-JAY scheme encourages preventive healthcare by offering free health check-ups to beneficiaries. Regular health check-ups can aid in the early detection of illness, promoting a healthier population and reducing the overall healthcare burden.

Benefits of Ayushman Card

Cashless Treatment: Ayushman Cardholders can avail of cashless treatment at any of the empanelled hospitals, eliminating the need for upfront payments. This will ensure timely access to medical care without the worry of arranging funds during emergencies.

Coverage for Pre-Existing Conditions: The Ayushman Bharat PM-JAY scheme breaks the barrier of exclusion for individuals with pre-existing conditions. Coverage begins from day one, ensuring that those with existing health concerns receive the necessary medical attention.

Wide Range of Covered Procedures: The Ayushman Card covers a diverse range of medical procedures, including hospitalisation, surgeries, daycare procedures, diagnostic services, and more. This extensive coverage enhances the accessibility of essential healthcare services.

Maternity and Neonatal Care: Pregnant women and newborns are beneficiaries of comprehensive coverage, encompassing maternity-related expenses and neonatal care. This ensures that both mother and child receive necessary medical attention during and after childbirth.

Transparent and Paperless Process: The procedure of obtaining benefits using the Ayushman Card is intended to be clear and paperless, and it may be done digitally via phone and tablet as well. This simplifies the overall healthcare experience for beneficiaries and reduces administrative difficulties.

Hence, it is highly recommended that you go through the Ayushman card download process to ensure you have it on hand.

Also read: The Ayushman card eligibility check for the PM-JAY?

Secure Your Health with Tata AIG

The Ayushman Bharat Card offers a plethora of medical insurance benefits at a minimal cost.

However, if you fall under the category of those not eligible for this healthcare scheme, you can always opt to secure yourself and your family by buying health insurance plans from private insurers like us at Tata AIG.

By partnering with us, you can enjoy the benefits of a health insurance plan that can help cater to your unique medical needs.


The Ayushman Bharat card contributes towards making healthcare more inclusive and accessible to a broader section of the population. Government initiatives like the Ayushman Bharat help to embody a holistic approach to health security, promoting a healthier and more resilient society.

So don't wait any longer and get your Ayushman Bharat health card downloaded. If not, you can always get a health insurance plan from Tata AIG today for a healthier future!

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