Pradhan Mantri Yojana for Pregnancy (PMMVY)

The PMMVY scheme is based loosely on PM Modi’s scheme for the worship of the mother. The PMMVY was launched in the year 2017 for the provision of compensation to women who lose their jobs due to their pregnancy. The scheme aims to improve nutrition among pregnant women and lactating mothers.

This scheme aims to ensure that a compensation of 5000 is provided to pregnant women with their first child in India. The eligibility criteria for the PMMVY scheme are mentioned below.

• The woman must be an Indian citizen.
• The pregnant woman must be employed in any profession before she conceives her child.
• The child must be conceived on or after 1st January 2017.
• The pregnant woman is not a part of any other maternity scheme of the government.
• The woman has lost her job because of the pregnancy.

• The average woman in India is undernourished due to the rampant poverty in the country. Thus, the government has schemes to ensure that children and women get basic nutrition. The PMMVY scheme is also a step in that direction.

Some of the features and objectives of the Pradhan Mantri Matru Vandana Yojana are

• The main aim of the scheme is to provide monetary compensation to lactating mothers and pregnant women who have lost their jobs and experiencing a loss of wages due to the pregnancy.

• The pregnancy months of the women require them to get extra nutrition to keep themselves and the baby healthy and deliver a healthy baby.

• The cash compensation is given to the pregnant woman in three separate instalments to ensure that the woman at least gets the basic nutrition to sustain her pregnancy.

The major benefits of the Pradhan Mantri Matru Vandana Yojana are

**Monetary advantages **

The table below details the compensation that pregnant women can get depending on the time they file the claim.

Lactating mothers and pregnant ladies require additional nutrition to sustain the pregnancy. They require a minimum of 200 calories in excess of the normal daily requirements of a woman, depending on her weight and height. Moreover, the newborn baby requires breastmilk for at least 180 days. To breastfeed, the woman also requires the necessary nutrition. Only then she can produce enough milk to feed her baby. Thus, the scheme helps women to get proper nutrition to ensure they and their babies are healthy.

If you wish to apply to PMMVY online, you need the credentials of the scheme facilitator. You can complete the PMMVY online process through the Common Application Software. Here are the steps you need to take:

1. Go to the link and then log in with the help of the email id and the right password.
2. If you are using the login credentials for the first time, the system will prompt you to change your current password. After you enter the system with the new password, you will be navigated to the list of beneficiaries. You need to click on ‘New Beneficiary’ to create another beneficiary.

The documents that you need to submit include

a. Aadhaar number b. Aadhaar enrollment ID c. Any photo ID – UT Admin or State Government d. Any required documents that are specified as per the UT Admin or State Government e. Identity certificate with photograph to the Gazetted Officer f. Driving licence g. Bank Passbook with photo h. Health Card provided by Government hospital or PSU i. Employee ID – PSUs or GOI j. Job Card MGNREGS k. Kissan Passbook l. Passport m. PAN Card n. Ration Card

3. Voter ID Card
4. Now, add all the required details of the scheme beneficiary, including the category, ID proof, name, address, LMP date, number of children of the beneficiary, date of pregnancy registration, etc., in the provided fields.
5. Add all the details to receive the instalments.
6. The scheme beneficiary can also claim the remaining monetary benefits later by submitting all the required documents.

To get yourself registered under the PMMVY scheme offline, you can contact the ASHA workers and Anganwadi workers. They will guide you through each and every step of the enrolment process and the documents required to get the instalments.

The status of the PMMVY can be checked with the help of the web portal. The credentials of the person who has been authorised are required for the login process. The scheme card might be necessary to get the status of the PMMVY online. Another way to check the status is by using a personal ID number like a PAN card or the Aadhaar card of the beneficiary.

The beneficiary under the scheme will get the monetary benefits until the woman's pregnancy is active. Since the benefits are paid in three different instalments, the woman will get at least two of the instalments in the unfortunate case of a stillbirth. The date the miscarriage takes place will decide whether the woman receives the monetary compensation or not.

Pregnancy and childbirth are two of the main stages in a woman's life. In these stages, the woman needs optimum care, nutrition, and comfort. Due to the high rate of poverty in the country, women are cannot get the required nourishment at the time of pregnancy which can lead to many complications. The PMMVY is a great step to ensure that pregnant women get the required nutrition and care in this delicate phase of life.

One of the major ways to ensure that you are financially secure when a medical emergency arises is to have a medical insurance plan. Under the benefits of health insurance, pregnancy and childbirth-related medical emergencies are also covered.

Tata AIG offers lucrative medical insurance plans at affordable premiums. You can go to the website and buy health insurance online efficiently and hassle-free. Moreover, you can also compare plans and choose the one that you think is suitable for you. You can also read the inclusions and exclusions of the plan to understand all the details.