Pradhan Mantri Yojana for Pregnancy (PMMVY)

Pradhan Mantri Maru Vandana Yojana, or PMMVY, is an initiative by the government of India for pregnant and breastfeeding mothers. It provides them with a monetary assistance of ₹5,000 for maternal and child healthcare requirements. The incentive is provided to the first-born child of a family.

This scheme aims to ensure that pregnant women in India with their first child receive compensation of ₹5000. The eligibility criteria for the PMMVY scheme are mentioned below.

• The woman must be an Indian citizen.

• The pregnant woman must be employed in any profession before she conceived her child.

• The child must be conceived on or after 1st January 2017.

• This scheme benefits pregnant or breastfeeding mothers who are not employees of businesses offering comparable services, Public Sector Undertakings (PSUs) and regular state and central government employees.

Also Read: Sukanya Samriddhi Yojana (SSY): Eligibility and Benefits

PM Yojana for pregnant ladies includes these salient features that beneficiaries should be aware of.

• Pregnant and breastfeeding women are to be provided with monetary benefits of ₹5,000 in three instalments. It is provided for the family’s first live birth of a child. Moreover, they must meet specific requirements related to maternal and child health.

• Beneficiaries must register with the nearest Anganwadi Center (AWC) of the Department of Women and Child Development.

• An Aadhar and account-based DBT phenomenon, PMMVY remittance to beneficiaries, is handled through a web-based MIS software application that is centrally installed and connected to the PFMS portal.

• If the beneficiary applicant meets all the eligibility criteria, they can apply for the program within 730 days of the end of their last period. The LMP recorded on the MCP card will indicate the date of pregnancy.

• If the beneficiary wants to submit a claim for the third payment instalment under the system but the LMP date is not shown on the MCP card, the claim should be made within 460 days after childbirth; otherwise, no claim will be considered.

• After institutional delivery, the beneficiary will receive the remaining incentive as per authorised standards toward the Janani Suraksha Yojana maternity benefit, up to a maximum of ₹6,000.

Beneficiaries can get both monetary and nutritional benefits under the PM Yojana for pregnant ladies.

Monetary Benefit

Also Read: 10 Major Benefits of Ayushman Bharat Yojana

Nutritional Benefits

Pregnant and breastfeeding mothers must take care of themselves and consume the necessary vitamins and minerals for their bodies and their babies. The World Health Organisation advises that babies should only be breastfed for the first six months of their lives. This can only be ensured when mothers consume enough nutritious food.

Under the Pradhan Mantri Matru Vandana Yojana, every pregnant woman is entitled to get free meals during her pregnancy and for six months after childbirth through Anganwadi. This ensures sufficient nutrition and a healthy diet for pregnant women and nursing mothers.

Also Read: Amma Two-Wheeler Scheme: Eligibility and Benefits

There are two ways pregnant ladies can apply for Pradhan Mantri Yojana. These are online and offline methods.

Online Method To Apply For PMMVY

Step 1 Go to Pradhan Mantri Matru Vandana Yojana website.

Step 2 If you are using login credentials for the first time, the portal will instruct you to change your password. After changing the password, you will be taken to the Beneficiary list.

Step 3 To add a new beneficiary, click on “New Beneficiary.” Then, you will be asked to present any of the documents listed on-site.

Step 4 Next, complete the PMMVY registration by filling in the beneficiary's requested details. These include their name, category, ID proof number, pregnancy registration date, registration date under PMMVY, etc.

Step 5 Enter the bank account details of the account in which you will be receiving installments.

Step 6 The beneficiary can get the next installments by submitting the documents.

Offline Method To Apply For PMMVY

Step 1 You need to visit your nearest Anganwadi Center or government-approved health facility that implements PMMVY.

Step 2 Obtain the application from the Anganwadi Center.

Step 3 Complete the application form with the requested details, such as name, husband’s information, mobile number, LMP date, bank details, etc.

Step 4 Apply to a supervisor, who will verify all the provided information.

Step 5 Once the verification is completed, you will receive an acknowledgement letter from an Anganwadi Worker (AWW), Auxiliary Nurse and Midwife or Accredited Social Health Activist (ASHA). This letter confirms that your PMMVY registration is complete.

Also Read Mukhyamantri Swasthya Bima Yojana (MSBY)

Here are the documents required to get the benefits of PPVY Yojana and get installments.

• Documents for the First Installment:** a copy of the MCP card, a completed Form 1A, a copy of the bank or post office account statement and a copy of the identity card. The documents must be submitted within 150 days of the last menstruation date.

• Documents for the Second Installment:** The application requires a copy of the MCP card and a completed Form 1B. These documents must be submitted within 180 days of the latest measurement day.

• Documents for the Third Installment:** MCP card copy, Aadhar card copy, copy of child’s birth certificate after registration and completed application Form 1C.

• Visit the Pradhan Mantri Matru Vandana Yojana website and log in using authorised credentials.

• Keep the PMMVY scheme detail card to check the beneficiary status.

• An alternate method is to use the beneficiary’s personal identification number, which includes an Aadhar card or PAN card. This information can be used to check installment payments, claims, and other details.

There is no need to download the PMMVY scheme card. The beneficiary can use their unique ID mentioned on the MCP card. The MCP card records all the details of check-ups related to pregnancy. Families can also use this card to educate themselves about institutional deliveries. Moreover, the card serves as proof of identification.

The MCP card contains several positive images. These images help mothers and families stay informed about nutritional needs and important pregnancy milestones.

Also Read: Mukhyamantri Chiranjeevi Swasthya Yojana

In case of any technical issues, you can contact us at any of the following helpline numbers.

Pradhan Mantri Matru Vandana Yojana Helpline Numbers: 011 – 23380329 and 011-23382393

The scheme's beneficiary will receive monetary benefits until the woman's pregnancy is active. Since the benefits are paid in three installments, the woman will receive at least two of them in the unfortunate case of a stillbirth. The date the miscarriage occurs will decide whether the woman receives monetary compensation.

The Pradhan Mantri Yojana for pregnant ladies is a great government initiative to support women and families from weaker sections. It allows them to access better healthcare services during sensitive times like pregnancy.

Such schemes make people aware of how important it is to have financial support from the best health insurance policy. Medical insurance helps you get necessary healthcare services on time. It includes cashless hospitalisation benefits, critical illness cover, consumables cover and OPD cover.

TATA AIG mediclaim policy is the best option for you to safeguard yourself against rising medical costs. Moreover, our health insurance plan has maternity and newborn cover, pre and post-hospitalisation cover, add-ons for flexible coverage and 24/7 assistance during emergencies.

Also Read: Government Health Insurance Schemes in India

How to claim 6000 rupees for pregnancy?

A pregnant or breastfeeding mother can get ₹6,000 if their second child is a girl. The amount is paid in a single instalment after childbirth and 14 weeks of universal immunisation.

Is pregnancy covered under PMJAY?**

Yes, pregnancy- and childbirth-related expenses are covered under PMJAY, also known as Ayushman Bharat Yojana. This includes hospitalisation, pre-and post-natal care, and newborn care.

Who is not eligible for PMMVY?

Pregnant or breastfeeding women receiving similar services under the central government, Public Sector Undertakings and State Governments are not eligible for PMMVY.

Can I apply for PMMVY after delivery?

Yes, an eligible woman can apply for PMMVY benefits within 270 of delivery of their child.

What is Pradhan Mantri Awas Yojana for pregnancy?

Pradhan Mantri Awas Yojana for pregnancy is another name of PMMVY that provides financial incentives to eligible expectant mothers.