Suffering from stress and hypertension? Here’s why you need health insurance
- Author :
- TATA AIG Team
- Published on :
The urban lifestyle and work stress can result in the neglect of things which are most important, especially our health. One of the silent afflictions of metropolitan India is hypertension.
What the Research Says
Hypertension can exponentially increase the risk of various cardiovascular problems like coronary artery disease, heart failure, stroke, peripheral vascular disease, and more. It can also cause loss of vision, chronic kidney disease, and dementia.
A study conducted by researchers at Harvard University analysed health data from 1.3 million adults across India between 2012 and 2014 and found surprisingly high rates of hypertension among young adults.
Hypertension among young adults in India is higher than previous estimations and outstrips Central and Eastern Europe. Overall, the prevalence of hypertension is 20% among women and 24.5% among men, according to the research. A staggering 12.1% of young Indians in the age group of 18-25 years are suffering from hypertension. These numbers are expected to rise as India’s population ages and further urbanises.
The diagnosis may be straightforward, but symptoms usually go unnoticed due to lack of awareness and irregular medical check-ups. As a preventive measure, you can pro-actively build in an exercise regimen and manage your weight. Eat healthy foods with lots of fruits and vegetables, cut back on salt and sugar, and look to strike a good work-life balance.
One should have health insurance anyway to take care of unforeseen medical expenses in the event of hospitalisation. Once a tragedy strikes, managing medical costs can become very challenging for anyone.
How Health Insurance Can Help
Tata AIG General Insurance Company Limited has over eight specially designed health insurance plans to choose from, along with a network of 3000+ hospitals where cashless facility can be availed.
Depending on the plan you choose from, you can get an all-inclusive coverage, with everything right from doctors’ fees, expensive medicines, hospitalisation charges, diagnostic tests, ambulance, ICU admission, minor and major surgeries, post hospitalisation benefits, maternity, OPD expenses, etc. Should the need be, we also offer global health cover in our health plans.
Other than being ready for a contingency, investing early in a health plan can considerably reduce premium costs. It is important to consider that for any pre-existing diseases, there will be a waiting period of at least two to four years depending on the plan selected. If you get on a health plan early, you will be able to cover your waiting period comfortably before the need for major hospitalisation occurs.
The features and benefits of all Tata AIG General Insurance Company Limited health insurance plans are available on our website and you can get a quote for the plan you wish to opt for at https://www.tataaig.com/
Other than peace of mind, you can also avail income tax benefits under Section 80D of the Income Tax Act*. Prevention is the best cure, and small changes in your daily routine can help you control hypertension. And through this journey, Tata AIG General Insurance Company Limited is with you always.
*Subject to change in tax laws.