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Traffic Fines in 2022

  • Author :
  • TATA AIG Team
  • Published on :
  • 16/06/2022

Driving can be one of the best stress relievers and a way to escape to a whole different place. But, while driving on the roads in India, it is essential that you ensure that you drive safely so that you and other people on the road are safe. One of the ways to be cautious while you are on the road is by making sure that you know all the latest regulations and rules and the penalties if these are not followed correctly.

With the growing traffic, the number of accidents and mishaps is also on the rise. Thus, people have become less serious about following the old traffic laws. So, the Government of India has introduced a new list of traffic offences and penalties in India. Before we get into the details of the violation of traffic rules and traffic fines, it is essential to understand the importance of having a bike insurance policy.

A bike insurance policy is a way to secure yourself financially from any accidents that might involve your insured bike. Having third-party liability insurance for 2 wheelers is mandated by law, and you can face bike fines if you ride without it. But a comprehensive plan should be preferred as it offers better coverage, and you can also add add-ons to the bike insurance policy.

With Tata AIG, you can compare two-wheeler insurance by making use of the bike insurance premium calculator. You can research the bike insurance policies, choose one that is suitable for you and get the two-wheeler insurance policy online within a few minutes. Moreover, you can file cashless claims at a large network of garages all over the country.

Now, let us understand the new traffic rules and the new traffic fines if these rules are not followed.

Structure of Penalties Associated With Violation of Traffic Rules

The following traffic offences and penalties in India are applicable if you do not follow the new rules for traffic:

  • Driving without a valid driving licence: If you do not have a valid driving licence, you cannot drive your bike on the roads in India. The bike fine earlier when it comes to the driving licence was ₹500, but now the bike fine for lack of licence has been increased to ₹5000.

  • Speed limit: If you are not driving your vehicle as per the speed limit, then you will have to pay a sum of ₹4000, but it depends on the vehicle that you are driving on the roads.

  • Rash driving: If you are caught driving rashly on the roads in the country, you will have to pay a heavy new traffic fine. This is due to the fact that rash driving causes a lot of accidents on the road. For a first time violation, the fine is ₹1000 to ₹5000, while for the second time offenders, the new traffic challan rates are ₹10000 or imprisonment for 2 years.

  • Driving your bike without a bike insurance policy: According to the Motor Vehicles Act, you must have your bike insured after its registration so that you can avoid being caught by the police. The traffic fine for driving your bike without valid insurance for the 2 wheeler is₹2000 or imprisonment up to a period of 3 months.

  • Extra pillion riders: If you are found tripling, then the new traffic fine is ₹20000, which was earlier ₹2000. Also, another punishment for violation of this traffic rule is that your licence will get suspended for 3 months.

  • Drunk driving: The new rules for traffic state that if you are caught driving while you are intoxicated, you will pay a sum of ₹10000.

  • Violation of traffic rules by juveniles: If a juvenile breaks any of the new traffic rules, then the guardian or the parent of the child will be held guilty. In this case, the new traffic challan rate is ₹25000 and imprisonment for 3 years. Also, the person who is a juvenile will be restrained from receiving their driving licence until they turn 25.

List of New Traffic Fines in India

Here is the list of the new traffic fines for violation of traffic rules:

Section Previous challan or penalty New challan rates or penalty
Travelling without a ticket(178) ₹200 ₹500
General 177 ₹100 ₹500
Without driving licence(181) ₹500 ₹5,000
Violation of Road Regulations(177 A) ₹100 ₹500
Disobedience of order of authorities (179) ₹500 ₹2,000
Unauthorised Use of vehicles without a licence (180) ₹1,000 ₹5,000
Over Speeding (183) ₹400 ₹1000
Driving without qualification (182) ₹500 ₹10,000
Drunk Driving (185) ₹2,000 ₹10,000
Oversized vehicles (182B) NIL ₹5,000
Vehicle without permits (192A) ₹5,000 ₹10,000
Dangerous driving penalty (184) ₹1,000 ₹5,000
Race (189) ₹500 ₹5,000
Passenger Overloading (194A) NIL ₹1000 for each passenger
Licence Violation (193) NIL ₹25,000 to ₹1,00,000
Two-wheelers overloading (194C) ₹100 ₹2000 and for 3 months the licence gets suspended
Seat belt ( 194 B) ₹100 ₹1000
Driving without bike Insurance policy (196) ₹1000 ₹2000
Not giving way to an emergency vehicle (194 E) NIL ₹10,000
Power of authority to impose documents (206) NIL Driving licence suspended under sections 183,184, 185, 189, 190, 194C, 194D, 194E
Crimes by juveniles (199) NIL ₹25,000 - paid by the guardian or the vehicle owner and upto 3 years of imprisonment
Crimes committed by authority enforcement (210 B) NIL Double the Penalty as per the related sections

New Amendments Introduced in the New Rules for Traffic

Here are the new amendments related to traffic offences and penalties in India:

  • If a vehicle is getting interrogated by the police, it will be updated on the online portal.
  • Any physical verification of any document is not required. If in case the police need to suspend a driving licence, they can do it through the portal available online.
  • Under the new rules for the traffic, the behaviour of the driver will be noted and this will be updated by the authorities on the online portal.
  • E-challans will be issued to people for violation of traffic rules.
  • According to the new traffic rules, you do not need to have hard copies of any documents. You can simply carry soft copies of all your car-related documents.


Awareness and carefulness are two essential practices for being safe on the roads in the country. To avoid violating any new traffic rules, it is important that you understand the traffic offences and penalties in India. You must drive within the speed limits, have all your documents handy, and follow all the traffic rules diligently. Moreover, ensure that you have insurance for the 2 wheeler so that your bike is protected.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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