Understanding Fallopian Tube Cancer
Understanding Fallopian Tube Cancer
Cancer is a life-threatening disease. While cases that are detected early can get treated effectively using the treatment options available, the lack of awareness results in most cases being diagnosed during their advanced stages. This impacts the outcomes for patients. In the early stages, the patient is healthier and the cancer cells are not spread in the body, making them easier to track and treat. India registers around 14 lakh cases of cancer every year. While the government has been trying to boost awareness and make specialised treatments available in all corners of the country, people need to be aware of the symptoms and seek medical assistance as soon as they suspect it. In this article, we will talk about fallopian tube cancer.
This is a type of cancer affecting women. It develops in the fallopian tubes and, if not detected early, can also spread to other parts of the body. The treatment for any cancer depends on its stage, which is determined by its size and/or spread. Since the symptoms of fallopian tube cancer are similar to other gynaecological diseases, most women don’t suspect cancer until it reaches an advanced stage. This is where they need a combination of surgery, chemotherapy, radiation, and hormone therapy for treatment. These treatments can cost a lot and dent the finances. Hence, it is important to have a medical insurance plan to manage the financial impact of such diseases.
Tata AIG offers health insurance with comprehensive coverage and add-on covers to help you customise the policy as per your needs. You can buy health insurance online with Tata AIG and even opt for the critical illness insurance add-on for cancer to receive a lump sum if you are diagnosed with the disease.
In this article, we will discuss the symptoms, causes, treatment, and importance of a health insurance plan for Fallopian Tube Cancer.
What is Fallopian Tube Cancer?
Fallopian tube cancer is the development of cancer in the fallopian tubes. This is an extremely rare form of cancer, accounting for only 1-2% of all gynaecological cancers reported around the world.
It starts in the fallopian tubes that connect the ovaries to the uterus and, if left untreated, spreads to other parts of the body. They start with an uncontrolled growth of the cells lining the inner surface of the fallopian tubes.
A fallopian tube tumour is formed that keeps growing until treated. This cancer can also spread to the surrounding regions or distant organs in the body.
As mentioned above, detecting fallopian tube cancer in its early stages is difficult. The prognosis depends on the following aspects:
Stage of cancer
Location and size of the tumour
The overall health of the patient
Types of Fallopian Tube Cancer
Types of Fallopian Tube Cancer Fallopian tube cancer can be of different types as described below:
|Type of Fallopian Tube Cancer||Prevalence||Affected part|
|Adenocarcinoma||Common.||Glandular cells lining the inside of the fallopian tubes|
|Around 80-90% of fallopian tube cancer cases are Adenocarcinomas|
|Transitional cell carcinoma||Rare.||Cells lining the inner surface of the Fallopian tubes|
|Around 5-10% of fallopian tube cancer cases are Transitional cell carcinomas|
|Squamous cell carcinoma||Rare.||The flat and thin cells lining the outer surface of the fallopian tubes|
|Less than 5% of fallopian tube cancer cases are Squamous cell carcinomas|
|Undifferentiated carcinoma||Not very common||No clear cell type or origin|
|Carcinosarcoma||Rare and Aggressive|
Fallopian Tube Cancer Stages
One of the most important factors considered by doctors while treating any form of cancer is the stage it is at. While there are many systems to identify the stage, the most commonly accepted one is the FIGO (International Federation of Gynecology and Obstetrics) staging system. This system is based on three important aspects:
- The extent of the tumour
- How far has it spread into the surrounding organs and lymph nodes?
- Any indication of distant metastasis?
Based on the FIGO system, Fallopian tube cancer can be divided into the following stages:
|Stage 0||This is the initial stage of cancer where it is not spread to the surrounding organs or tissues but is confined to the inner layer of the fallopian tube.|
|Stage 1||In this stage, cancer has spread to the fallopian tube but not beyond it.|
|Stage 2||This is where cancer starts becoming difficult to manage since it starts spreading to organs and tissues surrounding the fallopian tube.|
|Stage 3||In this stage, cancer starts spreading beyond the pelvis to other organs and lymph nodes.|
|Stage 4||This is the last stage, where cancer has spread to distant organs in the patient’s body like the bones, lungs, etc.|
Fallopian Tube Cancer Symptoms
Most patients suffering from fallopian tube cancer experience mild or no symptoms. Hence, it is difficult to detect early. Here are some symptoms of fallopian tube cancer as it progresses:
Abnormal vaginal bleeding or discharge
Pelvic pain or pressure
Abdominal bloating or swelling
Changes in bowel or bladder habits
Feeling full quickly when eating
Loss of appetite
Unexplained weight loss
Fatigue or weakness
Pain during sexual intercourse
Fallopian Tube Cancer Causes
Like most cancers, the reason for Uterus Cancer is unknown. However, you can go through the next section about risk factors to take precautionary steps to avoid getting it.
A risk factor is any aspect that heightens the chances of a person developing cancer. While risk factors can contribute to the development and growth of cancer, they may not necessarily be the only cause of cancer. It is important to know the risk factors that cause cancer so that you can avoid or mitigate the development of cancerous cells by adopting healthier lifestyle changes. The risk factors of fallopian tube cancer include:
Genetics – Genes are passed on in a family. However, sometimes, certain genes undergo mutations for various reasons. These mutations can also be passed on to future generations. Certain gene mutations have been identified as potential indicators of the increased risk of developing fallopian tube cancer.
Reproductive History – A woman's reproductive history can indicate the level of risk she is exposed to for developing fallopian tube cancer. The factors include:
Early commencement of menstruation
Inability to conceive
Fertile, but no children
Never used oral contraceptives
Weight – Obesity is directly linked to various diseases. This includes an increased risk of fallopian tube cancer.
Diagnosis of Fallopian Tube Cancer
If you are experiencing any of the symptoms listed above, then it is recommended to seek the advice of a medical professional to diagnose the reason behind the symptoms. Here are some tests conducted by a doctor for diagnosing fallopian tube cancer:**
Pelvic examination: First, the doctor will check the patient physically and look for any abnormal lump in the abdomen or pelvic region. The patient might also be examined for abnormal growths in the reproductive system.
CA125 Test: Next, the patient is asked to take a blood test where the level of a blood protein called CA125 is checked. Increased levels of this protein indicate the presence of gynaecological disease.
MRI. CT Scan, or Sonography: After the physical examination and blood test, if the doctor suspects cancer, then the patient is put through imaging tests to look for abnormalities inside.
Fallopian Tube Cancer Treatment
An oncologist will determine the treatment course based on a range of factors like the cancer’s stage, the patient’s age and health, etc. Here is a quick look at the common fallopian tube cancer treatment:
One of the first steps in treating fallopian tube cancer is the removal of the cancerous cells via surgery. This usually involves removing the fallopian tubes. In some cases, the surgeon might have to remove both the tube along with the ovaries and lymph nodes. In extreme cases, the uterus might have to be removed too.
Once the surgery is done, the doctor will usually recommend chemotherapy to kill any remaining cancer cells in the body. This treatment involves medicines that can be taken orally in the form of pills or intravenously. In some cases, the doctor might recommend chemotherapy before the surgery too.
In some cases, doctors might use energy rays to kill localised cancer cells. This treatment is called radiation therapy. This can be done at any stage, depending on the doctor’s recommendation.
Sometimes, the drugs administered under chemotherapy can damage healthy cells too. Hence, doctors might recommend targeted therapy that involves drugs that target only the cancer cells and minimise damage to the healthy ones.
In our body, cell growth is triggered by certain hormones. Cancer cells also need these triggers to grow and expand. Under hormone therapy, such hormones are blocked. This is particularly effective for fallopian tube cancer cases that are hormone-sensitive. Treating cancer requires early diagnosis, immediate medical intervention, and a healthy lifestyle.
Can You Prevent Fallopian Tube Cancer?
Medical science is yet to understand the causes of cancer. Hence, preventing it completely is not possible. However, we know about the risk factors that increase the chances of developing fallopian tube cancer. Hence, we can take steps to reduce the risks as explained below:
|Gene mutation test||Opt for a gene mutation screening that identifies the presence of the mutation that increases the risk of developing fallopian tube cancer. If the mutation is found, then the doctor can recommend treatment options.|
|Giving birth||Most women with fallopian tube cancer are either infertile or don’t have children. Many studies suggest that having children can help reduce the risk of developing the disease.|
|Surgical prevention option||Surgery like tubal ligation (closing) can minimise the possibility of fallopian tube cancer. Also, you can opt for salpingectomy (removal) if the risks are too high.|
|Oral contraceptives||Talk to your doctor about using oral contraceptives as a potential deterrent to fallopian tube cancer.|
Why Buy a Medical Insurance Plan?
Diagnosing, treating, and managing a fallopian tube cancer patient can be costly. Therefore, it is important to have a medical insurance plan like the one offered by Tata AIG.
Here are the benefits of a fallopian tube cancer health insurance policy from Tata AIG:
Wide range of plans: You can choose from a range of plans to suit your requirements.
Cashless claims: With Tata AIG, you can get the treatment done from a network hospital without having to pay upfront and claim later. This cashless claim facility is particularly beneficial in treating cancer since the costs can be very high.
Affordable premiums: Tata AIG’s medical insurance plans are designed to be effective and affordable. Hence, you can get the best coverage for your loved ones in a cost-efficient package.
Lifetime renewability: While some insurers have limits to the age until when the policyholder can renew the plan, with Tata AIG, you get lifetime renewability.
Additional benefits: Tata AIG offers a range of benefits, including ambulance charges coverage, alternative treatment cover, etc. Please read the policy document carefully to understand the nature and extent of the coverage offered
How to Buy Tata AIG’s Health Insurance?
Here is a quick look at the process to buy TATA AIG Health insurance:
Go to the Health Insurance Page
Choose the number of people covered under the policy:
For individual policies, select only “Self” and click on “Get Plan”
For family policies, select the family members that you want to be included and click on “Get Plan”
Enter the date of birth of all covered members and your contact information
Click on “See Plan”
Go through the inclusions, exclusions, and coverage offered by each plan offered and select the best one for your needs
Customize the policy by selecting add-on covers. Also, make sure to select the optimum sum insured
Click on “Buy Now”
We will call you to complete the buying process
Visit the nearest TATA AIG office
Speak to our representative and provide complete details of the coverage that you need
Ensure that you inform the representative of the medical history of all covered members
The representative will offer some options. Choose the best plan for your requirements
Choose add-on covers and the sum insured
Review the policy details, premium amount, and coverage benefits
Pay the fees
Documents Needed to Buy Tata AIG’s Medical Insurance Plan
Here is a general list of documents needed to buy TATA AIG’s medical insurance plan:
Identification proof: Passport, driving license, Aadhaar card, or PAN card
Address proof: A utility bill, bank statement, or rental agreement.
Age proof: A birth certificate or school leaving certificate.
Medical history: You may be required to provide details of your medical history, including any pre-existing conditions, surgeries, or illnesses.
Income proof: Salary slips or income tax returns
What to Look for in a Health Insurance Plan?
Here are some points that you need to keep in mind while searching for a health insurance policy that covers fallopian tube cancer:**
Coverage for cancer treatment: Ensure that the plan offers coverage for different types of treatment for fallopian cancer like surgery, chemotherapy, radiation therapy, and hormone therapy. Also, ensure that it covers all related expenses.
Inpatient hospitalisation coverage: Usually, with cancer treatment, hospitalisation cannot be avoided. Hence, make sure that the policy includes cover for hospitalisation expenses.
Outpatient care coverage: Sometimes, you might have to visit a doctor without being hospitalised. Also, you might be asked to take certain tests or medicines by your doctor. Make sure that the policy covers all such costs.
Network of hospitals: Your insurer must have a hospital network that can cater to your varying medical needs.
Pre-existing condition coverage: If you have symptoms of cancer before buying the policy, then make sure that you check with the insurer about the terms and conditions for pre-existing ailments. This will include the waiting period and any other clauses.
Co-payment and deductibles: If the premium of the policy is above your budget, then you can look for co-payment and/or deductibles to reduce it without compromising on the coverage.
No-claim bonus: While most providers offer this feature, make sure that the insurer offers a good reward for not filing any claim during a policy term.
Renewability: Make sure that the insurer allows you to renew the policy for as long as you want and does not have an age limit beyond which the policy lapses.
Remember, there are many insurance companies and different types of plans to help cover the costs of fallopian tube cancer treatment. Make sure that you compare providers and plans to find the policy that is within your budget and suits your needs. Also, go through the policy wording carefully to understand the coverage before signing the dotted line.
Things to Remember for Filing a Claim under Fallopian Tube Cancer Insurance
If you need to file a claim under Fallopian Tube Cancer insurance, it's important to keep the following things in mind:**
Create a file of documents: When you file a claim, the insurer will require you to submit a range of documents including reports, bills, receipts, and prescriptions. Create a file where these papers are arranged in chronological order.
Let the insurer know about the diagnosis: Since the insurer has to approve your claim, you will need to follow the instructions for maximum benefit. Hence, talk to your insurer and inform them about the diagnosis as soon as possible.
Avoid mistakes while filing a claim: You will have to provide information to the insurer about the disease and treatment for claim approval. Make sure that you don’t make errors while filing a claim. This can result in a delay in processing or claim rejection.
Provide requested information: Sometimes, the insurer might need additional information or documents to process your claim. Make sure that you provide them immediately for the smooth processing of your claim.
Track your claim: Make sure that you keep track of your claim and follow up with the insurer regularly. This will allow you to address any issues without wasting time.
Understand the terms and conditions: Most claims are rejected because policyholders don’t go through the terms and conditions carefully. Avoid this mistake and remove time to understand all the terms and conditions of your policy.
These tips can help you get your fallopian tube cancer claim processed in a hassle-free manner.
Health Insurance Tax Benefits
Here are the details of the tax benefits of health insurance under Section 80D of the Income Tax Act:
Here are the tax deduction benefits or an individual policy:
Age = Less than 60 years > maximum tax deduction of Rs.25,000 per year
Age = More than 60 years > maximum tax deduction of Rs.50,000 per year
Policy for yourself, your spouse, and your dependent children
Here are the tax deduction benefits:
Age of self/spouse = Less than 60 years > maximum tax deduction of Rs.25,000 per year
Age of self/spouse = More than 60 years > maximum tax deduction of Rs.50,000 per year
Policy for parents
Here are the tax deduction benefits:
Age of parents = Less than 60 years > maximum tax deduction of Rs.25,000 per year
Age of parents = More than 60 years > maximum tax deduction of Rs.50,000 per year
Other Health Pages
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
Q1. Can I conceive after being diagnosed with fallopian tube cancer?
It depends on your health and medical condition. If the fallopian tubes and other organs in the reproductive system are not damaged, then you might be able to get pregnant naturally or via IVF. However, in many advanced cases, doctors surgically remove the tubes making natural pregnancy impossible. In such cases, IVF is the only option.
Q2. Is there a cure for Fallopian Tube Cancer?
There are numerous treatment options for fallopian tube cancer. The success of these treatments depends on a range of factors like the stage of the cancer, your health, etc.
Q3. Are there any specific riders or add-ons for Fallopian Tube Cancer insurance?
You can opt for a critical illness policy for fallopian tube cancer. Usually, as per the terms of these policies, if the insured person is diagnosed with fallopian tube cancer, then the insurer pays the sum insured as a lump sum to help manage various costs.
Q4. Will my health insurance plan cover the cost of fertility preservation options if I am diagnosed with Fallopian Tube Cancer?
While some insurers might offer coverage for such preservation options, others might not. Hence, it is important to check with the insurer before buying. Also, if you opt for a critical illness cover, then you will receive a lump sum from the insurer that can help you manage such costs with ease.