Fatty Liver Surgery Insurance
Times today are very different to what it was a few years ago. People are constantly on the go and need things to be fast. Most do not have the time or capacity to care for themselves as needed. Exercising and eating healthy is not possible in most cases, and eating unhealthy is just the way of life. Getting something truly nutritious and healthy is difficult and even expensive, leaving most common people to subsist on junk or lower-quality food. One of the side effects of this lifestyle is having fatty liver. In isolation, fatty liver is not a necessary cause for concern. However, if left untreated and unsupervised, things could be very serious. Thus, a person needs to recognise the signs of fatty liver and get fatty liver treatment promptly.
But we also need to acknowledge that treating any disease is very expensive today. And if the disease is caught at a later stage, treatment will have to be more extensive and cost more. But this does not need to be a matter of concern. All you will need to do is get health insurance coverage for fatty liver. If you have the right health insurance plan, you can combat the signs of fatty liver from the get-go and get yourself well. The only thing you then need to do is find the right medical insurance.
The perfect health insurance coverage for fatty liver can be health insurance from Tata AIG if you are looking for a dependable policy with great customer support. Tata AIG has a reputation for putting its clients first always, so when you have a health insurance plan with us, you will always be our focus. You can customise your medical insurance as per your requirements and ensure everything is in place. You also get to access our large network of cashless hospitals, and if you ever need to make a claim, you will never have to face trouble with the same. Added to it are the health insurance tax benefits you will get. So when it comes to health insurance plans, always choose Tata AIG.
With this said, let us look more deeply into fatty liver, the causes of fatty liver, types of fatty liver, fatty liver symptoms and more.
What is Fatty Liver?
Fatty liver is called hepatic steatosis in academic circles. It's natural to have a small quantity of fat in the liver, but too much might cause health issues. The liver is among the biggest organs in the body and one of the most important. It aids in the digestion of nutrition and removes harmful impurities from your blood. A liver with excess fat in it may become inflamed, which could harm it and leave scarring. This scarring can cause liver failure in severe situations.
Alcoholic fatty liver disease develops in people who consume large amounts of alcohol. If someone develops a fatty liver without consuming much, it is identified as Nonalcoholic fatty liver disease. Both versions of the disease can cause substantial harm to a person if left untreated.
Types of Fatty Liver
There are two basic types of fatty liver, as discussed above. Since we have only briefly spoken about the types of fatty liver that a patient needs to know, we will discuss them in greater depth. Knowing the types of fatty liver is important because it determines the course of your medical action and the two different types also show up differently in scans. The two types also display different signs of fatty liver. Thus you should know what the types are so you can know what to expect going ahead.
- Alcoholic Fatty Liver Disease (AFLD)
You are more likely to acquire fatty liver if you drink heavily. Drinking excessive amounts of alcohol causes your liver cells to accumulate fat over time. Your liver has a tougher time functioning as a result. However, although you don't consume large amounts of alcohol, you can still develop fatty liver disease.
Non-alcoholic Fatty Liver Disease (NAFLD) - Non-alcoholic fatty liver disease comes in two forms:
Simple fatty liver: It refers to the presence of fat in the liver but not necessarily swelling or cell damage. In most cases, it doesn't worsen or harm your liver. Simple fatty liver is what most patients with NAFLD have.
- Non-Alcoholic Steatohepatitis: Unlike a simple fatty liver, non-alcoholic steatohepatitis (NASH) is extremely dangerous. NASH indicates that your liver is inflamed. NASH can result in inflammatory conditions and liver cell destruction, leading to major issues like liver cancer and liver fibrosis, including fibrosis and cirrhosis. NASH affects 20% of patients with NAFLD. Barring these two common types, there is also one more uncommon type of fatty liver.
Acute Fatty Liver of Pregnancy- When too much fat accumulates in the liver while pregnant, it is known as acute fatty liver of pregnancy (AFLP). It's a difficult pregnancy issue that is uncommon. Genetics may play a role, albeit the precise cause is uncertain. AFLP typically manifests during the pregnancy's third trimester. If left uncontrolled, it poses significant health concerns to the child and its mother. After giving delivery, you might require follow-up treatment in case the doctor detects AFLP. After delivery, your liver's health should recover in a few weeks.
Fatty Liver Stages
Fatty liver has different stages depending on your type of fatty liver disease. The sooner you are able to get a diagnosis of the stage your disease is in, the sooner you can start the treatment. When treating you, your doctor will first try to find out which stage the disease is in and treat you accordingly.
Stages of Non-Alcoholic Fatty Liver Disease
- Stage 1: Steatosis, the first stage, is characterised by a largely asymptomatic fat accumulation in the liver cells, but not to the point where symptoms start to manifest.
- Stage 2: Non-alcoholic steatohepatitis, a more severe variant of NAFLD, develops when the liver is injured and inflamed. People with diabetes, obesity or excess body weight are much more likely to develop NASH.
- Stage 3: Fibrosis develops around the liver and adjacent blood arteries due to continuous swelling; however, the liver would still be capable of functioning normally.
- Stage 4: Cirrhosis is the most extreme stage that occurs when healthy liver tissues are completely replaced by fibrosis, impairing the liver's morphology and function and leading to diseases like liver cancer or liver failure.
Stages of Alcoholic Fatty Liver Disease
- Stage 1: Excessive fat deposition inside the liver's cells is known as steatosis. Fatty liver will be among the first signs of trouble in a heavy alcohol drinker.
- Stage 2: Alcoholic hepatitis is characterised by a liver inflammatory response that results in liver cell senescence. The most typical symptom at this time is jaundice.
- Stage 3: Liver Cirrhosis is the ultimate and most severe phase of alcoholic liver disease, during which healthy liver tissue is permanently scarred. It is a serious and permanent condition.
Causes of Fatty Liver
In fatty liver disease, extra fat is deposited in the cells of the liver and builds up there. Several circumstances may bring on this fat accumulation. Alcohol abuse can result in AFLD. Excessive alcohol consumption can change some of the liver's chemical functions. Several of these metabolic byproducts can interact with fatty acids and create certain forms of fat deposits in the liver. The origin of fatty liver disease in those who don't consume a large amount of alcohol is poorly understood. It's likely that these people's bodies either manufacture excessive fat or don't digest it well enough.
While the causes of fatty liver are not very clear, some clear risk factors can lead to the onset of the disease. If you have an idea of what these are, you can have some agency on how you can keep yourself safe. Thus, here are some risk factors that can lead to fatty liver.
- Prediabetes and type 2 diabetes
- Are over the age of 45
- Have excessive blood fat levels, like triglycerides and cholesterol
- Take specific medications, including steroids and certain cancer medications
- possess specific metabolic diseases, such as the metabolic syndrome
- Lose weight quickly
- Have a history of certain infections, like hepatitis C
- Being insulin resistant
- Having PCOS
- Have come into contact with certain chemicals and toxins
- Underperforming thyroid gland
- Family history of fatty liver and other liver diseases
Fatty Liver Symptoms
The issue with a disease like fatty liver is that it often does not display any symptoms till the very last stage. At that point, it can get very difficult to counter the illness. Thus, if you keep a close eye on your health, notice any changes in yourself and know the fatty liver symptoms to look out for, you will be able to get the proper treatment in time and recover.
Fatty liver symptoms to keep an eye on are as follows.
- Unexplained stomach pain
- Sudden weight loss
- Tenderness in the stomach
- Nausea and vomiting
- Loss of appetite
- Jaundiced skin
- Severe fatigue that does not pass even after rest
- Prominent veins
- Redness in the palms
- Enlarged spleen
- Inflammation in the limbs
- Loss of mental faculties
Mistaking these symptoms for some other disease which is not as serious is a common problem where the fatty liver is concerned. Thus, you should not take things for granted and see a doctor at once if you notice any of these symptoms. It never hurts to go the extra mile to be safe.
Fatty Liver Diagnosis
Doctors need to clearly understand what is happening inside your body to identify what is wrong with you. They may suspect fatty liver but will need concrete results to start your treatment. This can be done in several different ways.
- Medical Background. Your doctor will bring up your use of alcohol. Being candid will help your doctor determine whether you're suffering from ALD or NAFLD. They will also inquire about your diet, how you take your medications, and any other medical concerns you may have.
- Exam of the Body. Your medical professional weighs you and examines you for any symptoms of liver disease, like an inflamed liver or jaundice.
- Blood Work. These can demonstrate if your liver enzyme concentrations, like aspartate aminotransferase (AST) and alanine aminotransferase (ALT), are elevated. If so, you might have a liver condition.
- Imaging. You could undergo a magnetic resonance imaging (MRI), CT, or ultrasound scan (MRI). Such tests can help determine whether your liver contains any fat. However, they are unable to distinguish between basic fatty liver and NASH.
- Biopsy. A liver biopsy is not always necessary for NAFLD patients. If you have a chance of having NASH or if results from other testing indicate that you might have NASH consequences like cirrhosis, your doctor may advise it. To determine whether you suffer from liver inflammation or impairment, a doctor takes a tissue sample of the liver to a lab. This will be conducted at a hospital or an outpatient surgery facility. You'll be given medication to calm you or manage pain before the treatment. Your doctor will numb the area before taking a small sample of liver tissue using a specialised needle. The only method for specialists to detect NASH is through a liver biopsy.
Fatty Liver Treatment
Despite some being in clinical trials, there are currently no drugs that have been authorised for fatty liver treatment. Typically, weight loss is the first course of treatment. It aids in lowering liver fat, swelling, and fibrosis. The liver's fat can be reduced by losing merely 3% to 5% of the overall body weight. Surgery for weight loss is another possibility if you are obese and the traditional ways of losing weight are not working for you.
Additionally, you must give up drinking. You can only prevent liver problems from growing worse by cutting alcohol. Even a portion of the liver injury that has already occurred may be partially reversed by cutting alcohol. Ask your doctor for help if quitting alcohol is hard for you. You might need to enrol in a detox programme under a doctor's supervision to stop drinking and control withdrawal symptoms safely.
You might need a liver transplant if you're suffering from NASH consequences like cirrhosis or liver failure. Patients with NASH who have liver transplants typically recover fully.
Prevention of Fatty Liver
Fatty liver, in most cases, is brought on by our lifestyle choices and habits. If you know what you should be doing to prevent the onset of the disease, you can live a long and happy life. Here are some ways to prevent the fatty liver from affecting your body.
- Get More Exercise. Try exercising for a minimum of 30 minutes daily, at least 5 days a week. You might discover that increasing your workout helps you lose weight. However, if you don't currently exercise frequently, start slowly and with your doctor's approval.
- Look After Your Liver. Avoid actions that will increase pressure on you. Keep alcohol away from you. Only use prescription and over-the-counter medicines as directed. Talk to your doctor before starting any alternative therapies like herbal medication. A product is not necessarily safe just because it is natural.
- Reduce Your Cholesterol. Exercise, maintain a balanced plant-based diet, and have your medicines. This will raise and maintain the appropriate amounts of triglycerides and cholesterol in your body.
- Control Your Diabetes. Monitor your blood sugar levels and take your medicines per your doctor's instructions.
- Eat a Balanced Diet. Consider choosing foods from each food group. This contains lean proteins, whole grains, low-fat dairy, vegetables, fresh fruits, lean meats, oils and healthy fats.
- Cut Calories. Try to restrict the amount of calorie-dense items you eat.
- Think About Fibre. Your liver can perform better when it gets fibre. Find out which foods are rich in fibre and consume more of them.
Why Use a Health Insurance Plan
The necessity of medical insurance is no longer something that needs to be discussed. Everyone knows that a health insurance plan is a must, and we should at no point be without one. However, if you are about to buy a policy and want to know how it can help you, here are some points to help you understand the benefits of medical insurance.
Emergency- As we've already established, nothing in life is guaranteed, including your health. Anyone at any time may require immediate medical care. When you have medical insurance, you may be prepared for whatever happens in these circumstances. You may remain composed in the face of difficulties if you are confident that you can afford the care you need.
Life and Lifestyle- The rat race of life has pushed health and wellness to the side. This results in a conglomeration of people more susceptible to health crises. If you're covered by medical insurance, you may rest easy understanding that you are equipped to tackle any illness that requires specialised or long-term treatment and will receive the best possible treatment.
Expenses- Treatment can be costly, especially if you are required to be admitted or receive ongoing support. Nevertheless, you won't have to worry about covering your medical fees if you have a health insurance plan. Your health insurance plan will look into the finances of your treatment.
Cashless Hospital Network- As we have already stated, a medical emergency can happen anytime. It might also happen while you're not expecting it. You might not even have enough money to cover the cost of the hospital stay. Nevertheless, you shouldn't worry about money if you or a family one is ill. You can receive the best treatment at our network hospitals with Tata AIG's health insurance plans while not needing to think about finances. When you go to a hospital where you can use cashless benefits, we will clear the bills with the hospital directly, and you do not need to be involved.
How to Buy Tata AIG’s Medical Insurance
Long and cumbersome insurance purchase processes have been putting people off buying insurance for years. However, Tata AIG does not believe in making things difficult for our customers. Our aim is to provide our clients with the best while not allowing them to face any trouble; our insurance purchase processes reflect that. You can buy insurance from us, both online and offline. Both ways are easy, and neither takes too much time nor demands excessive documentation. You can determine how you can buy the insurance and decide which path you wish to choose.
*Online- If you are inclined to buy your health insurance plan online, follow the steps. *
- Visit the Tata AIG homepage and select the person for whom you want to purchase the plan. You can purchase insurance for your kids, spouse, or parents.
- Click "Get Plan" once you've chosen who you want to purchase the plan for.
- You will get recommendations for the best policies for you after we have received some basic information about you.
- After that, you will be taken to the next screen, where you must choose the insured amount. You'll get an estimate on the insurance amount once you choose that.
- Choose the plan that best fits your needs after comparing the options presented.
- Click "Buy Now" when you've decided on a plan.
- Someone from our team will call you to ask if you need any help. If nothing is more, you will get your insurance a few moments after completing the verification.
Offline- If you prefer doing things offline, you can do so by following these steps.
- Locate a Tata AIG office nearby, then visit it.
- Mention your reason for visiting the office at the desk.
- A team representative will come over and go over your options with you.
- Choose the plan you want to purchase and complete the appropriate application.
- Add the requested papers.
- Present your documents at the counter.
- Pay the required fee.
Now all you have to do is wait to receive your policy at home, which you will receive in a few short days post-verification.
Documents Required to Buy Tata AIG’s Medical Insurance
If you want to buy insurance from Tata AIG, here are the documents needed;
- Age proof
- ID proof
- Residence proof
- Income proof
- Your health history with supporting documents
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Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Is having fatty liver fatal?
Is having fatty liver fatal?
On its own, fatty liver is not troublesome. However, when paired with some other diseases and left unchecked, it can turn severe and fatal.
Can fatty liver become normal again?
The liver is a regenerative organ. If you try to lose weight and stop alcohol consumption, you will no longer have a fatty liver.
Is obesity a cause of fatty liver?
Obesity is a contributing factor to developing fatty liver.
Can elevated liver enzyme values indicate fatty liver?
Yes, elevated liver enzyme value can indicate a fatty liver.