Health Insurance in Aurangabad

• Rising Healthcare Costs - Medical expenses in private hospitals are increasing rapidly. Having health insurance in Aurangabad helps reduce the financial burden during treatment.
• Access to Quality Hospitals - Many plans offer cashless treatment at top hospitals in Aurangabad, ensuring timely care without payment delays.
• Emergency Medical Support - Unexpected illnesses or accidents need immediate care. A health policy in Aurangabad ensures that help is available when it is needed most.
• Comprehensive Coverage Options - Health insurance in India includes hospitalisation, daycare procedures, pre- and post-hospitalisation, and more.
• Protection for Families - Family floater plans allow coverage for all members under a single premium, making it affordable and practical.
• Tax Benefits on Premiums - Policyholders can claim deductions under Section 80D, making health insurance financially beneficial in the long run.

Individual Health Insurance

This plan covers a single person under one sum insured. It is ideal for those who want personalised benefits. Many choose this health policy in Aurangabad for focused coverage on specific medical needs.

Buy Individual Health Insurance

Family Floater Plan

This policy offers one sum insured for the entire family. It includes the spouse, children, and sometimes parents. It is a cost-effective choice for those seeking the best health insurance in Aurangabad for their family.

Buy Family Health Insurance

Critical Illness Insurance

This policy covers life-threatening diseases like cancer or heart conditions. It pays a lump sum upon diagnosis. Residents often add this to their health insurance Aurangabad plans for extra financial protection.

Buy Critical Illness Insurance

Senior Citizen Health Insurance

Senior citizen plans are designed for people aged 61 and above. It covers age-related illnesses and higher hospitalisation needs. It is an essential health policy in Aurangabad for elderly individuals seeking specialised care.

Buy Senior Citizen Health Insurance

Super Top-up Plans

These plans offer extra coverage after a certain threshold is met. They are perfect for those who want to extend their existing health insurance policy without paying high premiums.

Buy Super Top-Up Health Insurance

Group Health Insurance

Group health policies are offered by employers, covering all employees under one plan. It often includes basic benefits and sometimes family cover. Many working professionals rely on this health policy for health coverage.

Buy Group Health Insurance

Inclusions

• Inpatient Hospitalisation - Covers expenses for hospital stays, including treatments, tests, and surgeries that require admission.
• Pre- and Post-Hospitalisation - Provides support for medical costs up to 60 days before and 90 days after hospitalisation, including doctor visits, tests, and medicines.
• Daycare Procedures - Covers treatments that do not need 24-hour admission, like cataract surgery, dialysis, and minor procedures.
• Ambulance Charges - Pays for emergency ambulance services to ensure quick access to hospital care.
• Preventive Check-ups - Includes annual tests such as ECG, blood sugar, and kidney function to help track your health regularly.
• AYUSH Treatments - Covers alternative therapies under Ayurveda, Yoga, Unani, Siddha, Naturopathy, and Homoeopathy.

Exclusions

• Pre-existing Conditions - Health issues present before buying the policy are not covered during the waiting period, including maternity and listed illnesses.
• Self-Harm or Suicide Attempts - Expenses arising from intentional injuries or suicide attempts are not included in the policy.
• Cosmetic Surgeries - Procedures for aesthetic purposes are excluded unless needed due to accidents or serious injuries.
• Adventure Sports Injuries - Injuries from high-risk or extreme sports activities are not covered.
• Substance Abuse Treatments - Medical care for alcohol or drug addiction is not part of the coverage.

Please note: This is a general list of inclusions and exclusions. Please refer to the policy document for the complete list and its terms and conditions.

• Assess Your Healthcare Needs - To find the best health insurance plan, consider your medical history, age, family size, and existing health conditions.
• Determine Sum Insured - Select a suitable coverage amount based on local healthcare costs and expected medical needs.
• Seek Broader Coverage - Look for plans covering inpatient care, pre- and post-hospitalisation, daycare, ambulance, and alternative treatments.
• Include Add-ons - Consider riders like critical illness, personal accident, or maternity cover for enhanced protection.
• Check Waiting Period and Conditions - Review the waiting period for pre-existing diseases and any specific policy exclusions.
• Calculate Premium - Balance the premium with benefits. Use online tools to compare options and find the best health insurance in Aurangabad for your needs.

Cashless Hospitals Network

We offer you access to a nationwide database of about 12000+ hospitals. You may access high-quality care and treatment wherever you are. When you receive treatments at an authorised network or non-network hospital, we will handle the bills for your care directly.

Easy Purchase and Renewal

You would not need to go through a laborious process when purchasing a policy from us or renewing a current one. You can purchase a plan quickly online in a few minutes. Additionally, you are not required to provide extensive paperwork to support the purchase or renewal.

Claim Settlement Ratio

Many customers first want to discover what form of claim compensation an insurance carrier offers before purchasing health insurance in Aurangabad. TATA AIG boasts a high claim settlement ratio. Each submitted claim is handled in a manner that may benefit our consumers.

Flexible Plans with Long-Term Value

There are no room rent restrictions or co-payment clauses, allowing you to fully utilise your policy benefits. TATA AIG also offers lifelong renewability and tax benefits under Section 80D. You can continue your coverage year after year without financial strain while enjoying valuable savings.

Trusted Brand with Seamless Online Experience

Enjoy minimal paperwork, no mandatory medical tests, and the ease of buying or renewing policies online. Backed by the TATA legacy and AIG’s global presence, TATA AIG health insurance delivers trusted service, expert support, and convenience.

Customer Service

TATA AIG offers 24/7 customer support to help you with any questions or concerns you may have regarding your health insurance policy. In addition, you can contact us at any time with any doubts you may have, and we will assist you promptly.

• Quick Comparisons - Easily compare plans, premiums, and features from multiple insurers in one place.
• Instant Policy Issuance - Get your policy issued within minutes without paperwork or agent delays.
• Transparent Information - Access detailed plan features, exclusions, and terms directly from the insurer.
• 24x7 Availability - Buy health insurance anytime, from anywhere, without visiting a branch.
• Secure Payments - Make safe online transactions through trusted payment gateways.
• Exclusive Online Discounts - Enjoy special offers and lower premiums when you choose online health insurance plans.
• Easy Document Uploads - Submit required documents instantly through online portals.

• Visit the official TATA AIG website and go to the ‘Health Insurance’ section.
• Fill in member details, ages, medical history, and contact information.
• Choose your preferred health plan and add-on covers.
• Pay securely online and receive your policy by email after approval.

Documents Required to Buy Health Insurance

• Completed and signed the application form
• Age proof (such as Aadhar card, birth certificate, or school mark sheets)
• Address proof (like a passport, utility bill, or driving licence)
• Identity proof (PAN card, Aadhar, or Voter ID)
• Recent medical test reports, if required
• Passport-sized photographs
• Cancelled cheque for bank verification purposes

• Visit the TATA AIG website and go to the ‘Renewal’ section under ‘Health’.
• Enter your policy number and click ‘Renew’.
• Review coverage, add add-ons if needed.
• Make the payment to complete the renewal.

Process for Cashless Claim Settlement

• Initiate the cashless claim through the claims page or contact us via phone.
• Inform TATA AIG 48 hours in advance for planned treatments or within 24 hours for emergencies.
• Carry the patient’s policy details and valid ID/address proof to the hospital's insurance desk.
• Submit the pre-authorisation form. Once approved, treatment begins.
• At discharge, the hospital sends bills and reports. TATA AIG settles them directly.

Process for Reimbursement Claim Settlement

• Visit the claims page or contact us via phone to initiate the reimbursement claim.
• Share details about the treatment date, hospital, and location. Ensure it is a TATA AIG-approved hospital.
• Pay the medical expenses at discharge and collect all relevant documents.
• Submit the filled claim form along with bills, prescriptions, and reports.
• Once verified, the reimbursement process begins.

Documents Required for a Health Insurance Policy Claim

• Attested inpatient hospitalisation bills
• Payment receipts and discharge summary
• Signed claim form and valid medical reports
• Doctor’s prescription and pharmacy bills
• List of consumables with details
• Current TPA ID card copy
• Doctor consultation bills and any other document requested by TPA

You can claim cashless treatment in Aurangabad at any authorised hospital with TATA AIG. This allows you to avail treatment without making any upfront payments, as per your health insurance policy terms.

With us, you can comfortably get the best treatment at a hospital of your choice, without having to worry about the payments and lengthy claim processes, TATA AIG ensures support throughout the process.

With the best health insurance plans offering broad hospital coverage and quick claim assistance, getting quality medical care in Aurangabad is simple and stress-free.