Mental health is one of the most important aspects of a healthy life. But, there are many people who suffer from mental health problems, including emotional and behavioural disturbances. Disturbances in mental health can lead to illnesses through continued symptoms, stressing, anxiety, and affecting your ability to function.
In recent years, awareness regarding mental illness has grown significantly. People know and understand mental health issues more than before and actively work to find information about mental illnesses. The growing awareness is also reflected in medical insurance coverage. Earlier health insurance plans were limited to covering physical illnesses and ailments. But now, they have become more comprehensive than before by covering mental health issues as well. Thus, now mental health and physical health is considered equally important for overall human health.
If you are searching for suitable medical insurance, your search ends with Tata AIG. With Tata AIG, you will get a range of health insurance plans, each offering extensive coverage to ensure that you have financial support when you need it. Moreover, with health insurance tax benefits, you can claim deductions on the premium paid towards your health insurance plan. The process of purchasing health insurance with Tata AIG is hassle-free and efficient. Moreover, the health insurance claim process is also quite simple.
Let us get into the details of mental health definition, mental health symptoms, causes of mental illness, etc.
Mental Disorder Meaning
The mental health definition is that it is a disorder in thinking, behaviour, and feeling that affects the functional ability of your mind. Experts often refer to it as a psychiatric or mental disorder. The mental health definition covers a range of mental health issues.
Mental illnesses can have an adverse effect on your work, study, and personal relationships. Therefore, doctors are making people aware of mental health definitions and mental disorders meaning to make them realise that the issue is serious and needs medical attention.
Types of Mental Illness
Here is a list of some of the common and significant types of mental illness that mental health illness experts and doctors have recognised:
Bipolar & related disorders
This order is also known as manic depression. It leads to drastic and unpredictable changes in the behaviour of a human being. This also includes mania, hypomania, as well as severe depression.
This type of mental illness causes a person to spontaneously detach from any memories, perceptions, consciousness, emotions, and behaviours. In most cases, it leads to a disconnection of a person from their own identity.
It is a type of illness that signifies anxiety or fear within a person. Additionally, this mental illness can also cause physical issues like an erratic heartbeat, dizziness, and breathing problems.
Disruptive Impulse - Conduct & Control disorders
This is a group of mental illnesses that affect the control of a person on their behaviour and feelings. ODD and Kleptomania are some of the common types of mental disorders.
Eating and feeding disorder
This mental illness signifies an irregularity in the eating patterns of an individual. This leads to adverse effects on the physical and mental health of an individual.
This type of mental illness creates a sense of deep void, irritable mood, and sorrow in a person. This affects the ability to function and think properly. PMDD, also known as Premenstrual Dysphoric Disorder, is one such type of mental illness.
These mental disorders will become noticeable in the early stages of a child’s development. This causes a disability in cohesive functioning. Some of the common examples are ADHD and Alzheimer’s.
This type of mental illness includes several kinds of behavioural abnormalities. Some of the common mental illness symptoms include hallucinations, abnormal motor functions, disorganised thinking, etc.
This type of mental illness reflects inflexibility in behaviour which leads to distress and disability. There are over 10 different personality disorders that have been recognised by mental health experts.
Sleep-wake mental disorders
This mental illness includes abnormality in sleeping patterns, which includes waking up or falling asleep abnormally. Insomnia and Narcolepsy are some of the common types of mental disorders.
Obsessive-compulsive mental disorders
This mental illness causes an individual to develop deep-compulsive behaviour due to excessive anxiety, fear, and thinking, which affects the day-to-day life of an individual.
Stress or trauma-related mental disorders
This mental illness is caused due to the occurrence of a traumatic or stressful event. PTSD is one of the most common examples.
Mental Illness Symptoms
Mental health is important, and mental illness symptoms must not be ignored. Here are some of the common mental illness symptoms:
Deep distress or sorrow
Excessive anger, hostility, or violent behaviour
Extreme tension, worry, remorse, or fear
Reduction in thinking or confusion
Reduction in your concentration ability
Lack of energy or constant fatigue
Detachment from any social activities
Stress and inability to perform day-to-day activities
Lack of ability to understand situations
Delusion or hallucinations
Causes of Mental Illness
There are 4 significant causes of mental health issues. Here is a list that will help you understand the causes of mental illness in detail:
A lot of mental illnesses are hereditary, and they showcase similar genetic components. So, people who have a relative with several mental issues have higher chances of developing similar types of mental illnesses.
Any exposure to stressors, toxic substances, or chemicals that can lead to inflammation in the womb of the mother can cause illnesses related to mental health. For example, the consumption of alcohol, drugs, or any other toxic substances can lead to mental illness in a child.
Some psychiatric disorders are caused by traumatic or stressful events that might have happened to you. If there was a frequent change in the primary caregivers at the time of childhood might lead to attachment problems. PTSD is one example of such illness.
Some mental illnesses are caused because of the disruption in the working of the neurotransmitters. Neurotransmitters are some naturally occurring chemicals present in the human brain and work as messengers. Any imbalance in the neurotransmitters can cause mental health issues.
Thus, these are some of the top causes of mental health issues. If you have experienced any traumatic event or are severely stressed, seeking a doctor is advisable.
Risk Factors of Mental Illnesses
People with the below-given factors are more at risk of developing some serious mental illnesses.
If there is a history of any type of mental illness within your blood relations
If you are at stress continuously in your everyday life
If you have any other persisting chronic diseases or illnesses
If you have experienced a traumatic event in your life
If you have faced brain damage because of severe injury
If there is a history of abuse or avoidance during childhood
If there are drug or alcohol-related addiction
Benefits of Purchasing a Health Insurance Plan
With the rapidly increasing costs of healthcare, a medical insurance plan ensures that you have financial support when you require it. Technological advancements have provided access to many new treatments for various diseases, but with added costs. The expenses of treatments have increased, and without a health insurance plan, getting the right treatment can prove to be expensive.
Here are the top benefits of purchasing the right health insurance:
- Range of illnesses
A health insurance plan does not cover only one or two illnesses; it covers a host of illnesses. The medical insurance plan states all the illnesses that are covered under the plan. Even pre-existing diseases are covered by your medical insurance plan after the waiting period is over. Also, most health insurance plans cover a range of mental health issues which is one of the top advantages.
- Medical emergencies
Illnesses or any medical emergencies can happen at any time. They do not announce before they happen. Thus, with a medical insurance plan, you can be assured of the right treatment and financial support when there is a medical emergency. You do not have to take money out of your savings to pay the hospital bills if you have a suitable health insurance plan.
- Cashless hospitalisation
A top benefit of a medical insurance plan is the choice of cashless hospitalisation. If you get hospitalised and seek treatment at one of the network hospitals of the insurance company, you will not have to pay bills out of your pocket. The bills will be settled by the insurer, subject to the conditions of the medical insurance plan.
- Peace of mind
After purchasing a health insurance plan, you will have peace knowing that you have the right coverage against different mental and physical illnesses. Thus, if a medical emergency were to arrive, you would not have to worry, and you could depend on your health insurance plan for financial support.
Steps to Purchase a Suitable Health Insurance Plan from Tata AIG
With Tata AIG, you can buy a plan without any worries. According to your preference, you can choose an offline or an online mode to buy a health insurance plan. No matter which mode you choose, the process of buying a plan is simple and efficient. Moreover, you will be provided with any help that you need to complete your purchase.
How to Purchase Tata AIG Medical Insurance?
Medical insurance from Tata AIG can be bought offline as well as online. No matter which mode of purchase you choose, the process will be efficient and hassle-free. Once you have initiated the process, you will have your health insurance plan without having to wait for long.
Go to the Tata AIG website to choose the plan as per your preference.
Decide whether you want to purchase medical insurance for yourself, your mother and/or your father, your wife/husband, or your children.
Once you have selected that, you can now choose the Get Plan option.
Put in all your details, including your name, address of residence, annual income, and other information.
According to the inputs, all the suitable health insurance plans will be listed for you.
Now, select a sum insured that you think is suitable for you.
Browse all the plans provided and choose one that suits your needs.
Click on the ‘Buy Now’ option if you are sure about the plan that you want to buy.
The Tata AIG team will contact you to understand if you are facing any issues in selecting or buying the plan.
Once you pay the premium, the plan will be issued to you in some time.
Find a Tata AIG centre that is near where you currently live.
Visit that centre at your convenience.
Once you are there at the centre, you can enter the reception area and tell the staff the reason behind your visit.
An executive from Tata AIG will meet you at the centre and will help you understand all the plans in detail.
After you have chosen the plan, the centre will provide you with an application form that you need to fill out.
All the information needs to be filled in, and the application form, along with all the necessary documents, needs to be submitted.
Now, you have to pay the health insurance premium for the chosen plan.
After the purchase is complete, the plan will be sent to you post the verification of your application form details and documents.
Documents Required to Get Medical Insurance from Tata AIG
To buy a health insurance plan from Tata AIG, the documents that you have to submit include
Documents that outline all the important details of your medical history
Other Health Pages
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Can excessive stress lead to mental health issues?
Can excessive stress lead to mental health issues?
Yes, excessive stress can lead to different mental health issues. It is always advisable to lead a stress-free life so that you can stay mentally and physically healthy.
Can mental health issues be treated?
Mental health issues are not curable entirely, but a lot of mental health experts have been able to treat mental illnesses up to the maximum limit. Some of the most common and significant treatments include medication and psychotherapy. In the case of some mental illnesses, psychotherapy can help to reduce the symptoms, while in some cases, specific medication is required. However, treatments for mental illnesses often require trials so that the right medication can be figured out for that specific illness.
How to prevent mental health issues?
Some of the common ways to prevent mental illnesses include living a healthy lifestyle, eating properly and taking plenty of rest, spending good time with your family, friends, and loved ones, being open and reaching out if you feel sorrow or stress, and never ignoring any mental illness symptoms.
Is insomnia a mental health illness?
Yes, insomnia is a mental illness and requires medical attention.
Do health insurance plans cover all mental health illnesses?
The inclusions of a health insurance plan differ from one insurer to another. It is advisable to read all the terms and conditions mentioned in the plan before buying a suitable plan for yourself.