7th Pay Matrix Table

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7th Pay Matrix Table

The 7th Pay Matrix is a comprehensive yet easy-to-understand table that mentions all the pay levels within a single chart.

It allows government employees to view their pay level, chances of pay progression, growth potential, and many other things. The 7th Pay Commission defined it and aims to streamline government employees' pay structures.
Let’s learn more about the 7th Pay Matrix table, its features, benefits, and how to read it.

What is the Pay Commission?

A pay commission is a government-elected body responsible for reviewing and recommending changes to the salary structures and allowances of government employees. This body is established at regular intervals to evaluate and revise the pay scales of public sector employees.

The primary objective of the pay commission is to ensure fair salaries and equal compensation for all government employees while also considering the implications for the Indian government.

Further, the pay commission takes into account various factors for making salary decisions. These include the economic situation, inflation, prevailing market rates, and, most importantly, the financial capabilities of the government in power.

What is the 7th Pay Commission?

The 7th Pay Commission in India, under the chairmanship of Justice Ashok Kumar Mathur, was established in February 2014 and submitted a report on 19th November 2015.

Following are the key aspects of the recommendations and findings of the 7th Pay Commission:

Increase in Basic Pay: The 7th Pay Commission recommended an increase in the basic pay from ₹7,000 to ₹18,000 per month.

Fitment Factor: The commission also recommended a fitment factor of 2.57 to calculate the revised salary for government employees working at different levels.

Allowances: Different types of allowances, such as Transport Allowance, Dearness Allowance, Children’s Education Allowance, etc., were increased and rationalised to provide government employees with better benefits.

House Rent Allowance (HRA): The 7th Pay Commission also revised the rates for HRA based on employees' cities of residence. This is done to ensure that employees get allowances based on the cost of living in specific cities.

Abolition and Merger of 53 Allowances: The 7th Pay Commission has also proposed the abolition of 53 existing allowances and the merger of a few to reduce complexities and simplify the overall structure of allowances.

What is the 7th Pay Matrix and How Does It Work?

A pay matrix is an easy-to-understand pay scale chart that shows the salary ranges that come into force when any changes to the government employee’s salary structure are applied. With the help of this pay matrix, an individual can view their pay level, where they fit in and the level of progression.

In addition, the pay matrix table enables government employees to assess their current status and understand their potential growth over the years.

7th Pay Matrix Table: Dimensions

The 7th Pay Matrix is a number table comprising 760 cells, 19 columns, and 40 rows. It is applicable to over 30 lakh central government employees.

The central govt pay matrix table has two dimensions – horizontal and vertical range. The horizontal range corresponds to the ‘functional role in the hierarchy’ and is assigned numbers 1, 2, 3 and so on till 18. The vertical range denotes the ‘pay progression’ within each level. The vertical range also indicates the annual financial progression of 3% within each level. The starting point of the matrix, which is the minimum pay for the employee, is arrived at based on the 15th ILC norms or the Aykroyd formula.

Features of 7th Pay Matrix

Pay Matrix: The 7th Pay Commission dissolved the Pay Bands and Grade Pay, and the Pay Matrix came into force. The 7th Pay Commission matrix is designed differently for different groups, such as civilians, defence personnel, nursing services, etc.

Minimum Pay: The Commission increased the minimum pay for employees from ₹7000 to ₹18000 per month.

Increment Rate: The increment rate was fixed at 3%.

New Structure: The Commission approved the Index of Rationalization, and a minimum pay was set at each level of the Pay Matrix depending on factors like responsibility and increasing roles as per hierarchy.

Fitment Factor: A fitment factor of 2.57 is applicable in all levels 7th CPC Pay Matrix. This increases the salary by at least 14.29%.

Health Insurance Plan: The commission recommended raising the monthly contribution towards the Central Government Employees Group Insurance Scheme (CGEGIS); however, this recommendation was not accepted. The government proposed introducing a customised group insurance scheme with high coverage and low premiums.

Gratuity: The ceiling of gratuity is increased from ₹10 lakhs to ₹20 lakhs.

Ex-Gratia Lump Sum Compensation: The limit has been increased from ₹10-20 lakhs to ₹24-45 lakhs.

Benefits of 7th Pay Matrix

Below are some of the advantages of the 7th central govt pay matrix:

  • Helps to merge the grade pay and pay bands into one easy-to-understand and combined level

  • Solves issues regarding PB-3 and PB-4

  • Reduces the difference between various pay bands

  • Simplifies the fixation of revised pay

  • Resolves differential entry pay issue

  • Avoids complications in annual progression, regular promotion, and span of service

  • Provides better transparency compared to earlier systems

  • Ease in the administration process

  • Provides an error-free and holistic view of the pay system

Difference Between 7th Pay Commission and 7th Pay Matrix

The 7th Pay Commission is a team appointed by the government of India to suggest and change the salary structures and benefits received by government employees.

On the other hand, the 7th Pay matrix is a system established by the 7th Pay Commission to classify and organise government employees based on their pay level and grade pay. An employee's pay level decides their salary and other allowances.

Simply put, the Seventh Pay Commission India suggests changes to government employee salaries, while the 7th Pay Matrix is a solution that determines the pay levels of employees.

Pay Matrix: What is it?

Pay Matrix: What is it?

A pay matrix is an easy-to-understand pay scale chart that shows the salary ranges that come into force when any changes to the government employee’s salary structure are applied. With the help of this pay matrix, an individual can view their pay level, where they fit in and the level of progression.

In addition, the pay matrix table enables government employees to assess their current status and understand their potential growth over the years.

Pay Matrix Table: Dimensions

The 7th Pay Commission Matrix is a number table comprising o 760 cells with 19 columns and 40 rows. The table is applicable for over 30 lakh central government employees.

The pay matrix table has two dimensions – horizontal and vertical range. The horizontal range corresponds to the ‘functional role in the hierarchy’ and is assigned numbers 1, 2, 3 and so on till 18. The vertical range denotes the ‘pay progression’ within each level. The vertical range also indicates the annual financial progression of 3% within each level. The starting point of the matrix, which is the minimum pay for the employee, is arrived at based on the 15th ILC norms or the Aykroyd formula.

Pay Matrix Table: Advantages

Below are some of the advantages of the 7th CPC Pay Matrix:

Helps to merge the grade pay and pay bands into one easy-to-understand and combined level

Solves issues regarding PB-3 and PB-4

Reduces the difference between various pay bands

Simplifies the fixation of revised pay

Resolves differential entry pay issue

Avoids complications in annual progression, regular promotion, and span of service

Provides better transparency compared to earlier systems

Ease in the administration process

Provides an error-free and holistic view of the pay system

7th Pay Commission Pay Matrix Table For Civilian Employees

Grade Pay: 1800 to 2800

PB-1: 5200 to 20200

Level: 1 to 5

Grade Pay 1800 1900 2000 2400 2800
Level 1 2 3 4 5
1 18000 19900 21700 25500 29200
2 18500 20500 22400 26300 30100
3 19100 21100 23100 27100 31000
4 19700 21700 23800 27900 31900
5 20300 22400 24500 28700 32900
6 20900 23100 25200 29600 33900
7 21500 23800 26000 30500 34900
8 22100 24500 26800 31400 35900
9 22800 25200 27600 32300 37000
10 23500 26000 28400 33300 38100
11 24200 26800 29300 34300 39200
12 24900 27600 30200 35300 40400
13 25600 28400 31100 36400 41600
14 26400 29300 32000 37500 42800
15 27200 30200 33000 38600 44100
16 28000 31100 34000 39800 45400
17 28800 32000 35000 41000 46800
18 29700 33000 36100 42200 48200
19 30600 34000 37200 43500 49600
20 31500 35000 38300 44800 51100
21 32400 36100 39400 46100 52600
22 33400 37200 40600 47500 54200
23 34400 38300 41800 48900 55800
24 35400 39400 43100 50400 57500
25 36500 40600 44400 51900 59200
26 37600 41800 45700 53500 61000
27 38700 43100 47100 55100 62800
28 39900 44400 48500 56800 64700
29 41100 45700 50000 58500 66600
30 42300 47100 51500 60300 68600
31 43600 48500 53000 62100 70700
32 44900 50000 54600 64000 72800
33 46200 51500 56200 65900 75000
34 47600 53000 57900 67900 77300
35 49000 54600 59600 69900 79600
36 50500 56200 61400 72000 82000
37 52000 57900 63200 74200 84500
38 53600 59600 65100 76400 87000
39 55200 61400 67100 78700 89600
40 56900 63200 69100 81100 92300

Pay Scale Chart for Grade Pay: 4200 to 5400, PB-2: 9300 to 34800, Level: 6 to 9

Grade Pay: 4200 to 5400
PB-2: 9300 to 34800
Level: 6 to 9

Grade Pay 4200 4600 4800 5400
Level 6 7 8 9
1 35400 44900 47600 53100
2 36500 46200 49000 54700
3 37600 47600 50500 56300
4 38700 49000 52000 58000
5 39900 50500 53600 59700
6 41100 52000 55200 61500
7 42300 53600 56900 63300
8 43600 55200 58600 65200
9 44900 56900 60400 67200
10 46200 58600 62200 69200
11 47600 60400 64100 71300
12 49000 62200 66000 73400
13 50500 64100 68000 75600
14 52000 66000 70000 77900
15 53600 68000 72100 80200
16 55200 70000 74300 82600
17 56900 72100 76500 85100
18 58600 74300 78800 87700
19 60400 76500 81200 90300
20 62200 78800 83600 93000
21 64100 81200 86100 95800
22 66000 83600 88700 98700
23 68000 86100 91400 101700
24 70000 88700 94100 104800
25 72100 91400 96900 107900
26 74300 94100 99800 111100
27 76500 96900 102800 114400
28 78800 99800 105900 117800
29 81200 102800 109100 121300
30 83600 105900 112400 124900
31 86100 109100 115800 128600
32 88700 112400 119300 132500
33 91400 115800 122900 136500
34 94100 119300 126600 140600
35 96900 122900 130400 144800
36 99800 126600 134300 149100
37 102800 130400 138300 153600
38 105900 134300 142400 158200
39 109100 138300 146700 162900
40 112400 142400 151100 151100

Pay Scale Chart for Grade Pay: 5400 to 7600 PB-3: 15600 to 39100 Level: 10 to 12

Grade Pay: 5400 to 7600
PB-3: 15600 to 39100
Level: 10 to 12

Grade Pay 5400 6600 7600
Level 10 11 12
1 56100 67700 78800
2 57800 69700 81200
3 59500 71800 83600
4 61300 74000 86100
5 63100 76200 88700
6 65000 78500 91400
7 67000 80900 94100
8 69000 83300 96900
9 71100 85800 99800
10 73200 88400 102800
11 75400 91100 105900
12 77700 93800 109100
13 80000 96600 112400
14 82400 99500 115800
15 84900 102500 119300
16 87400 105600 122900
17 90000 108800 126600
18 92700 112100 130400
19 95500 115500 134300
20 98400 119000 138300
21 101400 122600 142400
22 104400 126300 146700
23 107500 130100 151100
24 110700 134000 155600
25 114000 138000 160300
26 117400 142100 165100
27 120900 146400 170100
28 124500 150800 175200
29 128200 155300 180500
30 132000 160000 185900
31 136000 164800 191500
32 140100 169700 197200
33 144300 174800 203100
34 148600 180000 209200
35 153100 185400 -
36 157700 191000 -
37 162400 196700 -
38 167300 202600 -
39 172300 208700 -
40 177500 - -

Pay Scale Chart for Grade Pay: 8700 to 10000 PB-4: 37400 to 67000 Level: 13 to 14

Grade Pay: 8700 to 10000
PB-4: 37400 to 67000
Level: 13 to 14

Grade Pay 5400 6600 7600
Level 13 13 A 14
1 123100 131100 144200
2 126800 135000 148500
3 130600 139100 153000
4 134500 143300 157600
5 138500 147600 162300
6 142700 152000 167200
7 147000 156600 172200
8 151400 161300 177400
9 155900 166100 182700
10 160600 171100 188200
11 165400 176200 193800
12 170400 181500 199600
13 175500 186900 205600
14 180800 192500 211800
15 186200 198300 218200
16 191800 204200 -
17 197600 210300
18 203500 216600 -
19 209600 - -
20 215900 - -

**No Grade Pay ** Level: 15 to Level 18

**No Grade Pay **
Level: 15 to Level 18

Grade Pay 67000-79000 75500-80000 80000 90000
Level 15 16 17 18
1 182200 205400 225000 250000
2 187700 211600 - -
3 193300 217900 - -
4 199100 224400 - -
5 205100 - - -
6 211300 - - -
7 217600 - - -
8 224100 - - -

Medical Insurance - An Integral Part of the Pay Commission

The Pay Commission was always of the opinion that health insurance for government employees and pensioners plays a crucial role in ensuring complete financial coverage for the employees, pensioners and their dependents in the long run.

The 4th CPC had thus recommended introducing a health insurance scheme for Central Government employees and pensioners. It had then recommended that the scheme be made available voluntarily by paying a prescribed contribution. However, it recommended the scheme be compulsory for new employees who join after introducing it.

Many healthcare insurance companies these days provide comprehensive healthcare coverage. Therefore, with proper tie-ups with these insurance providers, the government aimed to enhance the reach of the proposed Health Insurance Scheme.

The Central Government Health Scheme (CGHS) is an all-inclusive National Health Insurance Scheme (NHIS) offered via authorised and registered CGHS dispensaries, allopathic clinics and AYUSH centres.

The important aspects of the CGHS are:

  • General consultation and dispensary services

  • Provision of necessary medicines

  • Specialist consultation services

  • Pathological and imaging tests, such as blood tests, X-rays, etc.

  • Hospitalisation

  • Services related to maternity, child health and family welfare

  • Health-based knowledge and education.

Wrapping Up

The 7th Pay Matrix is a convenient table for all central government and defence employees to know where they stand and their progression in the category over the years. In addition, the Central Government Health Scheme (CGHS) offered by the Central Government through the Pay Commission ensures proper healthcare facilities are available to its employees and pensioners.

Apart from central and state government insurance schemes, private insurance providers like Tata AIG offer affordable health insurance plans. Our MediCare health insurance plans with three variants are curated to fulfil your medical insurance requirements.

The benefits of a health insurance plan are many. Apart from providing financial support in medical emergencies, health insurance tax benefits cannot be ignored.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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