Ways to Find Car Insurance Policy Number

There are seven ways to find insurance policy number:

• On the policy document

When you buy a vehicle insurance plan, the insurance company gives you some documents. These documents contain car insurance details like the type of coverage- third-party, own damage, or comprehensive, the policy term, the premium amount, the cover amount, etc. These also contain the car insurance policy number. Insurance companies send the policy documents through email in a soft copy if you purchase the policy online. If you have purchased it offline, they may send it to your address by post. You can simply go through the documents and find the policy number there.

• On the e-Vaahan portal

If you are wondering how to find insurance policy number by vehicle number, you can do so on the government’s online registration portal. Every car has a unique registration number that is mapped to its insurance plan. You can visit the e-Vaahan portal, enter your car’s registration number, and the portal will reflect the car insurance policy number. You can also find other details of your vehicle here. All you need is a stable internet connection and a computer/ laptop/ or smartphone.

• On the insurance company’s website or mobile application

The insurance company’s website will also contain information on your policy. You can visit the website of the insurer from where you have bought your four wheeler insurance plan. Log in to your account by entering your name, date of birth, phone number, car registration number, or other similar details. Once you have logged in, you can check the details of your plan, including the policy number.

• Through an insurance agent

If you purchase your four wheeler insurance plan from an insurance agent, the agent would have a copy of your policy’s details. You can simply contact them and ask them to retrieve the policy number. All insurance agents maintain a copy of their client’s car insurance policy details. However, depending on how responsive the agent is, this may be a bit time-consuming.

• At the nearest insurance company’s branch

Irrespective of whether you purchase the policy online or offline, you can walk into any branch of the insurance company and find out your car insurance policy number. The branch representative will ask you for your name, age, phone number, and identification proof to verify your identity. After the verification is complete, they will be happy to share your car insurance policy details.

• **By calling the insurance company’s customer care **

If you prefer calling the insurance company over visiting the branch in person or checking the website, you can also call customer care. Most insurance companies have customer care numbers that can be reached from anywhere. These numbers can be found online or in telephone registries.

You can call them and ask them for your policy number. The procedure is the same as visiting the branch in person. The executive will verify your identity by asking you about your name, age, phone number, address, etc. Once they are sure of your identity, they will tell you your policy number over the phone.

• On the Insurance Information Bureau (IIB) website

Lastly, you can visit the Insurance Information Bureau’s website. The IIB website maintains a record of all vehicle insurance plans in the country. You will be asked to enter your personal details like name, age, etc. The website will then show you your car insurance policy details.

You can require the car insurance policy number in a number of situations. Here are some examples:

• **If your car has been in an accident **

If your car has been a part of an accident and you need to make an insurance claim, you will need your policy number. Knowing how to find insurance policy number by vehicle number tremendously helps in such a scenario. This will be used on the claim form irrespective of whether you own a third-party, comprehensive, or own damage cover.

• **If you are renewing your policy **

If your policy is inactive and you have to renew it, you will have to submit your car insurance policy details, including the policy number. This is essential while renewing from the same insurer as well as if you buy vehicle insurance from a new insurance company.

• If you are stopped for routine checking by the traffic police

The traffic police or similar authorities can stop you for a routine check and demand to know your policy number. Since car insurance is mandatory by law, the police can ask for your policy details to check whether or not you are abiding by the law.

• If you are selling your car

If you are selling your car and transferring the ownership of your four wheeler insurance plan to the new owner, you will require your car insurance plan’s policy number.

Tata AIG offers three types of car insurance policies that you can buy based on your needs:

Comprehensive Car Insurance Policy: This is a comprehensive plan that protects against third-party liabilities, loss, and damage caused due to an accident, a natural calamity, etc.

Stand Alone Own Damage Car Insurance Policy: This car insurance plan covers the damages caused to your car alone in the case of an accident. It does not cover third-party liability.

Stand Alone Third Party Car Insurance Policy: This vehicle insurance plan covers damages caused to the third party in an accident. It does not cover your car’s damages.

You can select any of these plans and receive the policy number as soon as you complete the purchase process and pay the premium.

Now that you understand how to know vehicle insurance policy number, you can use any of the seven methods to find out your plan’s details. This can help you save precious time when raising a claim. It can also be useful in other situations, such as while on the road, when selling your car, etc. Having said that, it is also important to keep your policy document in a safe and accessible place, so you do not lose your policy number.