Why You Should Avoid Triple Riding on A Bike in India

  • Author :
  • TATA AIG Team
  • Last Updated On :
  • 14/05/2024

India, as a country, is populated with two-wheelers and four-wheelers, with every road spotting a minimum of 10-15 vehicles together every few minutes. Two-wheelers' popularity is always higher due to their ease of navigating narrow routes.

In 2023, over 15.9 million two-wheelers were sold around the country. The key reasons behind this excessive demand are convenience, affordability, variety, etc.

However, one thing to acknowledge is the limitation of only two passengers, including the driver, on a two-wheeler. The reasoning behind this is backed by logic and rider security. Yet people occasionally practise triple-riding on bikes in the country, especially on busy routes, attracting unwanted attention and risking passenger safety.

In this blog, we will discuss why to avoid triple-riding on a bike, state-wise bike triple-riding fine, and other repercussions of triple-riding.

What is Triple-Riding and Why To Avoid it?

  • At most, two people, one rider and one passenger, are allowed on the two-wheeler.

  • Other than these two two-wheeler-specific rules, all the other standard traffic rules for riding a bike are also crucial to ensure rider safety.

Why Should You Avoid Triple-Riding on Bike?

The growing need for increased road safety is one of the major reasons behind implementing stricter traffic rules. Even though triple-riding is not allowed, people continue to ride carelessly. Here are some important reasons why you should avoid triple bike riding.

  • The design and body of most two-wheelers, like bikes, are limited to comfortable seating for only two people.

  • Adding a third person on the bike can cause a loss of balance and control due to weight imbalance and limited seating space.

  • Two-wheelers with more than two passengers can further push the bike's performance down due to excessive pressure on the engine and tyres.

  • The risk of road accidents is higher with triple-riding as the additional passenger can make it challenging to navigate through traffic quickly, especially in crowded spaces.

  • Triple-riding also poses a severe safety threat for people walking or riding around the bike.

  • The availability of necessary safety gear for two-wheelers is often limited to 2 passengers: the driver and the passenger. This can lead to a third passenger riding the bike without the safety gear, significantly increasing the risk of accidents and injuries.

  • The financial penalty of a set amount for triple-riding is also implied on all riders.

  • In some cases, there are other legal consequences of triple-riding. A common one includes licence suspension for a minimum of 3 months and community service.

List of Statewise Penalty Amount for Triple Bike Riding

As per the fine of triple riding in the Motor Vehicle Act, the typical fine amount is ₹1,000. However, among the different states in India, this fine amount is different for some. For a detailed list, find the exact list of penalty amounts for each state below.

<td colspan=3> 3 months licence suspension </td>
<td>3 months licence suspension</td>
Maharashtra ₹1,000 3 months licence suspension
Kerala --
Bihar --
Assam --
Madhya Pradesh
West Bengal
Punjab ₹300 --
Telangana ₹1,200 3 months licence suspension
Andhra Pradesh -- --
Arunachal Pradesh ₹2,000 3 months licence suspension
Tamil Nadu
Himachal Pradesh ₹1,000-₹1,500
Uttar Pradesh ₹100

How Can a Bike Insurance Policy Help?

Following all traffic rules of your state or city is mandatory to ensure vehicle and personal safety while being careful about the safety of others. Besides a bike triple-riding fine and other fine categories, many other road accidents can damage your bike. So, how to protect your bike from damage and maintenance costs?

The answer is with the right bike insurance. With a Tata AIG bike insurance policy, you can avail of numerous benefits that not only help the financial burden of damage repair but also support in cases of stolen bikes or accessories, natural calamities, and much more.

There are two types of insurance for 2-wheelers- third-party and comprehensive. All around the country, third-party bike insurance is mandated by law, and this extends cover to any loss or damage caused to a third party via your bike.

A comprehensive plan can be customised per cover requirements and budget to maximise your vehicle's protection. You should always compare two-wheeler insurance policies online using our website and make the right decision.


For any rider, being well-equipped with the different traffic rules relating to their bike before taking it on the road is crucial. Irresponsible riding can harm the rider and the people around, making it a significant safety threat.

Careless riding and triple-riding can also degrade the bike's performance and bring about a financial penalty and suspension of licence. Therefore, It is essential to be mindful while riding your bike on the road to ensure the safety of yourself, your vehicle, and others.

Investing in a bike insurance policy is highly beneficial for increased bike safety, as it allows you to ride safely, keeping your bike safe from damages and loss with constant financial support and assistance.

We ensure every bike owner finds an appropriate bike insurance plan as per need, with the availability of multiple customisation options and a range for premiums. Assess your needs and explore our numerous insurance plans to ensure that you ride your bike with peace of mind.

Buy one today and avoid triple-riding on bikes to reduce accidents and unfavourable damage or loss.


Where to pay the triple-riding fine?

To pay the triple-riding fine, you can either pay online or clear it on the spot with the officer on duty. The standard online method is to visit the e-challan Parivahan website, enter your challan or vehicle details, make payment and collect the receipt.

How to check for any triple-riding on the bike fine, if any?

To check for triple-riding or any other fine, all you need to do is visit the Parivahan portal, select “check challan status”, and enter your vehicle or DL details to get access to all your challans.

Is triple-riding fine and passenger overload fine the same?

No, triple-riding and passenger overloading are two different fine categories. Triple-riding is limited to two-wheelers like bikes, and passenger overloading is for four-wheelers like passenger vehicles, goods carrier vehicles, etc. Therefore, the penalty amount for both differ.

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