Traffic Fines in Kerala

  • Author :
  • TATA AIG Team
  • Published on :
  • 27/10/2023

Kerala is a picturesque state in southern India known for its lush green landscapes, backwaters, and vibrant culture. With its narrow roads winding through bustling cities and serene villages, traffic management is crucial to ensure safety and order.

One significant aspect of road safety in Kerala is the enforcement of traffic fines. These fines are penalties imposed on individuals who violate traffic rules, such as overspeeding, not wearing a helmet, or using a mobile phone while driving. They serve as a deterrent, discouraging reckless behaviour on the roads.

In addition to fines, motor insurance is another important aspect of road safety. In Kerala, like all other parts of the country, it is legally required for all vehicles to be insured. This insurance provides financial protection in case of vehicle accidents, theft, or damage. It also covers liability towards third parties, ensuring that the affected parties are compensated for their losses if an accident occurs.

Understanding traffic fines and the need for motor insurance is crucial for safe and responsible driving in the beautiful state of Kerala.

Traffic Rules in Kerala

In Kerala, some drivers, whether on two or four wheels, may sometimes forget the importance of following traffic regulations. Even though they know their significance, these rules can sometimes slip their minds. It is paramount to prioritise the safety of everyone on the road, including pedestrians and riders.

Just like in any other state across India, failing to adhere to these rules in Kerala may lead to the issuance of a traffic fine.

Hence, we must acquaint ourselves with some fundamental traffic rules that apply to both two-wheelers and four-wheelers in this vibrant and bustling state.

Two-wheeler Traffic Rules in Kerala

  • Wearing a helmet is mandatory for both the rider and pillion passengers. It provides crucial protection in case of an accident.

  • Riders must possess a valid two-wheeler license to operate a motorcycle or scooter legally.

  • Most two-wheelers are designed for a single rider. Carrying more than one passenger on a single-seater vehicle is not allowed.

  • Overtaking other vehicles in areas where it is prohibited, like curves, intersections, and pedestrian crossings, is strictly prohibited.

  • Riders must use appropriate signals while turning or changing lanes to inform other road users of their intentions.

  • Riding with more than two people on a two-wheeler is not allowed, as it poses a significant safety risk.

  • Performing stunts or dangerous manoeuvres on public roads is strictly prohibited.

  • Riders must obey speed limits specified on different roads. Excessive speeding can lead to fines and accidents.

  • Using a mobile phone while riding is dangerous and against the law. It can lead to accidents due to distraction.

  • The headlight and tail light must be functional, ensuring visibility in varying light conditions.

  • Riding a two-wheeler under the influence of alcohol or drugs is a severe offence and can lead to license suspension.

  • Always obey traffic signals, including red, green, and yellow lights.

  • Stay in your designated lane and avoid weaving in and out of traffic.

Four-wheeler Traffic Rules in Kerala

  • Obey the speed limit. The speed limit for four-wheelers on highways in Kerala is 100 km/h, and 60 km/h in urban areas.

  • Keep to the left. All vehicles in India must drive on the left side of the road.

  • Use your turn signals. Always use your turn signals to indicate your intentions to other road users.

  • Overtake safely. Only overtake when it is safe to do so, and leave enough space between you and the vehicle you are overtaking.

  • Give way to pedestrians. Pedestrians always have the right of way.

  • Do not drive under the influence of alcohol or drugs. Driving under the influence is a serious offence, resulting in heavy fines and/or imprisonment.

  • Wear a seatbelt. All drivers and passengers in four-wheelers must wear a seatbelt.

  • Do not park on yellow lines. Yellow lines on the road indicate that parking is prohibited.

  • Do not honk your horn unnecessarily. Honking your horn is only allowed to warn other road users of your presence in an emergency situation.

  • Do not use your mobile phone while driving. Using a mobile phone while driving is a distracted driving offence and can result in heavy fines.

New Kerala Traffic Fine List

Below is a depiction of the traffic violation fine in Kerala in accordance with the Motor Vehicle Act:

Traffic Violations Penalty
Driving Without Helmet ₹1,000
Triple Riding on Two-wheeler ₹1,000
Drunk and Drive Fine in Kerala ₹10,000
Minor Driving Vehicle ₹25,000
Driving Without a Seatbelt ₹1,000
Driving Without Insurance ₹2,000
Driving Uninsured Vehicle ₹2,000
Violation of Road Regulations ₹1,000
Driving Without a Valid Driving Licence ₹5,000
Carrying Excess Luggage For the first offence:₹500
  • For repeat offence: ₹1,500
  • Driving Without a Number Plate For the first offence: ₹500 For repeat offence: ₹1,500
    Overspeed fine in Kerala For Light motor vehicle (LMV): ₹1000 For Medium passenger goods vehicle: ₹2,000
    Parking in No Parking Fine in Kerala For the first offence: ₹500 For repeat offence: ₹1,500
    Disregarding the Traffic Signals For first offence:₹5,000 For repeat offence: ₹10,000
    Dangerous/Rash Driving For the first offence: ₹,5000 For repeat offence: ₹10,000
    Using a Mobile Phone While Driving For the first offence: ₹5,000 For repeat offence: ₹10,000
    Driving Vehicle Without Registration ₹2,000
    Carrying Explosive/Inflammable Substances ₹10,000
    Not Giving pass to Emergency Vehicles ₹10,000
    Driving When Mentally or Physically Unfit to Drive For the first offence: ₹1,000 For repeat offence: ₹2,000
    Racing For the first offence: ₹,5000 For repeat offence: ₹10,000
    Disqualified Person Driving a Vehicle ₹10,000
    Driving a Vehicle Registered in Another State for More than 12 Months For the first offence: ₹500 For repeat offence: ₹1,500
    Failure to Intimate Change of the Address of Vehicle Owner For the first offence: ₹500 For repeat offence: ₹1,500
    Overloading ₹2,000

    Imposing E-challan in Kerala

    E-challan is a system of issuing electronic traffic challans to violators. It is a more efficient and transparent way to enforce traffic rules and reduce road accidents.

    The e-challan system was launched in Kerala in 2015. It is being implemented by the Kerala Motor Vehicles Department (MVD) in collaboration with the National Informatics Centre (NIC).

    Under the e-challan system, traffic violators are caught on camera and e-challans are issued to their registered addresses. The challans can be paid online or at designated collection centres.

    The e-challan system eliminates the need for physical interaction between traffic violators and police officers. This reduces the scope for corruption. It is also more transparent than the traditional system of issuing challans. Violators receive a copy of the challan and can view the evidence against them online. This helps to reduce disputes and ensure that violators are treated fairly.

    The e-challan Kerala RTO fine has led to an improvement in traffic compliance in Kerala. Violators are more likely to pay their challans when they know they can be caught on camera and will be sent to their registered addresses.

    The e-challan system has been successful in reducing road accidents in Kerala. The state's road accidents have decreased by over 20% since the system was launched.

    The MVD is working to improve the e-challan system further. The department is planning to deploy more traffic cameras and integrate the e-challan system with other government agencies, such as the police and the courts.

    How to Pay a Kerala Traffic Police Fine?

    To pay the camera fine in Kerala, you can follow the below-mentioned steps:

    Paying E-Challan through Online Mode

    Go to the Kerala Police website.

    Click on the "E-Challan" tab.

    Enter your vehicle number or challan number.

    Click on the "Search" button.

    Your challan details will be displayed.

    Click on the "Pay Now" button.

    Select your preferred mode of payment (credit card, debit card, net banking, etc.)

    Enter your payment details and complete the transaction.

    You will receive a confirmation message once your payment is successful.

    Paying E-Challan through Offline Mode

    Visit any Kerala Motor Vehicles Department (MVD) office or authorised collection centre.

    Carry your vehicle registration certificate and the challan receipt (if you have one).

    Pay the fine at the counter in cash or by credit/debit card.

    You will receive a receipt for the payment.

    Importance of Having Valid Vehicle Insurance for Adhering to New Traffic Rules in Kerala

    The Motor Vehicles Act of India requires all vehicles on the road to have valid vehicle insurance. Driving a vehicle without insurance is a punishable offence.A car or bike insurance policy can help cover the cost of repairs to your vehicle and/or damages caused to other vehicles and property in the event of an accident.

    The new traffic rules in Kerala are designed to improve road safety and reduce traffic congestion. Some of the new rules include increased penalties for traffic violations, such as speeding, drunk driving, and jumping red lights; a new point system for traffic violations; drivers who accumulate too many points will have their licenses suspended; stricter rules for commercial vehicles and more traffic cameras to enforce the new rules.

    Having valid insurance for 2-wheeler or 4-wheelers can help you avoid the hefty fines and penalties associated with the new traffic rules in Kerala. It can also provide you with peace of mind knowing that you are financially protected in the event of an accident.

    With Tata AIG, you can compare two-wheeler insurance and four-wheeler insurance online and choose one that best suits your insurance needs and budget. For any help regarding picking the right plan, you can get in touch with our representatives.


    Why is wearing a helmet mandatory for two-wheeler riders in Kerala?

    Wearing a helmet is compulsory for two-wheeler riders in Kerala to ensure their safety in case of an accident. It provides crucial protection for the head, one of the most vulnerable areas in a crash. This rule helps reduce the severity of injuries and saves lives.

    Can a four-wheeler driver be fined for not wearing a seat belt in Kerala?

    Yes, all occupants of a four-wheeler, including the driver and passengers in both the front and back seats, must wear seat belts at all times. Failing to do so can result in a traffic fine. Seat belts significantly reduce the risk of serious injury or fatality in a collision.

    What are the consequences of driving under the influence of alcohol or drugs in Kerala?

    Driving under the influence of alcohol or drugs is a severe offence in Kerala. It can lead to hefty fines, driver's license suspension, and even legal action. More importantly, it poses a grave risk to drivers, passengers, and other road users due to impaired judgment and decreased reaction times.

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