Without License Fine in Mumbai

  • Author :
  • TATA AIG Team
  • Published on :
  • 28/02/2024

A driving licence is a necessary document that all vehicle owners need to have before getting on the road. It is a legal permit that allows an authorised person to drive on public roads. Road and transport authority generally issues the driving licence.

A proper procedure needs to be carried out to get a driving licence in Mumbai. Individuals who don't hold a valid driving licence need to pay a fine for no driver's licence. This blog will help in understanding the no-driving licence fine in Mumbai.

What is the No-Driving Licence Fine in Mumbai?

Vehicle owners who drive without a licence need to pay a fine of ₹5000 to the traffic police authority. No driving licence fine is a fine imposed by authorities on individuals when they drive a vehicle without having a driving licence.

Traffic police officers can issue a without licence challan after doing the general inspection. Having a physical copy of a driving licence is mandatory while getting on the road.

Further, in case of a road accident or disobeyance of any traffic rule, the first thing an official checks is whether the vehicle owner has a valid driving licence. This is to ensure that the vehicle owner has the necessary driving skills before getting behind the wheel.

When Are You Not Supposed to Drive Your Vehicle under Section 181?

  • Section 181 of the Motor Vehicle Act states that the driving licence is issued to those who have cleared or passed the driving licence test. To get a driving licence, individuals need to pass the driving licence written and skill test, which is conducted by the RTO official.

  • Under Section 181, driving a vehicle without a licence is a punishable offence. Section 181 is basically a contravention of Section 4 and Section 3 of the Motor Vehicles Acts, which are stated below:

  • Section 3 states that unless a person holds a valid driving licence, he is not authorised to drive on public roads. Further, under this section, persons with a commercial licence cannot drive their vehicles for personal use.

  • Section 4 of MVA states that individuals who are below 18 years of age are not eligible to drive any vehicle on public roads. However, those who have attained 16 years of age can drive a two-wheeler with 50 CC engine capacity.

Further, under the section 18 provision, individuals who are not 20 years of age can not drive any commercial vehicle in any public place.

How to Pay Your Without License Fine in Mumbai?

Individuals can pay without a DL fine online and offline. Below are the steps of both methods.

Online Method to Pay Driving Without Licence Fine Using Mumbai Traffic `Police Website

Step 1: To pay the ‘without licence challan’, open the Mumbai Traffic Police website.

Step 2: Next, click on the "E-Challan Payment" option.

Step 3: The Maharashtra state eChallan page will open up.

Step 4: Next, either select the challan number or vehicle number option.

Step 5: Now, based on the choice, enter the details, input the captcha and then hit the "Submit" button.

Step 6: The challan details will appear. Select the challan and click on the "Pay Now" option.

Step 7: Once the fine is paid, the individual will receive the confirmation receipt.

Offline Process to Pay No Driving Licence Fine in Mumbai

Step 1: To pay the without DL fine in Mumbai, visit the nearest RTO or traffic police office.

Step 2: After reaching the office, show the challan receipt to the official.

Step 3: The officer will check the challan details in their database

Step 4: Individuals need to pay the fine at the fee counter either in cash or in preferred online mode.

Step 5: Once the payment is done, collect the payment receipt for future reference.

What Happens if You Don't Pay Your ‘Without License Challan’ in Mumbai?

Vehicle owners who violate the traffic law get 60 days to pay a traffic fine. If an individual fails to pay the traffic fine in the stipulated time, they may face the following repercussions from the authorities.

  • A traffic police officer may pay a visit to the offender's address and ask them to pay without a licence challan.

  • If an individual doesn't take an official visit from an officer seriously, then a summon is issued against them. Offenders need to appear in court and settle all the dues. If an individual fails to pay a fine, then he may be imprisoned for 3 months.

  • If a violator doesn't respond to a summons positively and doesn't appear in court then their licence will get suspended until all the dues are paid.

How to Get a Valid Driver's Licence in Mumbai?

Getting a new driving licence or renewing an old licence requires a procedure which is listed below.

How to Apply for a DL in Mumbai?

Step 1: To acquire a permanent DL in Mumbai, visit the Parivahan Sewa website.

Step 2: Next, click on the "Online Services" option.

Step 3: Under the option, select the "Driving Licence Related Services" option.

Step 4: Next, select the state "Maharashtra" from the dropdown.

Step 5: On the new page, click on the "Apply for Driving Licence" option.

Step 6: Read all the driving licence instructions and click the "Proceed" button.

Step 7: Next, complete the DL application form and upload all the required documents.

Step 8: After uploading the document, book an appointment in the nearest RTO for a driving licence skill test.

Step 9: Next, pay the driving licence fee and save the acknowledgement receipt.

Step 10: Further, on the appointment date, appear with a driving licence acknowledgement receipt in the nearest RTO.

Step 11: The official will take a driving licence skill test, and based on the test result, a driving licence will be issued.

**How to Renew DL in Mumbai? **

Step 1: To renew the expired driving licence, visit the official Parivahan Sewa portal.

Step 2: Next, click on the "Online Services" option in the top menu.

Step 3: Then select "Driving Licence-Related Services".

Step 4: Now, choose the state of service, which is "Maharashtra".

Step 5: Further, select the "Apply For DL Renewal" option.

Step 6: After reading the instructions, click on the "Continue" button.

Step 7: Next, fill up the driving licence number, DOB and captcha code and then hit the "Proceed" button.

Step 8: Next, fill out the driving licence renewal form and upload all the necessary documents.

Step 9: After uploading the documents, pay the driving licence renewal fee and save the payment receipt.

Step 10: After verifying the application form and document, the official will renew the driving licence.

Tips to Avoid the Driving Without Licence Fine in Mumbai

Individuals can avoid driving without a licence fine by following the listed tips.

  • Before getting behind the wheel, make sure that all the vehicle-related documents, such as driver's licence, RC, vehicle insurance etc., are handy.

  • To avoid any penalties, it is recommended to follow all the traffic rules while driving.

  • Ensure that the driving licence is up to date before driving.

  • Use online applications, such as Digilocker, etc, to store digital copies of vehicle-related documents. However, only some RTO officials accept soft copies of documents.

List of the Laws and Acts Pertaining to Driver's Licence

Some of the laws and acts pertaining to driving licence are listed below:

Section 3: Under this section, driving a vehicle without a licence is a punishable offence.

Section 4: This section decides the minimum age for obtaining a driving licence in India. The minimum age to own a two-wheeler licence for a 50cc engine is 16 years, and for other vehicles is 18 years. The age for owning a licence for commercial vehicles is 20 years.

Section 5: This section states that the vehicle owner should not let their vehicle be driven by someone who doesn't hold a valid driving licence. If someone is found doing that, then the vehicle owner will be prosecuted under this law.

Section 19: This section states different offences, such as criminal activity, substance abuse, etc, under which the vehicle owner's driving licence can be suspended.

Section 20: This section states that the vehicle owner's driving licence can be revoked if a vehicle is found to be involved in any criminal activity.

Section 21: Under this section, a person's licence can be suspended if he is convicted of rash driving.

Section 22: This section allows cancellation of licence if the person is convicted of driving dangerously more than once.

Section 206: This section states the action against individuals for presenting vehicle-related fraudulent documentation. Under this, state officials or police officers can arrest an individual who has forged a driving licence.

How Can Tata AIG Help Fulfil Your Legal Compliance?

Having a driving licence is mandatory to avoid a ‘without licence challan’ in Mumbai. Moreover, if an individual does not possess at least a third-party bike insurance or car insurance, even then, a challan can be issued.

However, the coverage in a third-party two-wheeler insurance or a four-wheeler insurance is limited. Individuals who need enhanced protection should consider buying a comprehensive car or bike insurance policy.

Tata AIG offers custom-made, comprehensive car or bike insurance policies catering to individual needs. Further, to make the claim process easy, we have a team of 650+ claim experts with us. Explore the website to buy a car or bike insurance plan.


All vehicle owners need to have a valid driving licence to avoid a licence fine in Mumbai. The driving licence issued by the RTO is valid only for 20 years in case of personal usage vehicle. For commercial vehicles, the validity period is 5 years. Once the validity is expired, the driving licence is considered invalid, and authorities can impose a fine if found driving.


How can I pay a driving licence fine in Mumbai?

Vehicle owners can pay driving licence fines online and offline by visiting the Mumbai traffic police website or visiting the nearest RTO office.

Is there any grace period to pay a driving licence fine?

Vehicle owners generally have a time of 60 days to pay an eChallan. If it is not paid, then they need to appear in court to pay a fine. If an individual doesn't appear in court, then their driving licence will get suspended until the fine is paid.

What can I do if I forget to pay my challan?

Individuals can pay challan online and offline within 60 days of issuance. If they forget to pay the challan within the time frame, they can contact the RTO official to pay the traffic challan.

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