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    Personal Identity Protection

    The category of PEPP offers unique card insurance solutions that cover any loss or liability that may arise due to misuse of your identity or payment cards. Click on the link below to get more details on individual products.

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    Or You Can Contact Us on Our Toll Free No: 1800-266-7780

    • Benefits

      • Identity Theft Cover

         

        With this insurance cover, you get coverage towards:

         

        • Expenses resulting from your efforts to resolve the identity theft
        • Expenses that get covered are reasonable legal expenses, lost wages, Obligation to pay and miscellaneous expenses like cost of refilling of application for credit accounts or banking accounts, cost of notarizing documents and cost of maximum 4 credit reports from an entity approved by us.
      • Fraudulent Charges Cover

         

        With this insurance cover, you get coverage towards

        • Unauthorised charges made on your Debit / Credit Card
        • Card protection up to 12 hours prior to loss reporting
      • ATM Assault & Robbery Cover

         

        With this card insurance cover, you get coverage towards

        • Money withdrawn from ATM that you may lose due to a robbery, shortly* after the ATM withdrawal
        • Emergency first aid expenses, if you are injured during the robbery

        * within 15 minutes

      • Lost Wallet Cover

         

        With this insurance cover, you get coverage towards

        • Cost of replacing a lost or stolen wallet
        • Cost of replacing personal papers and payment cards in the lost or stolen wallet
    • Exclusions

      >

      • Identity Theft Cover

        Exclusions:

        • General Exclusions: Illegal Acts
        • Intentional Acts
        • War, invasion, act of foreign enemy, civil war, rebellion, terrorism, riot, civil commotion etc.
        • Order of any Govt. or public authority
        • Nuclear Perils.      

        Specific Exclusions:

        • Monetary losses unrelated to resolution of identity theft
        • Physical injury, sickness, disease, disability, shock, mental anguish, paid workdays by employer
      • Fraudulent Charges Cover

        Exclusions:

        • General Exclusions: Illegal Acts
        • Intentional Acts
        • War, invasion, act of foreign enemy, civil war, rebellion, terrorism, riot, civil commotion etc.
        • Order of any Govt. or public authority
        • Nuclear Perils.
        Specific Exclusions:
        • Charges more than 12 hours prior to first reporting the loss of the card
        • Charges post reporting the loss of the card
        • Cash advances made by card
        • Charges incurred by a person whom the card was entrusted to
      • ATM Assault & Robbery Cover

          What is not covered under Personal Identity Protection:

          General Exclusions:

        • Illegal Acts
        • Intentional Acts
        • War, invasion, act of foreign enemy, civil war, rebellion, terrorism, riot, civil commotion etc.
        • Order of any Govt. or public authority
        • Nuclear Perils.
        • Specific Exclusions:

        • Monetary losses unrelated to resolution of identity theft
        • Physical injury, sickness, disease, disability, shock, mental anguish, paid workdays by employer
      • Lost Wallet Cover

        Exclusions:

        • General Exclusions: Illegal Acts
        • Intentional Acts
        • War, invasion, act of foreign enemy, civil war, rebellion, terrorism, riot, civil commotion etc.
        • Order of any Govt. or public authority
        • Nuclear Perils.
        • Specific Exclusions:

        • Money, cheques, transportation tickets
        • Loss or damage caused by an event other than theft or misplacement
        • Accidental damage to wallet and items inside
        • Fraudulent charges on the lost or stolen payment cards
        • Any identity theft related costs caused by lost or stolen personal papers
    • Resources

      >

      • Click here to View and Download KFD Document

      • Click here to View and Download Policy Wordings





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    Registered Office : Peninsula Business Park, Tower A, 15thFloor, G.K.Marg, Lower Parel, Mumbai-400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425.

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    For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.

    Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id –customersupport@tata-aig.com. Fax Number – 022 66938170