Hyundai Exter Insurance
Hyundai Exter Insurance
Headquartered in South Korea, Hyundai is a global manufacturer of automobiles offering reliable and high-quality new-age vehicles. The company has diverse vehicles packed with advanced technology and safety features.
With its first car in India, the Hyundai Santro, the company stamped its mark on the Indian automobile market. Currently, the company sells 13 different models of cars in India.
The Hyundai Exter was launched in India in July 2023. This all-new SUV from Hyundai starts at an ex-showroom price of around ₹6 lakhs and can go up to ₹10.10 lakhs. It is available in petrol and CNG variants and has manual and automatic transmission options in the petrol variants.
The Hyundai Exter is designed as a rugged SUV and has high seating that offers good control while driving. It has a sunroof and a dash cam, among a host of modern features and technologies. It is designed for long drives and off-roading.
Hence, when you buy the Exter, you will take it for a long spin. But, before you do that, it is important to think about the car insurance policy you want to purchase for your Exter. You can choose between third-party liability-only car insurance and comprehensive Hyundai Exter insurance based on your preference.
With Tata AIG’s Hyundai Exter car insurance, you can be assured of optimal financial protection for your car. We have a high car insurance claim settlement ratio and thousands of satisfied car owners nationwide.
With well-thought-over processes, a dedicated team of experienced professionals, and competitive features, we offer insurance plans designed to cater to the varying needs of car owners across the country.
If you have purchased a Hyundai Exter, read on to find out how to get the best Exter insurance in India!
Hyundai Exter Car Insurance Renewal or Purchase via Tata AIG
The process for buying and renewing car insurance policies with Tata AIG is simple and allows you to get things done in no time.
You can buy a new policy by selecting the type of policy and coverage and paying the premium online. The policy documents are sent to your registered email address.
Similarly, you can opt for a Hyundai car insurance renewal and complete the process in no time.
The process of buying or renewing a car insurance policy with us can be summarized in a few steps:
Visit www.tataaig.com and navigate to the Car Insurance under the ‘All Products’ tab.
Provide the registration number of your car. Choose ‘Get Price’ if you are a new customer. Click ‘Renew’ if you are renewing an existing Tata AIG car insurance policy.
Provide all the necessary details.
Select IDV, add-on covers and deductibles.
In case of renewal, don’t forget to avail of the No Claim Bonus in case of a claim-free year.
Pay the applicable premium.
Receive policy documents over email.
With these steps, you can buy/renew a policy online with us in no time.
However, before you start the process, make sure that you go through our offerings and read up on the inclusions and exclusions of the policy carefully. If you have any doubts or questions, you can talk to our support team anytime.
As soon as you pay the premium, we process your application and send the policy documents to your registered email address.
Hyundai Exter Insurance Cost - Your Premium Amount
The calculation of the premium of a car insurance policy depends on a host of factors. These include the type of policy, type and condition of the car, risks of accidents, etc.
Tata AIG makes sure that all costs and charges are informed upfront. Also, the online car insurance calculator helps you estimate the premium amount and make changes to the policy to match the premium to your budget.
Here are the factors that affect the premium of Hyundai Insurance India:
Hyundai Exter third-party car insurance
If you are only looking to fulfil the legal insurance requirement, then you can opt for the mandatory third-party liability policy. These policies are mandated by the IRDAI and offer coverage for third-party liabilities arising from an accident caused by your car.
The premium is also determined by the IRDAI annually based on the engine capacity (cc) of the car. Every insurer has to offer third-party policies at these fixed premium rates.
Hyundai Exter comprehensive car insurance
When you opt for a comprehensive Tata AIG Hyundai Exter car insurance policy, we calculate the premium using a range of factors.
The most important aspect is your car's current market value or Insured Declared Value (IDV). If your car is totalled, we reimburse the sum insured. This is the approximate current market value of your car. We ask you to choose an IDV when purchasing the policy and calculate the premium based on it.
Since we are insuring the car, we will need all the details to make an informed assessment. These include its make/model and age to get an idea about its market value and average repair costs.
We will also need to know your location to determine if it passes through high-traffic or accident-prone areas. Also, if you live in an area where car thefts are common, then we will need to factor it in too.
Some people install security devices to protect their cars from theft and vandalism. This gets them a discount on the premium.
On the other hand, some car owners modify their vehicles for speed, performance, or looks. If this impacts its safety or makes it more prone to theft, they might have to pay a higher premium.
The add-ons you choose will also increase your premium. The higher the add-ons, the higher the premium. So make sure to choose your car insurance add-ons carefully.
Add-Ons for Hyundai Exter Car Insurance by Tata AIG
Tata AIG offers 12 useful add-on covers to help you create customised coverage for your car. As we saw, these add-ons come at a cost and must be chosen only if they can save money in the long run.
Here are the details of the add-ons offered by us:**
NCB Protection Cover: This add-on cover allows you to file a predefined number of claims in a policy term without losing your No Claim Bonus (NCB) benefit. This is particularly beneficial if you have accumulated a sizeable NCB discount.
Roadside Assistance Cover: This add-on cover offers emergency breakdown assistance if your car meets with an accident or collision and is not in a drivable state.
Repair of Glass Fiber and Plastic Parts Cover: This add-on cover offers coverage for the costs associated with the repair and/or replacement of plastic and fibreglass parts.
Daily Allowance Cover: This add-on cover pays your travel expenses from the place of the accident to your destination if it meets with an accident and requires it to be kept in the garage for some days for repairs.
Emergency Transport and Hotel Expenses Cover: This add-on pays for the expenses incurred for emergency transport and overnight accommodation if an accident damages your car and makes it unable to drive.
Key Replacement Cover: This add-on cover reimburses the cost of replacing your car keys if they are stolen or if you lose them.
Engine Secure Cover: This add-on cover covers the cost of repairs for damages to your car’s engine if the damages are caused due to approved reasons.
Tyre Secure Cover: This add-on cover covers the cost of repairs for damages to your car’s tyre/tube if the damages are caused due to approved reasons.
Consumables Expenses Cover: This add-on cover ensures that the costs of consumables like oils, lubricants, nuts, etc., are included in the policy.
Loss of Personal Belongings Cover: This add-on cover ensures that you are compensated for the loss of personal belongings during an accident
Return to Invoice Cover: You can get a lump sum payout from the policy if your car is stolen or if it meets with an accident and gets damaged beyond repair. The compensation amount is the IDV of the car. This add-on cover ensures that the compensation amount is equal to the car's on-road price.
Zero Depreciation Cover: We tend to factor in depreciation while calculating the claim amount in car insurance. With this add-on, you get the complete amount without any depreciation deduction.
Things Included and Not Included under Tata AIG Hyundai Exter Car Insurance Policy
Here is a list of things covered and not covered under a Hyundai Exter insurance policy:
|Things Included under Tata AIG Hyundai Exter Insurance||Things Not Included under Tata AIG Hyundai Exter Insurance|
|Third-Party Liability Cover: If your car causes an accident and damages third-party property or person, then you are liable to pay for the damages. The policy covers all such costs.||Driving without a license: The policy will not cover any damages caused to your car if the accident/collision happened when you were driving without a license.|
|Accidental damage to the insured car: The policy covers the cost of repairs if your car is damaged due to an accident.||Damages outside India: The policy will not offer any coverage if the damages to the car are sustained outside India.|
|Damage to the insured car due to other factors: The policy also covers the cost of repairs if the insured car is damaged due to natural calamities, man-made disasters, or fires.||Driving under the influence: The policy does not cover damages sustained by your car due to an accident if you have been driving under the influence of alcohol or drugs.|
|Total Loss Protection: The policy offers a lump sum compensation payout if your car is totalled (damaged in an accident beyond repair) or stolen. The compensation amount is the IDV of the car.||Wear and tear: No coverage under the policy for damages due to the wear and tear of the vehicle.|
|Personal Accident Cover for the Owner-Driver: This is a compulsory cover where the owner-driver is covered for an amount of Rs.15 lakhs if he suffers major injuries, disability, or dies in an accident.||Unauthorized use: No coverage if the car is used for unauthorized purposes like crash testing, racing, etc.|
Why Is It Necessary to Have Tata AIG for Your Hyundai Exter Car Insurance?
When you start looking for a car insurance provider, you must ensure that you get the best coverage at the optimum price. Also, you must consider the services that you can expect once you have purchased the policy and the speed with which the claims are processed.
Tata AIG has been one of the top car insurance providers in India for nearly twenty years. With a customer base of over five crore and a presence in remote corners of India, we have become a preferred name for car insurance in Indian households.
We offer policies that have been designed keeping the needs of Indian car owners in mind. You can either opt for a third-party liability-only insurance policy mandated by law or a standalone own-damage policy to get coverage for your car. Alternatively, you can choose our comprehensive car insurance plan for 360-degree protection.
We ensure we have the right team for the right jobs. Our customer support team understands the sense of urgency during claims and the need for an explanation during the buying process and answers queries accordingly.
Our team of 650+ claim experts ensures we process claims quickly. In FY 22-23, we had a claim settlement ratio of 99%.
We offer an end-to-end process for buying a policy online. In most cases, you can also renew your policy with us without visiting our office. Our unique add-on covers and cost-efficient policies make us a reliable name in car insurance.
Hyundai Exter: A Brief Overview of the Car
The Hyundai Exter is a rugged SUV with crossover styling that differentiates it from its competitors. The engine is available in petrol and CNG variants. The interiors are of superb quality and the suspension system makes sure that the ride is comfortable regardless of the road conditions. Its 391-litre boot is one of the largest in the segment. This a competitively-priced and versatile SUV for Indian conditions.
Hyundai Exter Car Variants and Prices
The Hyundai Exter is being offered in the following variants:
|Variants||On-road Pricing (ex-showroom New Delhi)|
|Exter EX (Manual; Petrol)||₹6 lakh|
|Exter EX Opt (Manual; Petrol)||₹6.25 lakh|
|Exter S (Manual; Petrol)||₹7.27 lakh|
|Exter S Opt (Manual; Petrol)||₹7.42 lakh|
|Exter S AMT (Automatic; Petrol)||₹7.97 lakh|
|Exter S CNG (Manual; CNG)||₹8.24 lakh|
|Exter SX (Manual; Petrol)||₹8 lakh|
|Exter SX DT (Manual; Petrol)||₹8.23 lakh|
|Exter SX Opt (Manual; Petrol)||₹8.64 lakh|
|Exter SX AMT (Automatic; Petrol)||₹8.68 lakh|
|Exter SX DX AMT (Automatic; Petrol)||₹8.91 lakh|
|Exter SX CNG (Manual; CNG)||₹8.97 lakh|
|Exter SX Opt AMT (Automatic, Petrol)||₹9.32 lakh|
|Exter SX Opt Connect (Manual; Petrol)||₹9.32 lakh|
|Exter SX Opt Connect DT (Manual; Petrol)||₹9.42 lakh|
|Exter SX Opt Connect AMT (Automatic; Petrol)||₹10 lakh|
|Exter SX Opt Connect DT AMT (Automatic; Petrol)||₹10.10 lakh|
Hyundai Exter Features: Unique Selling Points of the Car
The Hyundai Exter has several unique selling points as described below:
While no other SUV offers a factory-fitted SUV kit, the Hyundai Exter is India’s first sub-compact CNG SUV
The single-pane sunroof that also works with voice commands is also one of the first in the sub-compact SUV segment
The cabin has a dashcam with interior and exterior views. It has an LCD and can be connected to your smartphone with ease
It comes loaded with a host of safety features to help you drive in a stress-free manner
Top Competitors of the Hyundai Exter
Maruti Suzuki Fronx
Maruti Suzuki Ignis
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
What is the cost of Hyundai Exter?
What is the cost of Hyundai Exter?
The Hyundai Exter is available in petrol and CNG variants. Further, the petrol variants have manual and automatic transmission options. Each variant is priced differently. Overall, the variants are priced between ₹6 lakh and ₹10.10 lakh
Does Hyundai Exter have a sunroof?
Yes, the Hyundai Exter has a single-panel electric sunroof that also works using voice commands.
What is the mileage of the Hyundai Exter petrol AMT?
The Exter AMT petrol offers a mileage of around 19.2 km/litre
Does Hyundai Exter have ADAS?
An Advanced Driver Assistance System (ADAS) is an electronic system that improves the safety of the car and makes driving easier and safer. The Hyundai Exter comes equipped with ADAS.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.