Hyundai Exter Car Insurance

• The Hyundai Exter is powered by a 1.2-litre Kappa petrol engine and is also available with a factory-fitted Hy-CNG Duo option, paired with manual or AMT transmission.

• The Exter offers 5-seat capacity and a 391-litre boot space (petrol variants), making it suitable for daily commutes and weekend trips.

• It comes with 6 airbags as standard, along with Electronic Stability Control (ESC), Hill Assist Control, TPMS, and a rear parking camera on selected variants.

• Depending on the variant, the Exter offers an electric sunroof, an 8-inch touchscreen infotainment system, wireless Android Auto and Apple CarPlay, automatic climate control, and connected car technology.

• Higher variants include a factory-fitted dual-camera dashcam, wireless phone charger, cruise control, and rear AC vents.

• With its bold front grille, H-shaped LED DRLs, projector headlamps, and rugged styling, the Hyundai Exter delivers a distinctive SUV-inspired road presence.

• Feature-Rich Variants Mean Costlier Repairs: The Exter comes with a factory-fitted dual-camera dashcam, TPMS, electric sunroof, touchscreen infotainment system, and six airbags. Damage to these electronic components can significantly increase repair costs.

• Hyundai's Recall History: Hyundai has issued a recall of 294,000 vehicles in India due to seat belt issues across multiple models. Although company recalls may not be covered under car insurance, a comprehensive policy can help protect you financially against unexpected repairs.

• Micro-SUVs Frequently Face Wheel & Suspension Damage: With 185 mm of ground clearance, the Hyundai Exter is well-suited for urban roads. However, potholes, uneven roads, and poorly designed speed breakers can damage the tyres, alloy wheels, suspension, and steering components.

• CNG Variant Faces Higher Replacement Costs: The Exter's factory-fitted Hy-CNG Duo system includes specialised fuel components that can be expensive to repair or replace following an insured accident.

• Third-Party Car Insurance

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• Standalone Own Damage Insurance

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• Comprehensive Car Insurance

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• Zero Depreciation Car Insurance

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• Usage-Based Car Insurance

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• Up to 50% No Claim Bonus (NCB): Get up to 50% discount on your Hyundai Exter insurance renewal through NCB by maintaining a claim-free driving record over consecutive years.

• Affordable Online Premiums: Buy or renew online and benefit from attractive 90% Hyundai Exter insurance premium discounts.

• 6,301+ Cashless Network Garages: Get your Hyundai Exter repaired at 6,301+ network garages across India with seamless cashless claim settlements.

• Flexible Coverage Options: Choose from third-party or comprehensive car insurance plans based on your coverage needs and budget.

• Quick Claims Support: Benefit from an easy claims process backed by 750+ claim experts, ensuring prompt assistance when you need it most.

• 100% Digital Policy Management: Purchase, renew, download, or manage your Hyundai Exter insurance policy anytime through TATA AIG's website or mobile app.

• 8+ Customisable Add-ons: Enhance your Hyundai Exter insurance with 8+ add-ons for broader protection and added convenience.

• Trusted Insurance Partner: With 25+ years of industry experience, TATA AIG offers dependable protection to keep your Hyundai Exter covered against unforeseen events.

Inclusions

• Theft or Total Loss: Provides compensation up to the insured declared value (IDV) if your vehicle is stolen or declared a total loss following an insured event.

• Third-Party Liability Cover: If your car causes an accident and damages third-party property or a person, then you are liable to pay for the damages. The policy covers such third-party car insurance costs.

• Accidental Damage: Covers repair or replacement costs if your Hyundai Exter is damaged in a road accident or collision.

• Natural Calamities: Covers damage caused by floods, cyclones, earthquakes, storms, landslides, and other insured natural disasters.

• Fire and Man-Made Risks: Offers protection against losses arising from fire, explosion, self-ignition, lightning, riots, strikes, vandalism, and malicious acts.

• Transit Damage: Covers damage sustained while your Hyundai Exter is being transported by road, rail, air, or inland waterways.

• Personal Accident Cover for the Owner-Driver: The personal accident cover provides ₹15 lakhs in coverage if the owner-driver suffers major injuries, becomes disabled, or dies in an accident.

Exclusions

• Routine Wear and Maintenance: Normal wear and tear, depreciation, servicing, and replacement of ageing parts.

• Mechanical or Electrical Failures: Breakdowns or failures that occur due to regular usage and are not linked to an insured event.

• Policy Violations: Claims arising when the vehicle is driven without a valid driving licence, by an unauthorised driver, or used for purposes not covered under the policy.

• Illegal or Hazardous Activities: Damage occurring while racing, speed testing, or engaging in unlawful activities.

• War and Nuclear Risks: Losses resulting from war, invasion, nuclear hazards, or similar extraordinary events.

• Damages outside India: The policy will not provide coverage if the car is damaged outside India.

Note: Coverage, exclusions, claim settlement, and add-on availability are subject to the terms and conditions of your chosen policy documents.

TATA AIG offers 8+ useful add-on covers to help you create customised coverage for your car. As we saw, these add-ons come at a cost and must be chosen only if they can save money in the long run. Here are the details of the add-ons offered by us:

• Return to Invoice Cover: If your Hyundai Exter is stolen or declared a total loss, this add-on reimburses the original invoice amount rather than the vehicle's depreciated value.

• Roadside Assistance Cover: Get 24×7 emergency support for breakdowns, including towing, flat-tyre replacement, battery jump-starts, fuel delivery, and minor on-site repairs.

• Zero Depreciation Cover: Also known as depreciation reimbursement cover, it reimburses the depreciation deducted on eligible parts replaced during an own-damage claim.

• Vehicle Loan Protector: If your Hyundai Exter is financed, this add-on helps settle the outstanding loan amount in the event of the owner-driver's accidental death or permanent total disability.

• Engine Secure Cover: Protect your vehicle against repair expenses arising from engine or gearbox damage caused by water ingress or lubricant leakage after an insured event.

• Tyre Secure Cover: Covers the cost of repairing or replacing damaged tyres due to accidental cuts, bulges, or impact damage, subject to policy terms.

Insure Your Hyundai Exter in 5 Simple Steps

Getting Hyundai Exter car insurance online is a convenient process that takes only a few minutes. Here is how you can buy your policy:

• Enter Your Vehicle Details: Go to the top of the page, enter your Hyundai Exter registration number and click 'Get Price' to begin.

• Provide Car Information: Provide the necessary information, such as your previous policy details and vehicle specifications, to receive customised insurance quotes.

• Select Your Plan: Compare available plans, premiums, inclusions, and optional add-ons, and select the best Hyundai Exter insurance that suits your requirements.

• Customise Your Coverage: Personalise your chosen plan by adding the covers you need for enhanced financial protection against unexpected expenses.

• Make Payment & Receive Your Policy: Pay securely through the online gateway. Once the transaction is successful, your policy document will be issued instantly and sent to your registered email address.

You can download your Hyundai Exter car insurance policy online anytime by following these easy steps:

• Log In to Your Account: Sign in to the 'My Policy' or customer portal using your registered credentials.

• Select the Download Policy Option: Select the 'Download Policy' option from the dashboard to access your policy details.

• Verify Your Identity: Complete the verification process by entering your registered mobile number and the One-Time Password (OTP) sent to your device.

• Download and Save Your Policy: Download the policy document in PDF format and save it on your device or print a copy for future reference.

Also Read: Car Insurance Renewal in India: Documents Required

How to Raise a Claim

Depending on where you get your vehicle repaired, you can opt for a cashless claim at a network garage or a reimbursement claim if repairs are carried out at a non-network garage.

• Notify TATA AIG: Let TATA AIG know about the incident as soon as possible through the online claims portal or by calling 022 6489 8282.

• Choose Your Claim Type: Choose your preferred repair option. Visit a TATA AIG network garage for cashless repairs, or get your vehicle repaired at a non-network garage and pay the repair costs upfront.

• Submit the Required Documents: Share your policy details, vehicle information, and the required claim documents. For reimbursement claims, ensure you preserve all original repair bills and payment receipts.

• Vehicle Inspection (If Required): If necessary, TATA AIG will arrange a vehicle inspection to assess the extent of the damage before processing the claim.

• Claim Settlement: After the claim is approved, the repair cost will be settled directly with the network garage for cashless claims, or the admissible amount will be reimbursed to your registered bank account for reimbursement claims.

Documents Required

Keep the following documents ready to ensure a smooth claim process:

• Photographs of the damaged vehicle, along with the repair estimate, if applicable.
• Duly completed claim form and a copy of the active four-wheeler insurance policy.
• Original repair invoices, payment receipts, and bills for reimbursement claims.
• FIR or police report in case of theft, major accidents, or third-party liability claims.
• RTO cancellation certificate, original vehicle keys, and the financier's No Objection Certificate (NOC) for total loss or theft claims.
• Registration certificate (RC), a valid driving licence, and identity and address proof.
• Medical reports and hospital bills for personal accident claims, wherever applicable.
• Legal notices or documents related to third-party claims, if required.

Also Read: Documents Required to File a Car Insurance Claim

The Hyundai Exter car insurance premium is calculated based on several factors, including your vehicle's specifications, coverage requirements, and insurance history. As a compact SUV designed for city commutes and occasional long drives, the Hyundai Exter's variant, insured value, and selected coverage all influence the premium.

You can also use the TATA AIG online car insurance premium calculator to get an instant estimate before purchasing or renewing your policy. Some of the key details you need to calculate your Hyundai Exter insurance premium include:

• Preferred IDV
• Selected Exter variant and registration number
• City where the vehicle is registered
• No claim bonus and other discounts
• Policy type and optional add-ons you choose
• Existing policy details (if applicable)

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Note: Prices may vary by variant, location, taxes, and model updates. For the most recent pricing information, please visit the official Hyundai website or contact an authorised dealership.