Tata Altroz Insurance

Whether you’re insuring a brand-new Tata Altroz or renewing an existing policy, Tata AIG makes the process smooth and completely digital. Here’s how you can do it in just a few steps.

Buying a New Tata Altroz Insurance Policy

• Start by visiting the Tata AIG website and hitting the ‘Get Quote’ button.

• Enter basic details like your car’s make, model, fuel type, registration location, and if it’s new, the delivery date.

• Based on this, you’ll get a personalised quote showing the Tata Altroz insurance price with options for third party motor insurance or comprehensive cover.

• Customise your policy by adding useful covers such as Zero Depreciation, No Claim Bonus Protection (NCB) , or Return to Invoice.

• Fill in your contact details, verify your identity via CKYC, and proceed to pay.

• Once done, your car insurance policy is emailed to you instantly — no paperwork required.

Renewing Your Tata Altroz Insurance Online

• Visit the ‘Car Insurance Renewal’ section on the Tata AIG website.

• Enter your Altroz’s registration or policy number to fetch your existing plan.

• Update the IDV, confirm your NCB benefits, and select any new add-ons if needed.

• If your policy hasn’t expired, renewal is instant. If it has, a quick inspection may be needed
  before renewal.

• Complete the payment and download your renewed policy within minutes.
  Buying or renewing car insurance online not only saves time but also gives you the flexibility to tweak your coverage as per your driving needs.

The premium for your Tata Altroz insurance is calculated based on a few key components:

• Own Damage Premium – This depends on your Altroz’s current value (IDV), model, and age. Newer or higher-end variants usually have a higher premium.

• No Claim Bonus (NCB) – If you haven’t raised any claims in the previous year, you get a discount.

• Third-party Premium – A fixed cost set by IRDAI to cover damage to others.

• Add-on Covers – Optional benefits like Zero Depreciation add to the cost.

• GST – A government tax added to the final premium.

You can easily calculate the exact amount using a vehicle insurance calculator.

When insuring your Tata Altroz, choosing the right motor insurance plan helps ensure you’re covered according to your driving habits and protection needs. Tata AIG offers the following car insurance options:

1. Comprehensive Car Insurance

This plan provides complete coverage, including damage to your Altroz due to accidents, theft, fire, natural disasters, and third-party liabilities. You can enhance it with add-ons like Emergency Medical Expenses or Loss of Personal Belongings.

2. Stand-Alone Own Damage Cover

This covers damage to your Tata Altroz but excludes third-party claims. Ideal if you already have a valid third-party policy and want extra protection for your car.

3. Stand-Alone Third-Party Insurance

Mandatory under Indian law, this plan covers injury or property damage caused to others. It does not include damage to your own vehicle.

You can customise your policy using Tata AIG’s online vehicle insurance calculator. For vehicle insurance renewal or commercial vehicle insurance, your premium will depend on the Altroz's model, IDV, and selected coverage.

Buying your Tata Altroz insurance online is not just convenient, it also gives you better control over your car insurance choices. Here’s how going digital makes a difference:

• Quick and Hassle-Free Quotes

Get an accurate quote for your Tata Altroz insurance cost in just a few clicks. You don’t need to visit a branch or make calls. Everything is available online.

• Easily Compare Plans

When you buy car insurance online, you can compare prices, features, and add-ons from multiple insurers. This helps you choose a plan that offers value for money.

• Customise Your Coverage

Add-ons like Zero Depreciation or Engine Protection allow you to tailor the policy to match how you use your Altroz, whether it's for daily commuting or occasional trips.

• Simple Car Insurance Renewal

Online car insurance renewal lets you extend your policy instantly and continue enjoying uninterrupted coverage, without any paperwork.

• Instant Policy Issuance

Once you complete the payment, your insurance documents are emailed immediately, giving you instant access to coverage.

• Legal Compliance Made Easy

Buying or renewing third party car insurance online ensures your Altroz stays compliant with Indian motor laws without delays or missed deadlines.

With everything available at your fingertips, securing your Tata Altroz has never been easier.

When you buy or renew your Tata Altroz car insurance, you don’t have to stick to just the basic plan. Add-ons give your car extra protection in real-life situations like engine trouble, breakdowns, or lost keys. You can pick what matters most to you, and easily calculate the updated Tata Altroz insurance cost using a vehicle insurance calculator.

Here are some helpful add-ons you can choose:

• Zero Depreciation (Depreciation Reimbursement)

If your car parts get damaged and need to be replaced, this cover makes sure you get the full value without losing money to depreciation.

• Return to Invoice Cover

If your Altroz is stolen or fully damaged, this helps you get the full invoice amount, just like when you bought the car, including registration and taxes.

• Engine Protection Cover

Covers engine damage from water, oil leaks, or flooding which is very useful during rainy seasons or if you live in flood-prone areas.

• Repair of Glass, Fibre & Plastic Parts

Small cracks or damage to windshields, bumpers, or plastic trims can be fixed without losing your No Claim Bonus (NCB).

• Tyre Secure Cover

If your tyres are damaged in an accident, this cover takes care of the repair or replacement costs.

• Key Replacement Cover

Prone to losing your car keys? This cover helps you pay for new keys and reprogramming with no stress if you misplace them.

• Roadside Assistance Cover

If your car breaks down anywhere due to a flat tyre, a dead battery, or anything else. Help will reach you quickly.

• Consumables Cover

During repairs, things like engine oil, nuts, bolts, or coolant are used. This add-on pays for those little things that aren’t usually covered.

• Daily Allowance

If your Altroz is at the garage after an accident, this gives you money each day to manage travel without your car.

• Emergency Transport and Hotel Expenses

If your car breaks down far from home, this pays for hotel stays or travel so you’re not left
stranded.

• Loss of Personal Belongings

If your laptop, bags, or other personal items get stolen or damaged in an accident, this cover helps you recover the cost.

• Emergency Medical Expenses

In case of an accident, this add-on pays for your or your passenger’s medical bills, like hospital, ambulance, or emergency treatment.

• No Claim Bonus (NCB) Protection

Usually, if you make a claim, you lose your NCB discount. This add-on protects it even if you claim once a year.

• Compulsory Personal Accident (Owner-Driver)

This is a must-have cover that gives financial protection if the owner-driver is badly injured or passes away in an accident.

• Personal Accident Cover for Passengers

This covers passengers in case they’re injured in your car during an accident.

• Misfuelling Cover

Put the wrong fuel in your car by mistake? This add-on covers the cost of draining it and
repairing any damage caused.

• Reinstate Panel Cover

If your car already had some damage from earlier and you didn’t claim for it, this cover lets you include that damage in a new claim.

• Electric Surge Secure

If you have a hybrid or electric Altroz, this protects it from electrical damage caused by power surges or short circuits.

• Battery Depreciation Cover

Need a new battery? This add-on ensures you get the full value without deductions for battery wear and tear.

• Vehicle Loan Protector

If something happens to the owner-driver, this cover pays off the remaining car loan so the family doesn’t have to.

These add-ons help shape your comprehensive car insurance plan around your daily needs. You don’t need to buy them all, just pick what fits your usage. The best part? They’re easy to add while buying or doing a vehicle insurance renewal online. You’ll also get an accurate Tata Altroz insurance price instantly.

Raising a claim under your Tata Altroz insurance is quick and easy with Tata AIG. Just follow these simple steps:

• Visit the official Tata AIG Claims page.

• Enter your registered mobile number to begin.

• Provide your Tata Altroz insurance policy number and brief details of the incident.

• In case of theft, file a police complaint immediately and keep the FIR number ready.

• Fill out the claim intimation form with:

• Your contact number

• Policy number

• Name of the insured

• Date and time of the incident

• Location and nature of damage or loss

• Contact details of the person present at the scene

A Tata AIG representative will get in touch to guide you through the next steps. Once the claim is approved, take your Altroz to the nearest cashless garage. Tata AIG will settle the approved repair costs directly with the garage, so you don’t have to worry about payment hassles.

When you buy Tata Altroz insurance, it's essential to know what’s protected and what isn’t. This helps you understand the real value of your Tata Altroz insurance cost and avoid surprises during a claim. Here's a simple table that breaks it all down:

Need a copy of your Tata Altroz insurance policy? You can quickly download it online through Tata AIG’s Self-Service portal. Just follow these steps:

1.Go to www.tataaig.com and open the Self-Service section.

2.Log in using your mobile number, email ID, or policy number.

3.Select ‘Policy Download’ and enter your Tata Altroz vehicle number.

4.Download your car insurance policy as a PDF or choose to receive it via email.

This method is useful whether you’ve just purchased your car insurance online or are accessing the document after car insurance renewal. It also gives you a quick way to review your Tata Altroz insurance cost and coverage details.

For assistance, call 022-6489-8282 (charges may apply) or email the Tata AIG customer care team.

To raise a Tata Altroz insurance claim smoothly, keep the following documents ready:

• Filled and signed claim form

• Copy of FIR (mandatory for theft or major accidents)

• Vehicle RC, valid driver’s licence, and a copy of your insurance policy

• Photos of the damage (if applying for reimbursement under plans like Zero Depreciation car insurance)

• Repair bills and receipts from the garage

• No Trace Report (in theft cases)

• Medical or hospital papers for injury-related claims

• Relevant RTO forms if ownership changes or No Objection Certificate (NOC) is required

For more clarity, you can use a vehicle insurance calculator to understand your claim eligibility under comprehensive car insurance or contact Tata AIG at 022-6489-8282 (charges may apply).

Insuring your Tata Altroz with Tata AIG ensures reliable protection, quick service, and great value. Here's why it matters:

• Quick Quotes in 3 Clicks

Get personalised car insurance quotes online for your Altroz using Tata AIG’s simple 3-step process. It’s fast and hassle-free.

• Attractive Discounts

Enjoy up to 85% discount on new Tata Altroz insurance policies. Existing users can enjoy up to 75% off on Altroz insurance renewal prices, along with rollover benefits.

• Smooth Claims Process

File and track claims online or via the mobile app Tata AIG’s process is quick, efficient, and designed to keep you stress-free.

• Zero Depreciation Car Insurance

Opt for zero depreciation cover to ensure full claim amounts without deduction for parts like plastic or rubber.

• Widespread Garage Network

Access over 5,900+ network garages across India for quality service, cashless repairs, and timely assistance.

• Comprehensive Protection Options

Choose from flexible covers third party car insurance, third party vehicle insurance, or full protection with comprehensive car insurance that includes add-ons tailored to your needs.

• Reliable Support Anytime

Whether it's an emergency or a policy question, Tata AIG offers support every step of the way.

Here are some of the rivals of Tata Altroz: