Contractors All Risks

The Contractors All Risks Insurance offers comprehensive coverage for all types of civil construction risks.

UIN: IRDAN108P0017V01100001

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Coverage

  • The coverage for physical loss or damage to property is on an "All Risks" basis, i.e. the policy insures against damage to property in the course of construction by all sudden, accidental and unforeseen causes other than specified excluded perils.
  • This cover includes works brought on to the site for the purposes of the contract as well as temporary works erected or constructed on-site.

Add On Covers

  • Surrounding property
  • Debris removal expenses
  • Third party liability
  • Escalation costs up to 50%
  • Air freight & express freight
  • Extended maintenance
  • Additional custom duty

Deductibles

The policy is subject to a compulsory excess & depends on the type of construction work.

Exclusions

Exclusions

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  • War, Invasion, Act of foreign enemy, hostilities or War like operations (whether war be declared or not) Civil War, rebellion, revolution, insurrection, mutiny, Civil commotion, Military or usurped power, martial law, conspiracy, confiscation, commandeering a group of malicious persons or persons acting on behalf of or in connection with any political organisation, requisition or destruction or damage by order of any Government de jure or defacto or by any Public, Municipal or Local Authority;
  • Nuclear reaction, Nuclear radiation or Radioactive contamination
  • Willful act or willful negligence of the Insured or of his responsible representative;
  • Cessation of work whether total or partial
  • Inventory losses
  • Manufacturing / design defects
  • Consequential loss
2008, Tata AIG General Insurance Company Limited, all rights reserved.
Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425.
Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation.
For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale.
Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – customersupport@tataaig.com. Fax Number – 022 66938170
2008, Tata AIG General Insurance Company
Limited, all rights reserved.
Registered Office : Peninsula Business Park,
Tower A, 15th Floor, G.K.Marg, Lower Parel,
Mumbai - 400 013, Maharashtra, India.
CINNumber : U85110MH2000PLC128425.
Registered with IRDA of India Regn.
No. 108. Insurance is the subject matter
of the solicitation.
For more details on benefits, exclusions,
limitations, terms and conditions, please read
sales brochure / policy wording carefully
before concluding a sale.
Toll Free Number : 1800 266 7780 / 1800 22
9966 (only for senior citizen policy holders).
Email Id – customersupport@tataaig.com.
Fax Number – 022 66938170