Ovarian Cancer

There are several types of ovarian cancer. Epithelial cancer is the most prevalent form. It all starts with the cells that wrap the ovary. Here are the types of ovarian cancer explained.

Well, there are two types of epithelial carcinoma that can extend to the ovaries as well:

Fallopian Tube Cancer: It develops in the tissue that lines the fallopian tube. Generally, fallopian tubes are two long, thin tubes located on either side of the uterus. The female reproductive organ where a baby grows during the time of pregnancy is the uterus.

Primary Peritoneal Cancer: It develops in the peritoneum's lining tissue. The peritoneum is the tissue lining that surrounds the organs in an individual's belly (abdomen).

These two malignancies are identical to ovarian cancer and are treated similarly. As a result, some medical practitioners classify these two forms as ovarian cancer.

Also, Stroman tumours and malignant germ cell tumours are two other uncommon kinds of ovarian cancer.

The exact aetiology of ovarian cancer is still unknown. You are more likely to have ovarian cancer if you've:

• Never been pregnant

• A family history (hereditary) of ovarian cancer

• Inherited a gene mutation (BRCA1/BRCA 2)

• Had endometriosis

• Had uterine, colorectal, or breast cancer

• Taken hormone replacement therapy

• Women who are 63 years older or above

• Never having a full-term pregnancy or having a pregnancy at a later age

• hormone therapy following menopause

• Obesity or being overweight

Also, as you become older, your chances of having ovarian cancer increase.

Lynch syndrome is another risk factor. This disease is inherited and can raise the chance of getting colon cancer. Lynch syndrome has been related to a variety of different cancers. If an individual has Lynch syndrome, they are more likely to acquire additional malignancies. Lynch syndrome is a hereditary illness, so reach out to your healthcare expert regarding any family history of colorectal or colon cancer.

Staging describes how far cancer has spread to an individual's body. Several criteria are evaluated when an individual's healthcare provider stages ovarian carcinoma, like:

• Which organs are affected by malignant cells. An individual's healthcare expert will want to know if the cancer's in one or both ovaries, or if it has progressed to other body organs in the abdomen, pelvis, or elsewhere.

• Malignant cells may spread all over an individual's body in a variety of ways. Ovarian Cancer may spread directly via the abdomen and pelvis, as well as through blood arteries and lymph nodes.

There are four ovarian cancer stages. The lowest number represents the least severe. The greater the number, the more severe the issue.

Early signs and symptoms of ovarian cancer may be absent. The malignancy is generally advanced by the time an individual notices any signs or symptoms.

• Among the signs and symptoms are:

• Loss of appetite

• Swelling or feeling bloated

• Pain in the belly

• Abnormal blood discharge or several other substances from the vagina

• Discomfort or pain in the pelvic region

• Frequently urge to urinate

• Fullness even after consuming only a small amount of food

• Weight loss

• Constipation

• Back pain

• Fatigue

There are screening tests for many kinds of cancer that discovers cancer or pre-cancer at an early stage when it's treatable and before symptoms appear. Many individuals are acquainted with screening tests such as Pap smears, colonoscopy, and mammograms.

Unluckily, there aren't any ovarian cancer screening tests available. Testing is usually done after an individual experiences symptoms. It is critical to know the body and notify the healthcare practitioner if you see anything out of the ordinary. Since ovarian cancer symptoms vary, persistent symptoms lasting over 2 to 3 weeks should be discussed with your healthcare physician.

Your physician may begin with a physical exam to gain insight into your medical history. The physician may start off with a pelvic examination. This particular examination is used to detect any enlarged organs in the pelvic or pelvic growths. This first test might offer your healthcare provider extra information and aid in determining what other tests you may require.

Additional testing might consist of:

• Pelvic Ultrasound

• Chest X-ray

• Positron Emission Tomography (PET) Scan

• Computerised Tomography (CT) Scan

• Magnetic Resonance Imaging (MRI)

• Blood Tests

• Laparoscopy

• Surgical Evaluation

When doctors detect ovarian cancer, they leverage certain ovarian cancer treatment approaches based on ovarian cancer's staging.

Ovarian cancer treatment may involve the following methods:

• Chemotherapy

• Surgery

• Targeted therapy

• Radiation therapy

• Palliative Care

• Biotherapy (Immunotherapy)

If ovarian cancer has progressed to other organs, doctors may recommend a combination of surgery, chemotherapy, and radiation therapy.

Ovarian cancer cannot be totally avoided. Maintaining a healthy body weight and implementing healthy living practices may lower your chance of developing cancer later in life (having a balanced diet, exercising, and limiting alcohol consumption). There are presently no screening tests that can help detect ovarian cancer. Most women are unaware they've it until symptoms appear.

Knowing your family history, on the other hand, can aid you to get set for any increased risk of getting ovarian cancer. So, if ovarian cancer runs in your family, speak with your doctor about it. If you had a BRCA genetic mutation, risk-lowering surgery to eradicate your tubes and ovaries before they become malignant might be warranted.

Money has turned out to be so vital as a medium of exchange that we're prepared to go to any length to save it for the coming times.

In today's age, which is full of uncertainty and unanticipated occurrences, as well as our hectic lifestyles, health is severely harmed as a result of these elements. Also, the likelihood of developing cancer has grown enormously in recent times.

One such form of cancer that's stated to be growing at a rapid pace is Ovarian cancer. According to the 2018 Globocan Fact Sheet, ovarian cancer is the third most prevalent disease among Indian women as well as the 8th most common cancer overall, accounting for 3.44% of every cancer case. In Indian women, ovarian cancer is the third most frequent gynaecological malignancy. Breast cancer is the most frequent gynaecological cancer, followed by cervical cancer.

The expense of cancer treatment in India adds fuel to the already-fired place. It has skyrocketed in recent times. In fact, treatment expenditures might potentially wipe out a typical individual's entire savings. As a result, obtaining comprehensive health insurance becomes more of a necessity in relation to such an incident that is to take place, since medical treatment is expensive!

Being diagnosed with ovarian cancer is undoubtedly frightening, and the expense of treatment is nothing short of a nightmare for middle-class individuals. As a result, obtaining health insurance with cancer coverage, then, is a huge help that can spare you from financial ruin if you're ever diagnosed with ovarian cancer.

So, whether you're a cancer sufferer or if cancer runs in your family, having mediclaim insurance with cancer cover is crucial. Tata AIG puts forward a range of medical insurance plans with cancer cover to help you get the best treatment at reputable hospitals without having to stress over finances. But before opting for one, do check the policy coverage, inclusions and exclusions on our health insurance premium calculator online. Contact us to take this alliance forward!

As a supplemental health insurance coverage, a cancer cover lowers out-of-purse expenses connected with ovarian cancer diagnosis and treatment, such as hospitalisation, chemotherapy, radiation therapy, surgery, blood transfusions, nursing care, and the cost of prescription medications. The amount of the money assured is determined by the stage of ovarian cancer diagnosed - major/minor/critical.

With India's cancer diagnosis rate continuously increasing, there are various reasons why you might wish to invest in this sort of coverage. Let us look at some of the reasons outlined below:

History of Cancer in Your Family

In today's society, the growing incidence of cancer diagnoses and subsequent delayed treatment results in a massive increase in the expense of cancer care. If you have a family history of cancer, it raises the likelihood of being diagnosed with cancer in the later stages of your life. Thus, having an ovarian cancer coverage plan along with your health insurance policy may be advantageous.

However, before acquiring cancer coverage, you should be informed that any pre-existing cancer problems will not be covered.

Supplements Your Existing Health Policy

If your family history suggests that you're at a slight risk of developing ovarian cancer, you should choose a comprehensive medical insurance policy since that's more affordable and meets all of your financial requirements. However, choosing an additional cancer cover may be more advantageous because you'll have to pay lower premium rates when compared to a regular medical insurance policy.

If you do not have any medical insurance, you must consider purchasing health insurance for ovarian cancer patients based on your present financial condition and the likelihood of being diagnosed with ovarian cancer.

You Do Not Have Enough Financial Reserves

In the event of a medical emergency, having a sufficient financial backup makes a significant difference. It's well recognised that a fatal condition such as ovarian cancer may lead to bankruptcy. Thus, having a health insurance with ovarian cancer coverage policy with ovarian cancer cover as a backup just not covers your treatment expenses but also makes you financially secure enough to meet your medical costs.

The Rising Cost of Cancer Treatment in India

Cancer cases in India have increased dramatically in recent years. With the increasing increase in cancer diagnoses throughout the world, the expense of cancer treatment is also rising considerably. There exist numerous factors that affect the cancer treatment cost, such as the cancer stage - early/major/advanced/critical.

Other factors that influence cancer treatment costs are hospital costs, cancer treatment duration, recurrence of the ailment, loss of income, and the level of insurance coverage currently available. Health insurance for ovarian cancer cover plans covers all of these costs and provides financial security for your life.

Tata AIG puts forward a range of health insurance with ovarian cancer policies to match the demands of its customers, as well as no-fuss in-house claim resolution. When you purchase one of our health insurance with cancer cover plans, you will receive the following benefits:**

• Wide Network of Cashless Hospitals:** When it comes to treating the ailing, time is of importance. The cashless facility provided by Tata AIG health insurance policies is the need of the hour. With more than 7,000 network hospitals working with us, you can get admitted to any network hospital of your choice for ovarian cancer treatment without needing to worry about payments.

• Financial Help:** By picking a Tata AIG medical insurance plan that covers ovarian cancer, you may erase your financial worries throughout the treatment process. Tata AIG puts forward a lump sum payout for the entire sum covered by its cancer cover plans.

• Medical Second Opinion:** Tata AIG offers its policyholders to go for a second opinion for their ovarian cancer treatment if they aren't liking the diagnosis of their doctor. You can stroll with confidence and look for a new doctor for your ailment since Tata AIG will take care of the expenses associated with the plan.

• All-Round Coverage:** You will be completely protected if you have Tata AIG medical coverage with an ovarian cancer insurance plan. This coverage includes all phases of ovarian cancer, whether they are early or advanced. This level of comprehensive coverage is also reasonably priced.

• Income Benefit:** Apart from the financial burden of treatment, an ovarian cancer diagnosis could have an influence on a person's capacity to work. They may be unable to work a regular job due to their illness. This might have an influence on their family's standard of living. In this case, our optional income benefit might be advantageous.

Cancer affects over 2.25 million individuals in India today, with over 11 lakh cases being documented each year. Given the increasing rates of cancer and related medical costs, any of us might be affected. It is better to be prepared for such situations. Here are a few benefits of health insurance with cancer cover plans:

• You'll have financial protection against ovarian cancer diagnosis and treatment, eliminating the need to take money out of your pockets and pay the costs.

• If the policyholder is diagnosed with ovarian cancer, a lump sum benefit is paid out a regular period to help with everyday household expenditures.

• A steady source of income with additional perks is also an option. You will be compensated for lost income since the claim amount can be used for household expenses.

• Policyholders may keep their ovarian cancer insurance coverage even after an early-stage diagnosis since some providers grant premium waive-offs.

• There's a lump sum option based on the ovarian cancer stage, whether major or minor.

• Health insurance tax benefits are one of the prime benefits that come with a health insurance policy. Under the 1961 Income Tax Act (Section 80D), the premium amount you pay for your insurance plan is deducted from your entire taxable income every fiscal year. A minimum of ₹25,000 and a maximum of ₹50,000 is deducted from your total taxable income.

The following are the steps to buy health insurance online with cancer cover via Tata AIG:

• Visit Tata AIG’s official website and choose who you wish to get medical insurance with ovarian cancer coverage. You can purchase health insurance with ovarian cancer cover for yourself or your spouse.

• Once you have determined who’s going to be insured, place your finger or cursor on the "Get Plan" option and click on it.

• Provide the essentials as requested, and Tata AIG will recommend the best and most appropriate plans for you.

• On the next page, all you need to do is select the sum insured. You can perform it by tapping on the drop-down menu. After that, you'll be able to view the exact premium amount.

• You may also compare health insurance policies to see which one best suits your needs.

• Pick the policy you intend to purchase and choose the "Buy Now" option.

• Our experts will reach out to you for further assistance.

You should be informed of the Tata AIG medical policy's inclusions and exclusions before choosing ovarian cancer coverage. Cancer insurance from Tata AIG covers and excludes the following:

Inclusions:

• Ovarian cancer detection phase

• Second opinion for ovarian cancer diagnosis and treatment

• Consumables expenses

Exclusions:

• Gleason score of less than 6 for prostate tumours

• Bladder's microcarcinoma

• Chronic lymphocytic leukaemia (if it's less than Stage 3)

• Skin cancer (invasive malignant melanoma - special case)

• Thyroid papillary microcarcinoma (if the size is less than 1 centimetres)

• Any comorbidities that were not disclosed during the medical insurance application process.

• If the throat cancer signs existed before the insurance policy date or arose during the first 3 months of the insurance policy's issuance, your claim will be refused.

• Any illness caused by a physical or mental condition that existed during the policy issuance time or the commencement date of the insurance, won't be covered.

• Self-inflicted injuries like suicide, STDs (sexually transmitted diseases), and so on. It also includes any form of harm caused by adventure sports like skydiving or paragliding.

• Any extra therapy or diagnostic that's unrelated to the health condition.

If you want the insurance claim settlement procedure to go well, you must submit all necessary documents on time. You must have all of the relevant papers to make an ovarian cancer insurance claim. Examine the papers listed below, which are essential for making an insurance claim for your ovarian cancer diagnosis:

• Insurance claim application form

• Hospital discharge summary, medical records, and case histories

• A thorough and accurate treatment of ovarian cancer diagnosis

• Any other papers requested by our claim professionals.

Tata AIG will review and authenticate the documentation you submitted to support your ovarian cancer health insurance claim. And we will go to work on the claim within 15 days of your ovarian cancer treatment or release from the hospital. If your insurance claim form is approved, you must expect to be paid within a month after submitting all necessary documentation.

Before purchasing health insurance with a cancer coverage plan, keep the following things in mind:

Choose High Sum Assured:** Cancer treatment is lengthy. As a result, it is better to get health insurance with a cancer cover policy with a high sum assured amount.

The Policy Must Offer an Income and Premium Waiver Benefit: The exorbitant expense of cancer treatment will undoubtedly throw your income into disarray. As a result, choose a strategy that will serve as a financial backup in these scenarios.

Your Policy Must Include Every Cancer Stage: You must choose a policy that covers every stage of your ovarian cancer treatment.

Review Your Family Health History: If you've a family history of cancer, investing in such a plan makes more sense.

Examine the Plan's Survival and Waiting Period Terms and Conditions:** Check and double-check the plan's waiting period, which is the amount of time you will have to wait before the insurance begins to provide coverage. Furthermore, to maximise advantages, examine the policy's survival term.

“My experience with Tata AIG has been nothing short of spectacular. From their simple and well-organised website, I acquired family health insurance with cancer coverage. My entire experience with obtaining such a package was flawless. And I'm glad to say that I'm no longer concerned about safeguarding my family from any sort of cancer-related worries. Great one, Team Tata AIG!”

~ Dinesh Chauhan

“My recent Tata AIG mediclaim coverage purchase was amazing. The services provided by the support executives were simply exceptional. Another feature that stood out to me was the possibility to pay for health insurance payments in a number of ways. Many thanks to the organisation for developing a well-informed and interesting website.”

~ Shanaya Rathore

“Thank you to Tata AIG's support team for guiding me in selecting the best health insurance policy based on my budget and needs. I ordered the Tata AIG MediCare plan through their official website, and my coverage was available on my portal within a few minutes. In addition, all documentation was performed online. As a consequence, the entire operation was really straightforward and convenient.”

~ Suprakash Deb