How to Buy a Second-hand Car?

  • Author :
  • TATA AIG Team
  • Published on :
  • 24/04/2021

The post-pandemic world has brought out a need for social distancing. As a result, more and more people now prefer a private mode of transportation over a public one.

Second-hand Car: A Complete Guide

However, given the financial upheaval caused by Covid-19, buying a new car can be challenging. But you can always turn to a second-hand car. With good car insurance online, you can secure your vehicle and use a second-hand car for years to come. Right from registration transfers to car insurance, here are some things to note about buying a second car.

Reasons to buy a used car

  • Buying a second-hand car helps you save money. The vehicle costs less, and you can get affordable insurance for the car.
  • Given the affordable prices, financing options, such as loans, are quite relaxed for second-hand cars.
  • If bought from a verified dealer, you get a warranty on your purchase.
  • You get to buy a superior model at a lower price.

Step-by-step guide to buying a used car

Here are the steps to follow when buying a used car in India:

Do some research: Make sure to compare different cars and the features they offer before you make a decision. You can visit online websites, blogs or consult friends or peers. Look for customer feedback to understand how the car is likely to perform. Petrol, diesel, and CNG cars can all have different advantages and disadvantages.

For instance, diesel cars cost more than petrol variants, but they can be cost-effective in the long run as the price of diesel is lower than petrol. CNG, on the other hand, can be an eco-friendly option, but finding CNG gas stations can sometimes be difficult.

Consider all these aspects deeply. Once you have found the right model, look for a used car listing in your area.

Find a verified seller: These days buying a used car has become rather easy. There are several online websites that sell second-hand cars. Most of these websites are verified and offer a warranty ranging from a few months to a few years, depending on the car. Apart from online websites, you can also look for resellers or car brokers in your locality.

However, be careful and pick only a certified broker. Buying a used car can sometimes be tricky as people can sell you a faulty car with duplicate parts and accessories. Therefore, it is important to only purchase a car from a trusted source.

Go for a test drive: Driving the car can help you be sure of its performance. Check if the clutch and breaks are smooth. Once you drive the car, you will also be able to understand if you are comfortable with the make. Some cars can be too high and others too low. See if you can get in and out of the car with ease.

Also, see if you are comfortable driving manual/automatic variants. For instance, while automatic cars are the new innovation, a lot of people still prefer using the manual variants out of habit.

Get the car inspected by a mechanic: A professional mechanic can check the car for any previous breakdowns or internal damage that may be hard for you to point out. Some car owners may hide the car’s faults by making minor repairs right before putting it on sale. However, these can prove to be a hassle for you at a later stage.

Ask the mechanic to check the car’s engine, filters, etc. Select the car only after a professional mechanic has approved it.

Check all papers: Buy a car with valid car insurance and registration only. The online insurance for a car can help you find out if the car has been in any major accidents in the past. Look for a car with a high No Claim Bonus (NCB), as this ensures that the existing owner was a safe driver and did not file for many claims. You will also have to get the registration certificate transferred to your name. When you do this, check Form 32 and 35 to confirm if the car has any pending loans. You should also keep an eye out for the Pollution Under Control certificate (PUC), Bi-fuel certification in the case of an LPG or CNG car, service book, road tax receipts, original invoice of the car, and owner’s manual.

Compare car insurance for used cars

Regardless of whether you buy a new car or a used one, it is essential to secure it with car insurance. You can consider buying a new plan or opt for the renewal of car insurance by visiting the TATA AIG website.

The motor insurance plan offers third party as well as own damage cover. You can also choose from a list of add-ons, such as roadside assistance, tyre assistance, key replacement, and more.

The TATA AIG car insurance claim process is quick and customer-friendly, so you can have a smooth experience with no hiccups.


Make sure to pay attention to the little details mentioned above while buying a used car to ensure a seamless experience.

Some Frequently Asked Queries by the netizens

What is the best way to buy a second-hand car?

The best way to buy a second-hand car is via a certified car broker after thoroughly inspecting the car.

Is it good to buy second-hand cars?

Second-hand cars are cost-effective, convenient, and safe if bought from a verified seller. It can help you save money and own the car of your dreams at a reduced cost.

Is it better to buy a second-hand car or a new car?

The decision can depend on various factors. If you have the budget to buy the car of your choice, you can go in for a new car. However, if you do not want to spend as much but still want a car, you can consider a used vehicle.

How old can a used car be to ensure good performance?

Experts recommend not buying a car older than five years. However, it all depends on the previous usage of the car. If the owner has maintained the car well and it passes all the quality checks, you can definitely purchase an older car.

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Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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